2026 Medicare Advantage Plans in Calvert County, MD
Last update: . Enrollment data updated: June 13, 2026
For 2026, Calvert County, MD includes 12 Medicare Advantage plans. Enrollment across these plans totals approximately 1,632, with 6 $0 premium options and 42% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Calvert County, MD are summarized separately. Visit Medicare Options in Calvert County, MD to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 8
- Average Monthly Premium
- $14.34/mo
- Total PPO Enrollment
- 1,418
- $0 Premium PPO Plans
- 4
- Average MOOP
- $7,206
- Top PPO by Enrollment
- HumanaChoice H7617-044 (PPO) — 504 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| HumanaChoice H7617-044 | $9 | $7,550 | $615 | H7617-044-0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $42 | $7,300 | $0 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $8,300 | $0 | H7379-001-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-386-1 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-379-0 | |
| HumanaChoice H5216-376 | $9 | $7,550 | $615 | H5216-376-0 | |
| HumanaChoice H5216-387 | $54 | $7,550 | $500 | H5216-387-1 |
What is the average monthly premium for PPO plans in Calvert?
PPO plans in Calvert cost $14.34 per month on average.
Which PPO plan has the highest enrollment in Calvert?
The most popular PPO plan in Calvert is HumanaChoice H7617-044 (PPO), with 504 enrollees.
How many PPO plans in Calvert do not include prescription drug coverage?
3 PPO plans in Calvert do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 2
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 99
- $0 Premium HMO Plans 2
- Average MOOP $7,050
- Top HMO by Enrollment Kaiser Permanente Medicare Advantage Value 1 MD (HMO) — 99 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Liberty | $0 | $5,900 | N/A | H2172-005-0 | |
| Kaiser Permanente Medicare Advantage Value 1 MD | $0 | $8,200 | $0 | H2172-025-0 |
What is the top HMO by enrollment in Calvert?
Kaiser Permanente Medicare Advantage Value 1 MD (HMO) is the top HMO in Calvert, with 99 enrollees.
What is the number of HMO plans without Part D coverage in Calvert?
1 HMO plans in Calvert do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 2
- Average Monthly Premium
- $66.00/mo
- Total HMO-POS Enrollment
- 115
- $0 Premium HMO-POS Plans
- 0
- Average MOOP
- $6,800
- Top HMO-POS by Enrollment
- Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) — 89 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage High MD | $104 | $5,700 | $0 | H2172-002-0 | |
| Kaiser Permanente Medicare Advantage Standard 1 MD | $28 | $7,900 | $0 | H2172-021-0 |
What is the typical premium for HMO-POS plans in Calvert?
HMO-POS plans in Calvert cost $66.00 per month on average.
Which HMO-POS plan has the most members in Calvert?
The most popular HMO-POS plan in Calvert is Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS), with 89 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Calvert?
There are 0 HMO-POS plans in Calvert without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Calvert County, MD (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 42% |
| 3 Stars | 7 | 58% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.92 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.