- Entity
- county:maryland-montgomery-24031
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/montgomery/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 27
- PPO Plans
- 12
- HMO Plans
- 8
- HMO-POS Plans
- 7
- PFFS Plans
- 0
- Average Monthly Premium
- 38.83
- Average MOOP
- 7009.26
- Average Part D Deductible
- 305.79
- $0 Premium Plans
- 11
- Plans Without Part D Coverage
- 8
- Average CMS Star Rating
- 3.93
- $0 Premium Plan Share
- 40.74
- 5-Star Plan Share
- 15
- 4+ Star Plan Share
- 41
- 3-Star Plan Share
- 59
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 33.87
- PPO Average MOOP
- 7187.5
- PPO Enrollment
- 11352
- PPO $0 Premium Plans
- 5
- PPO Plans Without Part D Coverage
- 4
- HMO Average Monthly Premium
- 24.63
- HMO Average MOOP
- 7575
- HMO Enrollment
- 9279
- HMO $0 Premium Plans
- 5
- HMO Plans Without Part D Coverage
- 3
- HMO-POS Average Monthly Premium
- 63.57
- HMO-POS Average MOOP
- 6057.14
- HMO-POS Enrollment
- 9278
- HMO-POS $0 Premium Plans
- 1
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:maryland-montgomery-24031
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maryland/montgomery/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maryland-montgomery-24031-landscape-stats
- Plans Indexed
- 27
- Standard Medicare Advantage Plans
-
-
Erickson Advantage Freedom
H5652-006-0 -
Erickson Advantage Liberty
H5652-008-0 -
Erickson Advantage Liberty no Rx
H5652-002-0 -
Erickson Advantage Signature
H5652-001-0 -
Aetna Medicare Eagle Giveback
H5521-480-0 -
Aetna Medicare Elite
H5521-482-0 -
Kaiser Permanente Medicare Advantage Care Plus MD
H2172-014-0 -
Kaiser Permanente Medicare Advantage High MD
H2172-002-0 -
Kaiser Permanente Medicare Advantage Liberty
H2172-005-0 -
Kaiser Permanente Medicare Advantage Standard 1 MD
H2172-021-0 -
Kaiser Permanente Medicare Advantage Value 1 MD
H2172-025-0 -
Alterwood Advantage Choice
H9306-008-1 -
Alterwood Advantage Choice Plus
H9306-002-0 -
Alterwood Advantage Freedom
H9306-003-0 -
Alterwood Advantage Select
H9306-009-1 -
CareFirst BlueCross BlueShield Advantage Complete
H7379-002-0 -
CareFirst BlueCross BlueShield Advantage Essential
H7379-001-0 -
CareFirst BlueCross BlueShield Advantage Salute
H7379-003-0 -
Humana USAA Honor Giveback
H5216-379-0 -
Humana USAA Honor Giveback
H5216-386-1 -
HumanaChoice H5216-376
H5216-376-0 -
HumanaChoice H5216-387
H5216-387-1 -
Johns Hopkins Advantage MD
H1225-001-0 -
Johns Hopkins Advantage MD Tribute
H1225-004-0 -
Johns Hopkins Advantage MD
H3890-001-0 -
Johns Hopkins Advantage MD Plus
H3890-002-0 -
Johns Hopkins Advantage MD Primary
H3890-005-0
-
Erickson Advantage Freedom
- Total Standard Medicare Advantage Enrollment
- 29909
2026 Medicare Advantage Plans in Montgomery County, MD
Last update: .
