2026 Medicare Advantage Plans in Middlesex County, MA
Last update: . Enrollment data updated: May 2, 2026
Middlesex County, MA has 33 Medicare Advantage plans available in 2026. These include 16 plans with no monthly premium, and roughly 77% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Middlesex County, MA. Or explore all Medicare Options available in Middlesex County, MA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 14
- Average Monthly Premium $73.57/mo
- Total PPO Enrollment 25,109
- $0 Premium PPO Plans 7
- Average MOOP $5,743
- Top PPO by Enrollment AARP Medicare Advantage from UHC MA-0006 (PPO) — 5,355 enrollees
- PPO Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $5,900 | N/A | H5521-296-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H5521-451-0 | |
| Aetna Medicare Signature Extra | $0 | $5,900 | $615 | H5521-159-0 | |
| Medicare PPO Blue EssentialRx | $59 | $9,250 | $615 | H2230-019-0 | |
| Medicare PPO Blue PlusRx | $300 | $4,200 | $200 | H2230-002-0 | |
| Medicare PPO Blue ValueRx | $108 | $6,600 | $0 | H2230-018-1 | |
| Tufts Medicare Preferred PPO RX | $40 | $6,750 | $615 | H9907-002-3 | |
| AARP Medicare Advantage from UHC MA-0006 | $48 | $6,700 | $600 | H8768-055-2 | |
| AARP Medicare Advantage Patriot No Rx MA-MA01 | $0 | $6,700 | N/A | H8768-045-0 | |
| Mass General Brigham Advantage | $0 | $5,500 | $350 | H9485-001-0 | |
| Mass General Brigham Advantage Premier | $150 | $3,150 | $350 | H9485-002-0 | |
| Mass General Brigham Advantage Signature | $325 | $0 | $350 | H9485-003-0 | |
| EternalHealth Freedom | $0 | $6,500 | $185 | H2694-001-0 | |
| EternalHealth Give Back | $0 | $6,500 | $350 | H2694-002-0 |
What is the most popular PPO plan in Middlesex?
AARP Medicare Advantage from UHC MA-0006 (PPO) is the top PPO in Middlesex, with 5,355 enrollees.
What is the number of PPO plans without Part D coverage in Middlesex?
There are 2 PPO plans in Middlesex without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 14
- Average Monthly Premium
- $86.14/mo
- Total HMO Enrollment
- 34,736
- $0 Premium HMO Plans
- 6
- Average MOOP
- $4,636
- Top HMO by Enrollment
- Tufts Medicare Preferred HMO Smart Saver Rx (HMO) — 15,831 enrollees
- HMO Plans Without Drug Coverage
- 3
What is the typical premium for HMO plans in Middlesex?
HMO plans in Middlesex cost $86.14 per month on average.
Which HMO plan do most beneficiaries choose in Middlesex?
The most popular HMO plan in Middlesex is Tufts Medicare Preferred HMO Smart Saver Rx (HMO), with 15,831 enrollees.
How many HMO options are offered without prescription drug coverage in Middlesex?
There are 3 HMO plans in Middlesex without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 5
- Average Monthly Premium $36.00/mo
- Total HMO-POS Enrollment 15,356
- $0 Premium HMO-POS Plans 3
- Average MOOP $6,020
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC MA-0003 (HMO-POS) — 7,982 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Medicare HMO Blue FlexRx | $118 | $4,100 | $260 | H2261-023-1 | |
| Medicare HMO Blue SaverRx | $0 | $9,200 | $0 | H2261-024-0 | |
| AARP Medicare Advantage from UHC MA-0003 | $0 | $6,700 | $520 | H5253-157-2 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H5793-018-0 | |
| Mass General Brigham Advantage Secure | $62 | $3,350 | $350 | H6847-001-0 |
What is the total number of HMO-POS plans in Middlesex?
In 2026, Middlesex has 5 HMO-POS plans with 15,356 enrollees.
How much do HMO-POS plans cost in Middlesex?
The typical HMO-POS premium in Middlesex is $36.00, and 3 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Middlesex County, MA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 23 | 77% |
| 3 Stars | 7 | 23% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 9% |
| Average Rating | 4.05 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.