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  1. 🏠
  2. Medicare Advantage Plans
  3. Maryland
  4. Saint Marys County

2026 Medicare Advantage Plans in Saint Marys County, MD

Last update: September 3, 2026.

Saint Marys County, MD has 8 Medicare Advantage plans available in 2026. These include 4 plans with no monthly premium, and roughly 13% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Saint Marys County, MD. Or explore all Medicare Options available in Saint Marys County, MD.

  • PPO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $14.34/mo
$0 Premium Plans: 4
Average MOOP: $7,206 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 13% · 3 Stars: 88% · Below 3: 0%
Average Part D Deductible: $346.00
Total MA/MAPD Enrollment: 1,869
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H7617-044 (PPO) — 788 enrollees
2. CareFirst BlueCross BlueShield Advantage Essential (PPO) — 556 enrollees
3. CareFirst BlueCross BlueShield Advantage Complete (PPO) — 189 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 8
  • Average Monthly Premium $14.34/mo
  • Total PPO Enrollment 1,869
  • $0 Premium PPO Plans 4
  • Average MOOP $7,206
  • Top PPO by Enrollment HumanaChoice H7617-044 (PPO) — 788 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Saint Marys County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HumanaChoice H7617-044
☆☆☆☆☆
$9 $7,550 $615 H7617-044-0
CareFirst BlueCross BlueShield Advantage Complete
☆☆☆☆☆
$42 $7,300 $0 H7379-002-0
CareFirst BlueCross BlueShield Advantage Essential
☆☆☆☆☆
$0 $8,300 $0 H7379-001-0
CareFirst BlueCross BlueShield Advantage Salute
☆☆☆☆☆
$0 $5,900 N/A H7379-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-386-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-379-0
HumanaChoice H5216-376
☆☆☆☆☆
$9 $7,550 $615 H5216-376-0
HumanaChoice H5216-387
☆☆☆☆☆
$54 $7,550 $500 H5216-387-1
What is the most popular PPO plan in Saint Marys?

HumanaChoice H7617-044 (PPO) is the top PPO in Saint Marys, with 788 enrollees.

What is the number of PPO plans without Part D coverage in Saint Marys?

There are 3 PPO plans in Saint Marys without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Saint Marys County, MD for 2026.

CMS Star Ratings for Medicare Advantage Plans in Saint Marys County, MD (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 13%
3 Stars 7 88%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.63

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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