- Entity
- county:maryland-frederick-24021
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/frederick/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 17
- PPO Plans
- 8
- HMO Plans
- 7
- HMO-POS Plans
- 2
- PFFS Plans
- 0
- Average Monthly Premium
- 36.53
- Average MOOP
- 7311.82
- Average Part D Deductible
- 392.92
- $0 Premium Plans
- 9
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 3.82
- $0 Premium Plan Share
- 52.94
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 59
- 3-Star Plan Share
- 29
- Below 3-Star Plan Share
- 12
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 48.88
- PPO Average MOOP
- 7368.88
- PPO Enrollment
- 2647
- PPO $0 Premium Plans
- 4
- PPO Plans Without Part D Coverage
- 2
- HMO Average Monthly Premium
- 12
- HMO Average MOOP
- 7392.86
- HMO Enrollment
- 1177
- HMO $0 Premium Plans
- 5
- HMO Plans Without Part D Coverage
- 3
- HMO-POS Average Monthly Premium
- 73
- HMO-POS Average MOOP
- 6800
- HMO-POS Enrollment
- 726
- HMO-POS $0 Premium Plans
- 0
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:maryland-frederick-24021
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/frederick/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maryland-frederick-24021-landscape-stats
- Plans Indexed
- 17
- Standard Medicare Advantage Plans
-
-
HumanaChoice H7617-044
H7617-044-0 -
Kaiser Permanente Medicare Advantage High MD
H2172-002-0 -
Kaiser Permanente Medicare Advantage Liberty
H2172-005-0 -
Kaiser Permanente Medicare Advantage Standard 1 MD
H2172-021-0 -
Kaiser Permanente Medicare Advantage Value 1 MD
H2172-025-0 -
Humana USAA Honor Giveback
H5216-379-0 -
HumanaChoice H5216-376
H5216-376-0 -
HumanaChoice H5216-387
H5216-387-1 -
Johns Hopkins Advantage MD
H3890-001-0 -
Johns Hopkins Advantage MD Plus
H3890-002-0 -
Alterwood Advantage Choice
H9306-008-1 -
Alterwood Advantage Freedom
H9306-003-0 -
Alterwood Advantage Select
H9306-009-1 -
Johns Hopkins Advantage MD
H1225-001-0 -
Johns Hopkins Advantage MD Tribute
H1225-004-0 -
CareFirst BlueCross BlueShield Advantage Salute
H7379-003-0 -
CareFirst BlueCross BlueShield Advantage Signature
H7379-004-2
-
HumanaChoice H7617-044
- Total Standard Medicare Advantage Enrollment
- 4550
2027 Medicare Advantage Plans in Frederick County, MD
Last update: .
For 2027, Frederick County, MD includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 4,550, with 9 $0 premium options and 59% rated 4 stars or higher.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 8
- Average Monthly Premium
- $48.88/mo
- Total PPO Enrollment
- 2,647
- $0 Premium PPO Plans
- 4
- Average MOOP
- $7,369
- Top PPO by Enrollment
- HumanaChoice H7617-044 (PPO) — 1,038 enrollees
- PPO Plans Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| HumanaChoice H7617-044 | $0 | $8,050 | $700 | H7617-044-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-379-0 | |
| HumanaChoice H5216-376 | $0 | $8,050 | $700 | H5216-376-0 | |
| HumanaChoice H5216-387 | $73 | $7,550 | $600 | H5216-387-1 | |
| Johns Hopkins Advantage MD | $95 | $7,950 | $615 | H3890-001-0 | |
| Johns Hopkins Advantage MD Plus | $165 | $7,550 | $615 | H3890-002-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| CareFirst BlueCross BlueShield Advantage Signature | $58 | $7,151 | $600 | H7379-004-2 |
- What is the average monthly premium for PPO plans in Frederick?
- PPO plans in Frederick cost $48.88 per month on average.
- Which PPO plan has the highest enrollment in Frederick?
- The most popular PPO plan in Frederick is HumanaChoice H7617-044 (PPO), with 1,038 enrollees.
- How many PPO plans in Frederick do not include prescription drug coverage?
- 2 PPO plans in Frederick do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Liberty | $0 | $5,900 | N/A | H2172-005-0 | |
| Kaiser Permanente Medicare Advantage Value 1 MD | $0 | $8,200 | $0 | H2172-025-0 | |
| Alterwood Advantage Choice | $35 | $7,500 | $0 | H9306-008-1 | |
| Alterwood Advantage Freedom | $0 | $6,500 | N/A | H9306-003-0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306-009-1 | |
| Johns Hopkins Advantage MD | $49 | $8,950 | $590 | H1225-001-0 | |
| Johns Hopkins Advantage MD Tribute | $0 | $7,200 | N/A | H1225-004-0 |
What is the total number of HMO plans offered in Frederick?
There are 7 HMO plans in 2027, covering 1,177 enrollees.
How much do HMO plans cost in Frederick?
The average HMO premium in Frederick is $12.00 per month, with 5 plans offering $0 premiums.
What is the top HMO by enrollment in Frederick?
Kaiser Permanente Medicare Advantage Value 1 MD (HMO) is the top HMO in Frederick, with 682 enrollees.
What is the number of HMO plans without Part D coverage in Frederick?
3 HMO plans in Frederick do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 2
- Average Monthly Premium
- $73.00/mo
- Total HMO-POS Enrollment
- 726
- $0 Premium HMO-POS Plans
- 0
- Average MOOP
- $6,800
- Top HMO-POS by Enrollment
- Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) — 616 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage High MD | $114 | $5,700 | $0 | H2172-002-0 | |
| Kaiser Permanente Medicare Advantage Standard 1 MD | $32 | $7,900 | $0 | H2172-021-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Frederick cost $73.00 per month on average.
Which HMO-POS plan is most popular in Frederick?
The most popular HMO-POS plan in Frederick is Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS), with 616 enrollees.
How many HMO-POS plans in Frederick do not include drug coverage?
There are 0 HMO-POS plans in Frederick without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Frederick County, MD (2027) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 59% |
| 3 Stars | 5 | 29% |
| Below 3 Stars | 2 | 12% |
| Not Rated | 0 | 0% |
| Average Rating | 3.82 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Frederick County, Maryland, including communities such as Frederick, Adamstown, Brunswick, Emmitsburg, Ijamsville, Jefferson, Knoxville, Middletown, Monrovia, Mount Airy, Myersville, New Market, Sabillasville, Thurmont, Walkersville, Woodsboro, and other areas throughout the county. Plan availability is determined by county of residence, not by city.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.