For 2026, Montgomery County, MD includes 27 Medicare Advantage plans. Enrollment across these plans totals approximately 29,909, with 11 $0 premium options and 41% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Montgomery County, MD are summarized separately. Visit Medicare Options in Montgomery County, MD to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 12
- Average Monthly Premium
- $33.87/mo
- Total PPO Enrollment
- 11,352
- $0 Premium PPO Plans
- 5
- Average MOOP
- $7,188
- Top PPO by Enrollment
- CareFirst BlueCross BlueShield Advantage Essential (PPO) — 3,967 enrollees
- PPO Plans Without Drug Coverage
- 4
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $6,750 | N/A | H5521-480-0 | |
| Aetna Medicare Elite | $46 | $6,750 | $615 | H5521-482-0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $42 | $7,300 | $0 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $8,300 | $0 | H7379-001-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-379-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-386-1 | |
| HumanaChoice H5216-376 | $9 | $7,550 | $615 | H5216-376-0 | |
| HumanaChoice H5216-387 | $54 | $7,550 | $500 | H5216-387-1 | |
| Johns Hopkins Advantage MD | $95 | $7,550 | $615 | H3890-001-0 | |
| Johns Hopkins Advantage MD Plus | $155 | $7,550 | $615 | H3890-002-0 | |
| Johns Hopkins Advantage MD Primary | $5 | $7,550 | $590 | H3890-005-0 |
- What is the average monthly premium for PPO plans in Montgomery?
- PPO plans in Montgomery cost $33.87 per month on average.
- Which PPO plan has the highest enrollment in Montgomery?
- The most popular PPO plan in Montgomery is CareFirst BlueCross BlueShield Advantage Essential (PPO), with 3,967 enrollees.
- How many PPO plans in Montgomery do not include prescription drug coverage?
- 4 PPO plans in Montgomery do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Liberty | $0 | $5,900 | N/A | H2172-005-0 | |
| Kaiser Permanente Medicare Advantage Value 1 MD | $0 | $8,200 | $0 | H2172-025-0 | |
| Alterwood Advantage Choice | $30 | $7,500 | $0 | H9306-008-1 | |
| Alterwood Advantage Choice Plus | $122 | $6,500 | $0 | H9306-002-0 | |
| Alterwood Advantage Freedom | $0 | $9,250 | N/A | H9306-003-0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306-009-1 | |
| Johns Hopkins Advantage MD | $45 | $8,950 | $590 | H1225-001-0 | |
| Johns Hopkins Advantage MD Tribute | $0 | $6,800 | N/A | H1225-004-0 |
What is the total number of HMO plans offered in Montgomery?
There are 8 HMO plans in 2026, covering 9,279 enrollees.
How much do HMO plans cost in Montgomery?
The average HMO premium in Montgomery is $24.63 per month, with 5 plans offering $0 premiums.
What is the top HMO by enrollment in Montgomery?
Kaiser Permanente Medicare Advantage Value 1 MD (HMO) is the top HMO in Montgomery, with 7,541 enrollees.
What is the number of HMO plans without Part D coverage in Montgomery?
3 HMO plans in Montgomery do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 7
- Average Monthly Premium
- $63.57/mo
- Total HMO-POS Enrollment
- 9,278
- $0 Premium HMO-POS Plans
- 1
- Average MOOP
- $6,057
- Top HMO-POS by Enrollment
- Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) — 5,402 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Erickson Advantage Freedom | $89 | $4,900 | $355 | H5652-006-0 | |
| Erickson Advantage Liberty | $14 | $6,750 | $600 | H5652-008-0 | |
| Erickson Advantage Liberty no Rx | $0 | $6,750 | N/A | H5652-002-0 | |
| Erickson Advantage Signature | $182 | $2,900 | $270 | H5652-001-0 | |
| Kaiser Permanente Medicare Advantage Care Plus MD | $28 | $7,500 | $150 | H2172-014-0 | |
| Kaiser Permanente Medicare Advantage High MD | $104 | $5,700 | $0 | H2172-002-0 | |
| Kaiser Permanente Medicare Advantage Standard 1 MD | $28 | $7,900 | $0 | H2172-021-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Montgomery cost $63.57 per month on average.
Which HMO-POS plan is most popular in Montgomery?
The most popular HMO-POS plan in Montgomery is Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS), with 5,402 enrollees.
How many HMO-POS plans in Montgomery do not include drug coverage?
There are 1 HMO-POS plans in Montgomery without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Montgomery County, MD (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 15% |
| 4 Stars (includes 5 Stars) | 11 | 41% |
| 3 Stars | 16 | 59% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.93 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.