2027 Medicare Advantage Plans in Michigan by County
Medicare Advantage plans in Michigan vary by network type, cost, benefits, and geographic availability. This 2027 directory summarizes statewide Medicare Advantage plan data and identifies the most-enrolled plans within each available network category. Use the statewide comparisons to explore plan characteristics, then visit your County page to review local plan availability.
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Michigan Medicare Advantage Plan Research and Facts
In 2027, Medicare beneficiaries in Michigan can explore 131 Medicare Advantage plans (excluding Special Needs Plans), although availability varies by county. Of these plans, 63 offer a $0 monthly plan premium, while the statewide average premium is $56.62. The average maximum out-of-pocket (MOOP) limit is $6,173.28, and rated plans have an average CMS star rating of 4.11 out of 5. The sections below organize these plans by network type, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Michigan
For 2027, Michigan has 70 PPO Medicare Advantage plans, including 35 with a $0 monthly plan premium. The average monthly premium is $57.01, and the average maximum out-of-pocket (MOOP) limit is $6,138.57. Among rated PPO plans, the average CMS star rating is 4.11 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Blue Cross Blue Shield of Michigan | H9572-009-0 | Medicare Plus Blue Secure | $0.00 | $7,000 | 4.5 / 5 | 36,319 |
| Humana | H7617-058-0 | Humana Full Access Giveback | $0.00 | $9,850 | 4.5 / 5 | 32,583 |
| Humana | H5216-306-0 | Humana Full Access Giveback | $0.00 | $9,850 | 4.0 / 5 | 29,960 |
| HAP Senior Plus (PPO) | H2322-016-0 | HAP Medicare Prime | $0.00 | $6,400 | 3.5 / 5 | 28,054 |
| Humana | H5216-384-0 | Humana Full Access | $0.00 | $5,200 | 4.0 / 5 | 17,068 |
| Aetna Medicare | H5521-404-0 | Aetna Medicare Signature Extra | $0.00 | $4,900 | 4.0 / 5 | 16,820 |
| Priority Health Medicare | H4875-020-1 | PriorityMedicare Edge | $0.00 | $7,100 | 4.0 / 5 | 16,132 |
| Priority Health Medicare | H4875-020-3 | PriorityMedicare Edge | $0.00 | $7,100 | 4.0 / 5 | 14,499 |
| Blue Cross Blue Shield of Michigan | H9572-001-6 | Medicare Plus Blue Signature | $158.00 | $4,300 | 4.5 / 5 | 14,006 |
| Humana | H7617-052-0 | Humana Full Access | $0.00 | $5,200 | 4.5 / 5 | 13,854 |
Most-Enrolled HMO Plans in Michigan
HMO Medicare Advantage plans account for 15 of the plans offered across Michigan in 2027. Of these, 11 have a $0 monthly plan premium. The average monthly premium is $15.60, with an average maximum out-of-pocket (MOOP) limit of $6,126.67. Rated HMO plans average 3.5 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| HAP Senior Plus | H2354-028-0 | HAP Medicare Superior | $0.00 | $5,800 | 4.0 / 5 | 25,093 |
| HAP Senior Plus | H2354-015-0 | HAP Medicare Connect | $0.00 | $5,600 | 4.0 / 5 | 17,199 |
| HAP Senior Plus | H2354-029-0 | Henry Ford Select | $0.00 | $4,950 | 4.0 / 5 | 8,055 |
| Trinity Health Plan of Michigan | H9179-002-0 | Trinity Health Plan of Michigan Cash Back | $0.00 | $9,850 | 3.0 / 5 | 6,977 |
| Trinity Health Plan of Michigan | H9179-001-0 | Trinity Health Plan of Michigan No Premium | $0.00 | $6,500 | 3.0 / 5 | 3,813 |
| HAP Senior Plus | H2354-018-0 | HAP Senior Plus Henry Ford Tiered Access | $95.00 | $4,750 | 4.0 / 5 | 3,507 |
| Blue Care Network | H5883-007-0 | BCN Advantage ConnectedCare | $50.00 | $4,800 | 4.5 / 5 | 1,839 |
| HAP Senior Plus | H2354-019-0 | HAP Medicare MedicalAccess | $0.00 | $4,500 | 4.0 / 5 | 1,537 |
| McLaren Medicare | H6322-001-0 | McLaren Medicare Inspire | $0.00 | $6,600 | 3.0 / 5 | 1,362 |
| Zing Health | H4624-022-0 | Zing Elite Select MI | $0.00 | $6,750 | 3.5 / 5 | 1,305 |
Most-Enrolled HMO-POS Plans in Michigan
In 2027, Michigan offers 45 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 17 have a $0 monthly premium. The average monthly premium is $69.60, and the average maximum out-of-pocket (MOOP) limit is $6,206.67. The average CMS star rating among rated HMO-POS plans is 4.31 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Priority Health Medicare | H2320-022-1 | PriorityMedicare Key | $0.00 | $6,950 | 4.5 / 5 | 53,064 |
| Priority Health Medicare | H2320-022-2 | PriorityMedicare Key | $0.00 | $6,950 | 4.5 / 5 | 18,829 |
| Wellcare | H5475-026-0 | Wellcare Simple | $0.00 | $7,100 | 3.0 / 5 | 11,410 |
| Priority Health Medicare | H2320-029-1 | PriorityMedicare Value | $47.00 | $6,000 | 4.5 / 5 | 11,399 |
| Humana | H8908-004-0 | Humana Gold Plus H8908-004 | $0.00 | $4,400 | 3.5 / 5 | 10,536 |
| Priority Health Medicare | H2320-022-5 | PriorityMedicare Key | $0.00 | $6,950 | 4.5 / 5 | 8,265 |
| Blue Care Network | H5883-014-5 | BCN Advantage Prime Value | $48.00 | $6,000 | 4.5 / 5 | 7,534 |
| Aetna Medicare | H3192-003-0 | Aetna Medicare Signature | $0.00 | $6,750 | 3.5 / 5 | 5,309 |
| HAP Senior Plus | H2354-021-0 | HAP Senior Plus | $105.00 | $4,650 | 4.0 / 5 | 4,153 |
| Blue Care Network | H5883-014-1 | BCN Advantage Prime Value | $48.00 | $6,000 | 4.5 / 5 | 3,854 |
Most-Enrolled PFFS Plans in Michigan
Michigan has 1 Private Fee-for-Service (PFFS) Medicare Advantage plans for 2027. Of these, 0 have a $0 monthly plan premium. The average monthly premium is $60.00, and the average maximum out-of-pocket (MOOP) limit is $7,800.00. Among rated plans, the average CMS star rating is 4 out of 5. The following table lists up to 10 PFFS plans ranked by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H8145-006-0 | Humana Gold Choice H8145-006 | $60.00 | $7,800 | 4.0 / 5 | 366 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10
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Data sources and methodology documentation.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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