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  1. 🏠
  2. Medicare Advantage Plans
  3. Maryland
  4. Dorchester County

2026 Medicare Advantage Plans in Dorchester County, MD

Last update: September 2, 2026.

For 2026, Dorchester County, MD includes 12 Medicare Advantage plans. Enrollment across these plans totals approximately 1,196, with 6 $0 premium options and 8% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Dorchester County, MD are summarized separately. Visit Medicare Options in Dorchester County, MD to see more options.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $22.23/mo
  • $0 Premium Plans: 6
  • Average MOOP: $7,367 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 8% · 3 Stars: 92% · Below 3: 0%
  • Average Part D Deductible: $253.13
  • Total MA/MAPD Enrollment: 1,196
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. HumanaChoice H5216-376 (PPO) — 264 enrollees
    2. CareFirst BlueCross BlueShield Advantage Essential (PPO) — 211 enrollees
    3. HumanaChoice H7617-044 (PPO) — 180 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
8
Average Monthly Premium
$14.34/mo
Total PPO Enrollment
925
$0 Premium PPO Plans
4
Average MOOP
$7,206
Top PPO by Enrollment
HumanaChoice H5216-376 (PPO) — 264 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Dorchester County, Maryland (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HumanaChoice H7617-044
☆☆☆☆☆
$9 $7,550 $615 H7617-044-0
CareFirst BlueCross BlueShield Advantage Complete
☆☆☆☆☆
$42 $7,300 $0 H7379-002-0
CareFirst BlueCross BlueShield Advantage Essential
☆☆☆☆☆
$0 $8,300 $0 H7379-001-0
CareFirst BlueCross BlueShield Advantage Salute
☆☆☆☆☆
$0 $5,900 N/A H7379-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-386-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-379-0
HumanaChoice H5216-376
☆☆☆☆☆
$9 $7,550 $615 H5216-376-0
HumanaChoice H5216-387
☆☆☆☆☆
$54 $7,550 $500 H5216-387-1
What is the average monthly premium for PPO plans in Dorchester?
PPO plans in Dorchester cost $14.34 per month on average.
Which PPO plan has the highest enrollment in Dorchester?
The most popular PPO plan in Dorchester is HumanaChoice H5216-376 (PPO), with 264 enrollees.
How many PPO plans in Dorchester do not include prescription drug coverage?
3 PPO plans in Dorchester do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
4
Average Monthly Premium
$38.00/mo
Total HMO Enrollment
271
$0 Premium HMO Plans
2
Average MOOP
$7,688
Top HMO by Enrollment
Alterwood Advantage Choice (HMO) — 150 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Dorchester County, Maryland (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Alterwood Advantage Choice
☆☆☆☆☆
$30 $7,500 $0 H9306-008-1
Alterwood Advantage Choice Plus
☆☆☆☆☆
$122 $6,500 $0 H9306-002-0
Alterwood Advantage Freedom
☆☆☆☆☆
$0 $9,250 N/A H9306-003-0
Alterwood Advantage Select
☆☆☆☆☆
$0 $7,500 $295 H9306-009-1
What is the total number of HMO plans offered in Dorchester?

There are 4 HMO plans in 2026, covering 271 enrollees.

How much do HMO plans cost in Dorchester?

The average HMO premium in Dorchester is $38.00 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Dorchester?

Alterwood Advantage Choice (HMO) is the top HMO in Dorchester, with 150 enrollees.

What is the number of HMO plans without Part D coverage in Dorchester?

1 HMO plans in Dorchester do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Dorchester County, MD (2026) are summarized below.

Medicare Advantage Plan Ratings in Dorchester County, MD (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 8%
3 Stars 11 92%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.58

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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