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2026 Medicare Advantage Plans in Washington County, MD

Last update: .

For 2026, Washington County, MD includes 16 Medicare Advantage plans. Enrollment across these plans totals approximately 5,165, with 7 $0 premium options and 6% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Washington County, MD are summarized separately. Visit Medicare Options in Washington County, MD to see more options.

At a Glance

  • Average Monthly Premium: $35.11/mo
  • $0 Premium Plans: 7
  • Average MOOP: $7,453 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 6% · 3 Stars: 94% · Below 3: 0%
  • Average Part D Deductible: $349.55
  • Total MA/MAPD Enrollment: 5,165
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. HumanaChoice H7617-044 (PPO) — 1,363 enrollees
    2. HumanaChoice H5216-387 (PPO) — 869 enrollees
    3. HumanaChoice H5216-376 (PPO) — 866 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$36.47/mo
Total PPO Enrollment
4,657
$0 Premium PPO Plans
4
Average MOOP
$7,275
Top PPO by Enrollment
HumanaChoice H7617-044 (PPO) — 1,363 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Washington County, Maryland (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HumanaChoice H7617-044
☆☆☆☆☆
 $9 $7,550 $615 H7617-044-0
CareFirst BlueCross BlueShield Advantage Complete
☆☆☆☆☆
 $42 $7,300 $0 H7379-002-0
CareFirst BlueCross BlueShield Advantage Essential
☆☆☆☆☆
 $0 $8,300 $0 H7379-001-0
CareFirst BlueCross BlueShield Advantage Salute
☆☆☆☆☆
 $0 $5,900 N/A H7379-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-386-1
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-379-0
HumanaChoice H5216-376
☆☆☆☆☆
 $9 $7,550 $615 H5216-376-0
HumanaChoice H5216-387
☆☆☆☆☆
 $54 $7,550 $500 H5216-387-1
Johns Hopkins Advantage MD
☆☆☆☆☆
 $95 $7,550 $615 H3890-001-0
Johns Hopkins Advantage MD Plus
☆☆☆☆☆
 $155 $7,550 $615 H3890-002-0
What is the average monthly premium for PPO plans in Washington?
PPO plans in Washington cost $36.47 per month on average.
Which PPO plan has the highest enrollment in Washington?
The most popular PPO plan in Washington is HumanaChoice H7617-044 (PPO), with 1,363 enrollees.
How many PPO plans in Washington do not include prescription drug coverage?
3 PPO plans in Washington do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$32.83/mo
Total HMO Enrollment
508
$0 Premium HMO Plans
3
Average MOOP
$7,750
Top HMO by Enrollment
Johns Hopkins Advantage MD (HMO) — 397 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Washington County, Maryland (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Alterwood Advantage Choice
☆☆☆☆☆
 $30 $7,500 $0 H9306-008-1
Alterwood Advantage Choice Plus
☆☆☆☆☆
 $122 $6,500 $0 H9306-002-0
Alterwood Advantage Freedom
☆☆☆☆☆
 $0 $9,250 N/A H9306-003-0
Alterwood Advantage Select
☆☆☆☆☆
 $0 $7,500 $295 H9306-009-1
Johns Hopkins Advantage MD
☆☆☆☆☆
 $45 $8,950 $590 H1225-001-0
Johns Hopkins Advantage MD Tribute
☆☆☆☆☆
 $0 $6,800 N/A H1225-004-0
What is the total number of HMO plans offered in Washington?

There are 6 HMO plans in 2026, covering 508 enrollees.

How much do HMO plans cost in Washington?

The average HMO premium in Washington is $32.83 per month, with 3 plans offering $0 premiums.

What is the top HMO by enrollment in Washington?

Johns Hopkins Advantage MD (HMO) is the top HMO in Washington, with 397 enrollees.

What is the number of HMO plans without Part D coverage in Washington?

2 HMO plans in Washington do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Washington County, MD (2026) are summarized below.

Medicare Advantage Plan Ratings in Washington County, MD (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 6%
3 Stars 15 94%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.5

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .