- Entity
- county:maryland-montgomery-24031
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/montgomery/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 20
- PPO Plans
- 10
- HMO Plans
- 7
- HMO-POS Plans
- 3
- PFFS Plans
- 0
- Average Monthly Premium
- 34.4
- Average MOOP
- 7262.6
- Average Part D Deductible
- 387.67
- $0 Premium Plans
- 10
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 3.73
- $0 Premium Plan Share
- 50
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 55
- 3-Star Plan Share
- 25
- Below 3-Star Plan Share
- 20
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 42.5
- PPO Average MOOP
- 7240.2
- PPO Enrollment
- 8489
- PPO $0 Premium Plans
- 5
- PPO Plans Without Part D Coverage
- 2
- HMO Average Monthly Premium
- 12
- HMO Average MOOP
- 7392.86
- HMO Enrollment
- 9332
- HMO $0 Premium Plans
- 5
- HMO Plans Without Part D Coverage
- 3
- HMO-POS Average Monthly Premium
- 59.67
- HMO-POS Average MOOP
- 7033.33
- HMO-POS Enrollment
- 8995
- HMO-POS $0 Premium Plans
- 0
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:maryland-montgomery-24031
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/montgomery/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maryland-montgomery-24031-landscape-stats
- Plans Indexed
- 20
- Standard Medicare Advantage Plans
-
-
HumanaChoice H7617-044
H7617-044-0 -
Kaiser Permanente Medicare Advantage Care Plus MD
H2172-014-0 -
Kaiser Permanente Medicare Advantage High MD
H2172-002-0 -
Kaiser Permanente Medicare Advantage Liberty
H2172-005-0 -
Kaiser Permanente Medicare Advantage Standard 1 MD
H2172-021-0 -
Kaiser Permanente Medicare Advantage Value 1 MD
H2172-025-0 -
Humana USAA Honor Giveback
H5216-379-0 -
HumanaChoice H5216-376
H5216-376-0 -
HumanaChoice H5216-387
H5216-387-1 -
Johns Hopkins Advantage MD
H3890-001-0 -
Johns Hopkins Advantage MD Plus
H3890-002-0 -
Alterwood Advantage Choice
H9306-008-1 -
Alterwood Advantage Freedom
H9306-003-0 -
Alterwood Advantage Select
H9306-009-1 -
Johns Hopkins Advantage MD
H1225-001-0 -
Johns Hopkins Advantage MD Tribute
H1225-004-0 -
CareFirst BlueCross BlueShield Advantage Complete
H7379-002-0 -
CareFirst BlueCross BlueShield Advantage Essential
H7379-001-0 -
CareFirst BlueCross BlueShield Advantage Salute
H7379-003-0 -
CareFirst BlueCross BlueShield Advantage Signature
H7379-004-1
-
HumanaChoice H7617-044
- Total Standard Medicare Advantage Enrollment
- 26816
2027 Medicare Advantage Plans in Montgomery County, MD
Last update: .
In Montgomery County, MD, there are 20 Medicare Advantage plans available for 2027. Of these, 10 offer a $0 monthly premium, and about 55% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 10
- Average Monthly Premium $42.50/mo
- Total PPO Enrollment 8,489
- $0 Premium PPO Plans 5
- Average MOOP $7,240
- Top PPO by Enrollment CareFirst BlueCross BlueShield Advantage Essential (PPO) — 4,000 enrollees
- PPO Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HumanaChoice H7617-044 | $0 | $8,050 | $700 | H7617-044-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-379-0 | |
| HumanaChoice H5216-376 | $0 | $8,050 | $700 | H5216-376-0 | |
| HumanaChoice H5216-387 | $73 | $7,550 | $600 | H5216-387-1 | |
| Johns Hopkins Advantage MD | $95 | $7,950 | $615 | H3890-001-0 | |
| Johns Hopkins Advantage MD Plus | $165 | $7,550 | $615 | H3890-002-0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $45 | $6,300 | $400 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $7,151 | $700 | H7379-001-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| CareFirst BlueCross BlueShield Advantage Signature | $47 | $7,151 | $600 | H7379-004-1 |
What is the total number of PPO plans offered in Montgomery?
There are 10 PPO plans in 2027, covering 8,489 beneficiaries.
How much do PPO plans cost in Montgomery?
The average PPO premium in Montgomery is $42.50 per month, with 5 plans offering $0 premiums.
What is the most popular PPO plan in Montgomery?
CareFirst BlueCross BlueShield Advantage Essential (PPO) is the top PPO in Montgomery, with 4,000 enrollees.
What is the number of PPO plans without Part D coverage in Montgomery?
There are 2 PPO plans in Montgomery without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 7
- Average Monthly Premium
- $12.00/mo
- Total HMO Enrollment
- 9,332
- $0 Premium HMO Plans
- 5
- Average MOOP
- $7,393
- Top HMO by Enrollment
- Kaiser Permanente Medicare Advantage Value 1 MD (HMO) — 7,594 enrollees
- HMO Plans Without Drug Coverage
- 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Liberty | $0 | $5,900 | N/A | H2172-005-0 | |
| Kaiser Permanente Medicare Advantage Value 1 MD | $0 | $8,200 | $0 | H2172-025-0 | |
| Alterwood Advantage Choice | $35 | $7,500 | $0 | H9306-008-1 | |
| Alterwood Advantage Freedom | $0 | $6,500 | N/A | H9306-003-0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306-009-1 | |
| Johns Hopkins Advantage MD | $49 | $8,950 | $590 | H1225-001-0 | |
| Johns Hopkins Advantage MD Tribute | $0 | $7,200 | N/A | H1225-004-0 |
What is the average monthly premium for HMO plans?
HMO plans in Montgomery cost $12.00 per month on average.
Which HMO plan is most popular in Montgomery?
The most popular HMO plan in Montgomery is Kaiser Permanente Medicare Advantage Value 1 MD (HMO), with 7,594 enrollees.
How many HMO plans in Montgomery do not include drug coverage?
There are 3 HMO plans in Montgomery without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Care Plus MD | $33 | $7,500 | $0 | H2172-014-0 | |
| Kaiser Permanente Medicare Advantage High MD | $114 | $5,700 | $0 | H2172-002-0 | |
| Kaiser Permanente Medicare Advantage Standard 1 MD | $32 | $7,900 | $0 | H2172-021-0 |
What is the leading HMO-POS plan in Montgomery?
Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) is the top HMO-POS in Montgomery, with 5,410 enrollees.
What is the number of HMO-POS plans without Part D coverage in Montgomery?
0 HMO-POS plans in Montgomery do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Montgomery County, MD for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 11 | 55% |
| 3 Stars | 5 | 25% |
| Below 3 Stars | 4 | 20% |
| Not Rated | 0 | 0% |
| Average Rating | 3.73 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Montgomery County, Maryland, including communities such as Bethesda, Chevy Chase, Cabin John, Olney, Brookeville, Poolesville, Boyds, Dickerson, Rockville, Potomac, Derwood, Sandy Spring, Ashton, Burtonsville, Clarksburg, Damascus, Germantown, Gaithersburg, Montgomery Village, Kensington, Silver Spring, Takoma Park, and other areas throughout the county. Plan availability is determined by county of residence, not by city.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.