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  1. 🏠
  2. Medicare Advantage Plans
  3. Maryland
  4. Queen Annes County

2026 Medicare Advantage Plans in Queen Annes County, MD

Last update: May 9, 2026. Enrollment data updated: June 13, 2026

In Queen Annes County, MD, there are 12 Medicare Advantage plans available for 2026. Of these, 6 offer a $0 monthly premium, and about 8% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Queen Annes County, MD. Or explore all Medicare Options available in Queen Annes County, MD.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$22.23/mo
Plans with $0 Premium
6
Average MOOP Limit
$7,367 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 8% · 3 Stars: 92% · Below 3: 0%
Average Part D Deductible
$253.13
Total MA/MAPD Enrollment
750
Plans with the Highest Enrollment
(as of June 13, 2026)
1. HumanaChoice H5216-376 (PPO) — 236 enrollees
2. CareFirst BlueCross BlueShield Advantage Essential (PPO) — 137 enrollees
3. HumanaChoice H5216-387 (PPO) — 105 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 8
  • Average Monthly Premium $14.34/mo
  • Total PPO Enrollment 674
  • $0 Premium PPO Plans 4
  • Average MOOP $7,206
  • Top PPO by Enrollment HumanaChoice H5216-376 (PPO) — 236 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Queen Annes County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HumanaChoice H7617-044
☆☆☆☆☆
$9 $7,550 $615 H7617-044-0
CareFirst BlueCross BlueShield Advantage Complete
☆☆☆☆☆
$42 $7,300 $0 H7379-002-0
CareFirst BlueCross BlueShield Advantage Essential
☆☆☆☆☆
$0 $8,300 $0 H7379-001-0
CareFirst BlueCross BlueShield Advantage Salute
☆☆☆☆☆
$0 $5,900 N/A H7379-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-386-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-379-0
HumanaChoice H5216-376
☆☆☆☆☆
$9 $7,550 $615 H5216-376-0
HumanaChoice H5216-387
☆☆☆☆☆
$54 $7,550 $500 H5216-387-1
What is the total number of PPO plans offered in Queen Annes?

There are 8 PPO plans in 2026, covering 674 beneficiaries.

How much do PPO plans cost in Queen Annes?

The average PPO premium in Queen Annes is $14.34 per month, with 4 plans offering $0 premiums.

What is the most popular PPO plan in Queen Annes?

HumanaChoice H5216-376 (PPO) is the top PPO in Queen Annes, with 236 enrollees.

What is the number of PPO plans without Part D coverage in Queen Annes?

There are 3 PPO plans in Queen Annes without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$38.00/mo
Total HMO Enrollment
76
$0 Premium HMO Plans
2
Average MOOP
$7,688
Top HMO by Enrollment
Alterwood Advantage Choice (HMO) — 44 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Queen Annes County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alterwood Advantage Choice
☆☆☆☆☆
$30 $7,500 $0 H9306-008-1
Alterwood Advantage Choice Plus
☆☆☆☆☆
$122 $6,500 $0 H9306-002-0
Alterwood Advantage Freedom
☆☆☆☆☆
$0 $9,250 N/A H9306-003-0
Alterwood Advantage Select
☆☆☆☆☆
$0 $7,500 $295 H9306-009-1

What is the average monthly premium for HMO plans?

HMO plans in Queen Annes cost $38.00 per month on average.

Which HMO plan is most popular in Queen Annes?

The most popular HMO plan in Queen Annes is Alterwood Advantage Choice (HMO), with 44 enrollees.

How many HMO plans in Queen Annes do not include drug coverage?

There are 1 HMO plans in Queen Annes without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Queen Annes County, MD for 2026.

CMS Star Ratings for Medicare Advantage Plans in Queen Annes County, MD (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 8%
3 Stars 11 92%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.58

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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