- Entity
- county:maryland-frederick-24021
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/frederick/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 23
- PPO Plans
- 13
- HMO Plans
- 8
- HMO-POS Plans
- 2
- PFFS Plans
- 0
- Average Monthly Premium
- 32.38
- Average MOOP
- 7304.35
- Average Part D Deductible
- 315.63
- $0 Premium Plans
- 10
- Plans Without Part D Coverage
- 7
- Average CMS Star Rating
- 3.74
- $0 Premium Plan Share
- 43.48
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 30
- 3-Star Plan Share
- 70
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 31.98
- PPO Average MOOP
- 7215.38
- PPO Enrollment
- 4750
- PPO $0 Premium Plans
- 5
- PPO Plans Without Part D Coverage
- 4
- HMO Average Monthly Premium
- 24.63
- HMO Average MOOP
- 7575
- HMO Enrollment
- 1165
- HMO $0 Premium Plans
- 5
- HMO Plans Without Part D Coverage
- 3
- HMO-POS Average Monthly Premium
- 66
- HMO-POS Average MOOP
- 6800
- HMO-POS Enrollment
- 734
- HMO-POS $0 Premium Plans
- 0
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:maryland-frederick-24021
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/frederick/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maryland-frederick-24021-landscape-stats
- Plans Indexed
- 23
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle Giveback
H5521-480-0 -
Aetna Medicare Elite
H5521-482-0 -
HumanaChoice H7617-044
H7617-044-0 -
Kaiser Permanente Medicare Advantage High MD
H2172-002-0 -
Kaiser Permanente Medicare Advantage Liberty
H2172-005-0 -
Kaiser Permanente Medicare Advantage Standard 1 MD
H2172-021-0 -
Kaiser Permanente Medicare Advantage Value 1 MD
H2172-025-0 -
Alterwood Advantage Choice
H9306-008-1 -
Alterwood Advantage Choice Plus
H9306-002-0 -
Alterwood Advantage Freedom
H9306-003-0 -
Alterwood Advantage Select
H9306-009-1 -
CareFirst BlueCross BlueShield Advantage Complete
H7379-002-0 -
CareFirst BlueCross BlueShield Advantage Essential
H7379-001-0 -
CareFirst BlueCross BlueShield Advantage Salute
H7379-003-0 -
Humana USAA Honor Giveback
H5216-379-0 -
Humana USAA Honor Giveback
H5216-386-1 -
HumanaChoice H5216-376
H5216-376-0 -
HumanaChoice H5216-387
H5216-387-1 -
Johns Hopkins Advantage MD
H1225-001-0 -
Johns Hopkins Advantage MD Tribute
H1225-004-0 -
Johns Hopkins Advantage MD
H3890-001-0 -
Johns Hopkins Advantage MD Plus
H3890-002-0 -
Johns Hopkins Advantage MD Primary
H3890-005-0
-
Aetna Medicare Eagle Giveback
- Total Standard Medicare Advantage Enrollment
- 6649
2026 Medicare Advantage Plans in Frederick County, MD
Last update: .
In Frederick County, MD, there are 23 Medicare Advantage plans available for 2026. Of these, 10 offer a $0 monthly premium, and about 30% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Frederick County, MD. Or explore all Medicare Options available in Frederick County, MD.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $6,750 | N/A | H5521-480-0 | |
| Aetna Medicare Elite | $46 | $6,750 | $615 | H5521-482-0 | |
| HumanaChoice H7617-044 | $9 | $7,550 | $615 | H7617-044-0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $42 | $7,300 | $0 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $8,300 | $0 | H7379-001-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-379-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-386-1 | |
| HumanaChoice H5216-376 | $9 | $7,550 | $615 | H5216-376-0 | |
| HumanaChoice H5216-387 | $54 | $7,550 | $500 | H5216-387-1 | |
| Johns Hopkins Advantage MD | $95 | $7,550 | $615 | H3890-001-0 | |
| Johns Hopkins Advantage MD Plus | $155 | $7,550 | $615 | H3890-002-0 | |
| Johns Hopkins Advantage MD Primary | $5 | $7,550 | $590 | H3890-005-0 |
What is the total number of PPO plans offered in Frederick?
Frederick County has 13 PPO plans for 2026, with 4,750 enrolled.
How much do PPO plans cost in Frederick?
The typical PPO premium in Frederick is $31.98, and 5 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 8
- Average Monthly Premium
- $24.63/mo
- Total HMO Enrollment
- 1,165
- $0 Premium HMO Plans
- 5
- Average MOOP
- $7,575
- Top HMO by Enrollment
- Kaiser Permanente Medicare Advantage Value 1 MD (HMO) — 676 enrollees
- HMO Plans Without Drug Coverage
- 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Liberty | $0 | $5,900 | N/A | H2172-005-0 | |
| Kaiser Permanente Medicare Advantage Value 1 MD | $0 | $8,200 | $0 | H2172-025-0 | |
| Alterwood Advantage Choice | $30 | $7,500 | $0 | H9306-008-1 | |
| Alterwood Advantage Choice Plus | $122 | $6,500 | $0 | H9306-002-0 | |
| Alterwood Advantage Freedom | $0 | $9,250 | N/A | H9306-003-0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306-009-1 | |
| Johns Hopkins Advantage MD | $45 | $8,950 | $590 | H1225-001-0 | |
| Johns Hopkins Advantage MD Tribute | $0 | $6,800 | N/A | H1225-004-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Frederick cost $24.63 per month on average.
- Which HMO plan is most popular in Frederick?
- The most popular HMO plan in Frederick is Kaiser Permanente Medicare Advantage Value 1 MD (HMO), with 676 enrollees.
- How many HMO plans in Frederick do not include drug coverage?
- There are 3 HMO plans in Frederick without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 2
- Average Monthly Premium $66.00/mo
- Total HMO-POS Enrollment 734
- $0 Premium HMO-POS Plans 0
- Average MOOP $6,800
- Top HMO-POS by Enrollment Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) — 622 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage High MD | $104 | $5,700 | $0 | H2172-002-0 | |
| Kaiser Permanente Medicare Advantage Standard 1 MD | $28 | $7,900 | $0 | H2172-021-0 |
What is the total number of HMO-POS plans in Frederick?
There are 2 HMO-POS plans in 2026, covering 734 enrollees.
How much do HMO-POS plans cost in Frederick?
The average HMO-POS premium in Frederick is $66.00 per month, with 0 plans offering $0 premiums.
What is the leading HMO-POS plan in Frederick?
Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) is the top HMO-POS in Frederick, with 622 enrollees.
What is the number of HMO-POS plans without Part D coverage in Frederick?
0 HMO-POS plans in Frederick do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Frederick County, MD for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 7 | 30% |
| 3 Stars | 16 | 70% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.74 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.