2026 Medicare Advantage Plans in Saint Marys County, MD
Last update: . Enrollment data updated: May 2, 2026
For 2026, Saint Marys County, MD includes 8 Medicare Advantage plans. Enrollment across these plans totals approximately 1,793, with 4 $0 premium options and 13% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Saint Marys County, MD are summarized separately. Visit Medicare Options in Saint Marys County, MD to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 8
- Average Monthly Premium
- $14.34/mo
- Total PPO Enrollment
- 1,793
- $0 Premium PPO Plans
- 4
- Average MOOP
- $7,206
- Top PPO by Enrollment
- HumanaChoice H7617-044 (PPO) — 771 enrollees
- PPO Plans Without Drug Coverage
- 3
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| HumanaChoice H7617-044 | $9 | $7,550 | $615 | H7617-044-0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $42 | $7,300 | $0 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $8,300 | $0 | H7379-001-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-386-1 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-379-0 | |
| HumanaChoice H5216-376 | $9 | $7,550 | $615 | H5216-376-0 | |
| HumanaChoice H5216-387 | $54 | $7,550 | $500 | H5216-387-1 |
- What is the average monthly premium for PPO plans in Saint Marys?
- PPO plans in Saint Marys cost $14.34 per month on average.
- Which PPO plan has the highest enrollment in Saint Marys?
- The most popular PPO plan in Saint Marys is HumanaChoice H7617-044 (PPO), with 771 enrollees.
- How many PPO plans in Saint Marys do not include prescription drug coverage?
- 3 PPO plans in Saint Marys do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Saint Marys County, MD (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 1 | 13% |
| 3 Stars | 7 | 88% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.63 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.