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  1. 🏠
  2. Medicare Advantage Plans
  3. Maryland
  4. Dorchester County

2026 Medicare Advantage Plans in Dorchester County, MD

Last update: May 11, 2026. Enrollment data updated: May 2, 2026

Dorchester County, MD has 12 Medicare Advantage plans available in 2026. These include 6 plans with no monthly premium, and roughly 8% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dorchester County, MD. Or explore all Medicare Options available in Dorchester County, MD.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $22.23/mo
$0 Premium Plans: 6
Average MOOP: $7,367 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 8% · 3 Stars: 92% · Below 3: 0%
Average Part D Deductible: $253.13
Total MA/MAPD Enrollment: 1,193
Plans with the Highest Enrollment
(as of May 2, 2026)
1. HumanaChoice H5216-376 (PPO) — 276 enrollees
2. CareFirst BlueCross BlueShield Advantage Essential (PPO) — 212 enrollees
3. HumanaChoice H7617-044 (PPO) — 173 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 8
  • Average Monthly Premium $14.34/mo
  • Total PPO Enrollment 930
  • $0 Premium PPO Plans 4
  • Average MOOP $7,206
  • Top PPO by Enrollment HumanaChoice H5216-376 (PPO) — 276 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Dorchester County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HumanaChoice H7617-044
☆☆☆☆☆
$9 $7,550 $615 H7617-044-0
CareFirst BlueCross BlueShield Advantage Complete
☆☆☆☆☆
$42 $7,300 $0 H7379-002-0
CareFirst BlueCross BlueShield Advantage Essential
☆☆☆☆☆
$0 $8,300 $0 H7379-001-0
CareFirst BlueCross BlueShield Advantage Salute
☆☆☆☆☆
$0 $5,900 N/A H7379-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-386-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-379-0
HumanaChoice H5216-376
☆☆☆☆☆
$9 $7,550 $615 H5216-376-0
HumanaChoice H5216-387
☆☆☆☆☆
$54 $7,550 $500 H5216-387-1
What is the most popular PPO plan in Dorchester?

HumanaChoice H5216-376 (PPO) is the top PPO in Dorchester, with 276 enrollees.

What is the number of PPO plans without Part D coverage in Dorchester?

There are 3 PPO plans in Dorchester without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$38.00/mo
Total HMO Enrollment
263
$0 Premium HMO Plans
2
Average MOOP
$7,688
Top HMO by Enrollment
Alterwood Advantage Choice (HMO) — 139 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Dorchester County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alterwood Advantage Choice
☆☆☆☆☆
$30 $7,500 $0 H9306-008-1
Alterwood Advantage Choice Plus
☆☆☆☆☆
$122 $6,500 $0 H9306-002-0
Alterwood Advantage Freedom
☆☆☆☆☆
$0 $9,250 N/A H9306-003-0
Alterwood Advantage Select
☆☆☆☆☆
$0 $7,500 $295 H9306-009-1

What is the typical premium for HMO plans in Dorchester?

HMO plans in Dorchester cost $38.00 per month on average.

Which HMO plan do most beneficiaries choose in Dorchester?

The most popular HMO plan in Dorchester is Alterwood Advantage Choice (HMO), with 139 enrollees.

How many HMO options are offered without prescription drug coverage in Dorchester?

There are 1 HMO plans in Dorchester without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Dorchester County, MD for 2026.

CMS Star Ratings for Medicare Advantage Plans in Dorchester County, MD (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 8%
3 Stars 11 92%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.58

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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