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  1. 🏠
  2. Medicare Advantage Plans
  3. Massachusetts
  4. Franklin County

2026 Medicare Advantage Plans in Franklin County, MA

Last update: September 3, 2026.

Franklin County, MA has 21 Medicare Advantage plans available in 2026. These include 9 plans with no monthly premium, and roughly 62% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Franklin County, MA. Or explore all Medicare Options available in Franklin County, MA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $68.00/mo
$0 Premium Plans: 9
Average MOOP: $5,845 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 62% · 3 Stars: 33% · Below 3: 5%
Average Part D Deductible: $330.29
Total MA/MAPD Enrollment: 5,477
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Medicare HMO Blue SaverRx (HMO-POS) — 1,136 enrollees
2. Medicare PPO Blue ValueRx (PPO) — 824 enrollees
3. Health New England Medicare Value (HMO) — 576 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 6
  • Average Monthly Premium $90.17/mo
  • Total PPO Enrollment 2,093
  • $0 Premium PPO Plans 1
  • Average MOOP $6,700
  • Top PPO by Enrollment Medicare PPO Blue ValueRx (PPO) — 824 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2026 PPO Medicare Advantage Plans available in Franklin County, Massachusetts
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare PPO Blue EssentialRx
☆☆☆☆☆
$59 $9,250 $615 H2230-019-0
Medicare PPO Blue PlusRx
☆☆☆☆☆
$300 $4,200 $200 H2230-002-0
Medicare PPO Blue ValueRx
☆☆☆☆☆
$108 $6,600 $0 H2230-018-1
AARP Medicare Advantage from UHC MA-0006
☆☆☆☆☆
$45 $6,700 $600 H8768-055-1
AARP Medicare Advantage Patriot No Rx MA-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-045-0
Health New England Medicare Compass
☆☆☆☆☆
$29 $6,750 $490 H2737-001-0
What is the most popular PPO plan in Franklin?

Medicare PPO Blue ValueRx (PPO) is the top PPO in Franklin, with 824 enrollees.

What is the number of PPO plans without Part D coverage in Franklin?

There are 1 PPO plans in Franklin without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$69.91/mo
Total HMO Enrollment
1,709
$0 Premium HMO Plans
5
Average MOOP
$5,150
Top HMO by Enrollment
Health New England Medicare Value (HMO) — 576 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2026 HMO Medicare Advantage Plans available in Franklin County, Massachusetts
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare HMO Blue PlusRx
☆☆☆☆☆
$245 $3,800 $200 H2261-005-0
Medicare HMO Blue ValueRx
☆☆☆☆☆
$65 $3,750 $320 H2261-022-1
Fallon Medicare Plus Blue
☆☆☆☆☆
$111 $3,400 $0 H9001-031-16
Fallon Medicare Plus Green
☆☆☆☆☆
$67 $5,200 $300 H9001-030-16
Fallon Medicare Plus Orange
☆☆☆☆☆
$0 $7,550 $400 H9001-038-0
Fallon Medicare Plus Saver No Rx
☆☆☆☆☆
$0 $6,700 N/A H9001-039-0
Health New England Medicare Basic No Rx
☆☆☆☆☆
$0 $5,500 N/A H8578-009-0
Health New England Medicare Plus
☆☆☆☆☆
$113 $5,000 $350 H8578-004-0
Health New England Medicare Premium
☆☆☆☆☆
$168 $4,500 $350 H8578-001-0
Health New England Medicare Premium No Rx
☆☆☆☆☆
$0 $4,500 N/A H8578-003-0
Health New England Medicare Value
☆☆☆☆☆
$0 $6,750 $490 H8578-012-0

What is the typical premium for HMO plans in Franklin?

HMO plans in Franklin cost $69.91 per month on average.

Which HMO plan do most beneficiaries choose in Franklin?

The most popular HMO plan in Franklin is Health New England Medicare Value (HMO), with 576 enrollees.

How many HMO options are offered without prescription drug coverage in Franklin?

There are 3 HMO plans in Franklin without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $29.50/mo
  • Total HMO-POS Enrollment 1,675
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,475
  • Top HMO-POS by Enrollment Medicare HMO Blue SaverRx (HMO-POS) — 1,136 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Franklin County, Massachusetts
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare HMO Blue FlexRx
☆☆☆☆☆
$118 $4,100 $260 H2261-023-1
Medicare HMO Blue SaverRx
☆☆☆☆☆
$0 $9,200 $0 H2261-024-0
AARP Medicare Advantage CareFlex from UHC MA-9
☆☆☆☆☆
$0 $6,700 $520 H5253-159-0
AARP Medicare Advantage from UHC MA-0003
☆☆☆☆☆
$0 $5,900 $520 H5253-157-1
What is the total number of HMO-POS plans in Franklin?

In 2026, Franklin has 4 HMO-POS plans with 1,675 enrollees.

How much do HMO-POS plans cost in Franklin?

The typical HMO-POS premium in Franklin is $29.50, and 3 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Franklin County, MA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Franklin County, MA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 62%
3 Stars 7 33%
Below 3 Stars 1 5%
Not Rated 0 0%
Average Rating 3.81

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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