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  1. 🏠
  2. Medicare Advantage Plans
  3. Massachusetts
  4. Suffolk County

2026 Medicare Advantage Plans in Suffolk County, MA

Last update: September 2, 2026.

For 2026, Suffolk County, MA includes 36 Medicare Advantage plans. Enrollment across these plans totals approximately 22,436, with 19 $0 premium options and 67% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Suffolk County, MA are summarized separately. Visit Medicare Options in Suffolk County, MA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $70.17/mo
  • $0 Premium Plans: 19
  • Average MOOP: $5,294 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $299.33
  • Total MA/MAPD Enrollment: 22,436
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Tufts Medicare Preferred HMO Smart Saver Rx (HMO) — 3,689 enrollees
    2. AARP Medicare Advantage from UHC MA-0003 (HMO-POS) — 3,669 enrollees
    3. Aetna Medicare Signature (HMO-POS) — 2,807 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$65.63/mo
Total PPO Enrollment
8,258
$0 Premium PPO Plans
9
Average MOOP
$5,734
Top PPO by Enrollment
Mass General Brigham Advantage (PPO) — 2,000 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Suffolk County, Massachusetts (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HumanaChoice Giveback H7617-046
☆☆☆☆☆
$0 $6,500 $395 H7617-046-0
Medicare PPO Blue EssentialRx
☆☆☆☆☆
$59 $9,250 $615 H2230-019-0
Medicare PPO Blue PlusRx
☆☆☆☆☆
$300 $4,200 $200 H2230-002-0
Medicare PPO Blue ValueRx
☆☆☆☆☆
$108 $6,600 $0 H2230-018-1
Tufts Medicare Preferred PPO RX
☆☆☆☆☆
$60 $6,750 $615 H9907-002-2
AARP Medicare Advantage from UHC MA-0006
☆☆☆☆☆
$48 $6,700 $600 H8768-055-2
AARP Medicare Advantage Patriot No Rx MA-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-045-0
Humana Direct Choice Giveback
☆☆☆☆☆
$0 $5,200 $395 H5216-424-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5216-059-0
HumanaChoice Giveback H5216-138
☆☆☆☆☆
$0 $6,500 $395 H5216-138-0
HumanaChoice H5216-249
☆☆☆☆☆
$0 $6,750 $350 H5216-249-0
Mass General Brigham Advantage
☆☆☆☆☆
$0 $5,500 $350 H9485-001-0
Mass General Brigham Advantage Premier
☆☆☆☆☆
$150 $3,150 $350 H9485-002-0
Mass General Brigham Advantage Signature
☆☆☆☆☆
$325 $0 $350 H9485-003-0
EternalHealth Freedom
☆☆☆☆☆
$0 $6,500 $185 H2694-001-0
EternalHealth Give Back
☆☆☆☆☆
$0 $6,500 $350 H2694-002-0

What is the average monthly premium for PPO plans in Suffolk?

PPO plans in Suffolk cost $65.63 per month on average.

Which PPO plan has the highest enrollment in Suffolk?

The most popular PPO plan in Suffolk is Mass General Brigham Advantage (PPO), with 2,000 enrollees.

How many PPO plans in Suffolk do not include prescription drug coverage?

2 PPO plans in Suffolk do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 15
  • Average Monthly Premium $86.40/mo
  • Total HMO Enrollment 6,149
  • $0 Premium HMO Plans 7
  • Average MOOP $4,583
  • Top HMO by Enrollment Tufts Medicare Preferred HMO Smart Saver Rx (HMO) — 3,689 enrollees
  • HMO Plans Without Drug Coverage 4

2026 HMO Medicare Advantage plans in Suffolk County, Massachusetts (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Medicare HMO Blue PlusRx
☆☆☆☆☆
$245 $3,800 $200 H2261-005-0
Medicare HMO Blue ValueRx
☆☆☆☆☆
$65 $3,750 $320 H2261-022-1
Fallon Medicare Plus Blue
☆☆☆☆☆
$174 $3,400 $0 H9001-031-18
Fallon Medicare Plus Green
☆☆☆☆☆
$78 $5,200 $300 H9001-030-18
Fallon Medicare Plus Orange
☆☆☆☆☆
$0 $7,550 $400 H9001-038-0
Fallon Medicare Plus Saver No Rx
☆☆☆☆☆
$0 $6,700 N/A H9001-039-0
Tufts Medicare Preferred HMO Basic No Rx
☆☆☆☆☆
$0 $3,850 N/A H2256-042-0
Tufts Medicare Preferred HMO Basic Rx
☆☆☆☆☆
$68 $3,850 $0 H2256-026-1
Tufts Medicare Preferred HMO Prime No Rx
☆☆☆☆☆
$0 $3,850 N/A H2256-016-1
Tufts Medicare Preferred HMO Prime Rx
☆☆☆☆☆
$223 $3,850 $0 H2256-015-1
Tufts Medicare Preferred HMO Prime Rx Plus
☆☆☆☆☆
$255 $3,850 $0 H2256-001-1
Tufts Medicare Preferred HMO Smart Saver Rx
☆☆☆☆☆
$0 $6,400 $615 H2256-046-0
Tufts Medicare Preferred HMO Value No Rx
☆☆☆☆☆
$0 $3,850 N/A H2256-019-1
Tufts Medicare Preferred HMO Value Rx
☆☆☆☆☆
$188 $3,850 $0 H2256-018-1
EternalHealth Forever
☆☆☆☆☆
$0 $5,000 $250 H1280-001-0
What is the top HMO by enrollment in Suffolk?

Tufts Medicare Preferred HMO Smart Saver Rx (HMO) is the top HMO in Suffolk, with 3,689 enrollees.

What is the number of HMO plans without Part D coverage in Suffolk?

4 HMO plans in Suffolk do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$36.00/mo
Total HMO-POS Enrollment
8,029
$0 Premium HMO-POS Plans
3
Average MOOP
$6,020
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC MA-0003 (HMO-POS) — 3,669 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Suffolk County, Massachusetts (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Medicare HMO Blue FlexRx
☆☆☆☆☆
$118 $4,100 $260 H2261-023-1
Medicare HMO Blue SaverRx
☆☆☆☆☆
$0 $9,200 $0 H2261-024-0
AARP Medicare Advantage from UHC MA-0003
☆☆☆☆☆
$0 $6,700 $520 H5253-157-2
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5793-018-0
Mass General Brigham Advantage Secure
☆☆☆☆☆
$62 $3,350 $350 H6847-001-0

What is the typical premium for HMO-POS plans in Suffolk?

HMO-POS plans in Suffolk cost $36.00 per month on average.

Which HMO-POS plan has the most members in Suffolk?

The most popular HMO-POS plan in Suffolk is AARP Medicare Advantage from UHC MA-0003 (HMO-POS), with 3,669 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Suffolk?

There are 0 HMO-POS plans in Suffolk without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Suffolk County, MA (2026) are summarized below.

Medicare Advantage Plan Ratings in Suffolk County, MA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 67%
3 Stars 11 33%
Below 3 Stars 0 0%
Not Rated 3 8%
Average Rating 3.95

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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