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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Washtenaw County

2026 Medicare Advantage Plans in Washtenaw County, MI

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Washtenaw County, MI, there are 70 Medicare Advantage plans available for 2026. Of these, 42 offer a $0 monthly premium, and about 61% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Washtenaw County, MI. Or explore all Medicare Options available in Washtenaw County, MI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$29.32/mo
Plans with $0 Premium
42
Average MOOP Limit
$5,761 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 61% · 3 Stars: 38% · Below 3: 1%
Average Part D Deductible
$274.34
Total MA/MAPD Enrollment
15,695
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Medicare Plus Blue Secure (PPO) — 1,203 enrollees
2. Medicare Plus Blue Essential (PPO) — 972 enrollees
3. Medicare Plus Blue Signature (PPO) — 969 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 40
  • Average Monthly Premium $29.50/mo
  • Total PPO Enrollment 9,846
  • $0 Premium PPO Plans 25
  • Average MOOP $6,123
  • Top PPO by Enrollment Medicare Plus Blue Secure (PPO) — 1,203 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Washtenaw County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$72 $5,900 $615 H5521-607-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-214-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,700 $615 H5521-404-0
Aetna Medicare Value Care
☆☆☆☆☆
$46 $5,900 $615 H5521-399-0
Humana Full Access Giveback H7617-058
☆☆☆☆☆
$0 $9,150 $0 H7617-058-0
Humana Full Access H7617-052
☆☆☆☆☆
$0 $5,650 $350 H7617-052-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H7617-071-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$35 $6,750 $150 H9572-007-6
Medicare Plus Blue Assure
☆☆☆☆☆
$299 $4,000 $0 H9572-003-6
Medicare Plus Blue Essential
☆☆☆☆☆
$25 $6,250 $150 H9572-004-6
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $150 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $6,750 $150 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$145 $4,300 $0 H9572-001-6
Medicare Plus Blue Vitality
☆☆☆☆☆
$85 $5,000 $0 H9572-002-6
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $6,000 $200 H4875-020-3
PriorityMedicare Merit
☆☆☆☆☆
$106 $4,200 $0 H4875-016-3
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-5
PriorityMedicare Vital
☆☆☆☆☆
$0 $6,300 $450 H4875-022-5
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $6,700 $600 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$64 $5,400 $600 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access H5216-384
☆☆☆☆☆
$0 $5,650 $350 H5216-384-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,000 N/A H2117-003-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,200 $615 H2117-001-0
Zing Open Choice MI
☆☆☆☆☆
$0 $4,950 $0 H6876-001-0
Paramount Elite Preferred
☆☆☆☆☆
$0 $5,300 $300 H5232-001-0
What is the total number of PPO plans offered in Washtenaw?

There are 40 PPO plans in 2026, covering 9,846 beneficiaries.

How much do PPO plans cost in Washtenaw?

The average PPO premium in Washtenaw is $29.50 per month, with 25 plans offering $0 premiums.

What is the most popular PPO plan in Washtenaw?

Medicare Plus Blue Secure (PPO) is the top PPO in Washtenaw, with 1,203 enrollees.

What is the number of PPO plans without Part D coverage in Washtenaw?

There are 6 PPO plans in Washtenaw without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$4.53/mo
Total HMO Enrollment
2,497
$0 Premium HMO Plans
9
Average MOOP
$5,518
Top HMO by Enrollment
Trinity Health Plan of Michigan Cash Back (HMO) — 758 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Washtenaw County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage ConnectedCare
☆☆☆☆☆
$41 $4,400 $125 H5883-007-0
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
$0 $7,500 $275 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
$0 $4,500 $100 H9179-001-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,300 $615 H6322-001-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$9 $5,900 $500 H6322-002-0
McLaren Medicare Inspire Select
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
Zing Select Care MI
☆☆☆☆☆
$0 $4,250 $0 H4624-006-0

What is the average monthly premium for HMO plans?

HMO plans in Washtenaw cost $4.53 per month on average.

Which HMO plan is most popular in Washtenaw?

The most popular HMO plan in Washtenaw is Trinity Health Plan of Michigan Cash Back (HMO), with 758 enrollees.

How many HMO plans in Washtenaw do not include drug coverage?

There are 2 HMO plans in Washtenaw without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
19
Average Monthly Premium
$43.29/mo
Total HMO-POS Enrollment
3,352
$0 Premium HMO-POS Plans
8
Average MOOP
$5,142
Top HMO-POS by Enrollment
BCN Advantage Prime Value (HMO-POS) — 928 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Washtenaw County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$145 $4,400 $0 H5883-002-7
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-5
BCN Advantage Prestige
☆☆☆☆☆
$267 $4,000 $0 H5883-003-5
BCN Advantage Prime Value
☆☆☆☆☆
$35 $5,000 $150 H5883-014-5
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$66 $4,500 $0 H2320-028-5
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-5
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,250 $500 H2320-032-5
PriorityMedicare Value
☆☆☆☆☆
$43 $5,100 $100 H2320-029-5
PriorityMedicare Vintage
☆☆☆☆☆
$9 $5,600 $615 H2320-031-0
HAP Senior Plus
☆☆☆☆☆
$105 $4,550 $0 H2354-021-0
Paramount Elite Enhanced
☆☆☆☆☆
$74 $3,700 $55 H3653-004-0
Paramount Elite Prime
☆☆☆☆☆
$35 $4,200 $250 H3653-022-0
Paramount Elite Standard
☆☆☆☆☆
$0 $4,600 $225 H3653-015-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3192-003-0
Humana Gold Plus H8908-001
☆☆☆☆☆
$35 $3,950 $200 H8908-001-0
Humana Gold Plus H8908-004
☆☆☆☆☆
$0 $4,250 $250 H8908-004-0
Wellcare Assist
☆☆☆☆☆
$9 $5,000 $580 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,550 $615 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H5475-026-0
What is the leading HMO-POS plan in Washtenaw?

BCN Advantage Prime Value (HMO-POS) is the top HMO-POS in Washtenaw, with 928 enrollees.

What is the number of HMO-POS plans without Part D coverage in Washtenaw?

1 HMO-POS plans in Washtenaw do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Washtenaw County, MI for 2026.

CMS Star Ratings for Medicare Advantage Plans in Washtenaw County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 42 61%
3 Stars 26 38%
Below 3 Stars 1 1%
Not Rated 1 1%
Average Rating 3.89

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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