- Entity
- county:maryland-caroline-24011
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/caroline/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 12
- PPO Plans
- 8
- HMO Plans
- 4
- HMO-POS Plans
- 0
- PFFS Plans
- 0
- Average Monthly Premium
- 22.23
- Average MOOP
- 7366.67
- Average Part D Deductible
- 253.13
- $0 Premium Plans
- 6
- Plans Without Part D Coverage
- 4
- Average CMS Star Rating
- 3.58
- $0 Premium Plan Share
- 50
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 8
- 3-Star Plan Share
- 92
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 14.34
- PPO Average MOOP
- 7206.25
- PPO Enrollment
- 703
- PPO $0 Premium Plans
- 4
- PPO Plans Without Part D Coverage
- 3
- HMO Average Monthly Premium
- 38
- HMO Average MOOP
- 7687.5
- HMO Enrollment
- 181
- HMO $0 Premium Plans
- 2
- HMO Plans Without Part D Coverage
- 1
- Entity
- county:maryland-caroline-24011
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/caroline/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maryland-caroline-24011-landscape-stats
- Plans Indexed
- 12
- Standard Medicare Advantage Plans
-
-
HumanaChoice H7617-044
H7617-044-0 -
Alterwood Advantage Choice
H9306-008-1 -
Alterwood Advantage Choice Plus
H9306-002-0 -
Alterwood Advantage Freedom
H9306-003-0 -
Alterwood Advantage Select
H9306-009-1 -
CareFirst BlueCross BlueShield Advantage Complete
H7379-002-0 -
CareFirst BlueCross BlueShield Advantage Essential
H7379-001-0 -
CareFirst BlueCross BlueShield Advantage Salute
H7379-003-0 -
Humana USAA Honor Giveback
H5216-386-1 -
Humana USAA Honor Giveback
H5216-379-0 -
HumanaChoice H5216-376
H5216-376-0 -
HumanaChoice H5216-387
H5216-387-1
-
HumanaChoice H7617-044
- Total Standard Medicare Advantage Enrollment
- 884
2026 Medicare Advantage Plans in Caroline County, MD
Last update: .
For 2026, Caroline County, MD includes 12 Medicare Advantage plans. Enrollment across these plans totals approximately 884, with 6 $0 premium options and 8% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Caroline County, MD are provided separately. Or you can discover all Medicare Options in Caroline County, MD.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 8
- Average Monthly Premium
- $14.34/mo
- Total PPO Enrollment
- 703
- $0 Premium PPO Plans
- 4
- Average MOOP
- $7,206
- Top PPO by Enrollment
- HumanaChoice H5216-376 (PPO) — 227 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| HumanaChoice H7617-044 | $9 | $7,550 | $615 | H7617-044-0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $42 | $7,300 | $0 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $8,300 | $0 | H7379-001-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-386-1 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-379-0 | |
| HumanaChoice H5216-376 | $9 | $7,550 | $615 | H5216-376-0 | |
| HumanaChoice H5216-387 | $54 | $7,550 | $500 | H5216-387-1 |
What is the typical premium for PPO plans available in Caroline?
PPO plans in Caroline cost $14.34 per month on average.
Which PPO plan do most beneficiaries choose in Caroline?
The most popular PPO plan in Caroline is HumanaChoice H5216-376 (PPO), with 227 enrollees.
How many PPO options are offered without drug coverage in Caroline?
3 PPO plans in Caroline do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 4
- Average Monthly Premium $38.00/mo
- Total HMO Enrollment 181
- $0 Premium HMO Plans 2
- Average MOOP $7,688
- Top HMO by Enrollment Alterwood Advantage Select (HMO) — 92 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Alterwood Advantage Choice | $30 | $7,500 | $0 | H9306-008-1 | |
| Alterwood Advantage Choice Plus | $122 | $6,500 | $0 | H9306-002-0 | |
| Alterwood Advantage Freedom | $0 | $9,250 | N/A | H9306-003-0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306-009-1 |
What is the total number of HMO plans offered in Caroline?
In 2026, Caroline County has 4 HMO plans with 181 enrollees.
How much do HMO plans cost in Caroline?
The typical HMO premium in Caroline is $38.00, and 2 plans have no monthly premium.
CMS quality ratings for Medicare Advantage plans in Caroline County, MD (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 1 | 8% |
| 3 Stars | 11 | 92% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.58 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.