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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Gladwin County

2027 Medicare Advantage Plans in Gladwin County, MI

Last update: October 5, 2026.

For 2027, Gladwin County, MI includes 35 Medicare Advantage plans. Enrollment across these plans totals approximately 1,731, with 20 $0 premium options and 57% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $52.10/mo
  • $0 Premium Plans: 20
  • Average MOOP: $6,200 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 57% · 3 Stars: 43% · Below 3: 0%
  • Average Part D Deductible: $354.31
  • Total MA/MAPD Enrollment: 1,731
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HAP Medicare Prime (PPO) — 412 enrollees
    2. HAP Medicare Superior (HMO) — 252 enrollees
    3. Medicare Plus Blue Vitality (PPO) — 218 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Gladwin County, MI are summarized separately. Visit Medicare Options in Gladwin County, MI to see more options. For a broader perspective, explore Michigan Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
19
Average Monthly Premium
$57.98/mo
Total PPO Enrollment
1,291
$0 Premium PPO Plans
10
Average MOOP
$6,237
Top PPO by Enrollment
HAP Medicare Prime (PPO) — 412 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Gladwin County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue Assure
☆☆☆☆☆
$299 $4,000 $100 H9572-003-3
Medicare Plus Blue Signature
☆☆☆☆☆
$168 $4,300 $200 H9572-001-3
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$100 $5,000 $250 H9572-002-3
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Merit
☆☆☆☆☆
$163 $5,000 $0 H4875-016-2
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
What is the average monthly premium for PPO plans in Gladwin?
PPO plans in Gladwin cost $57.98 per month on average.
Which PPO plan has the highest enrollment in Gladwin?
The most popular PPO plan in Gladwin is HAP Medicare Prime (PPO), with 412 enrollees.
How many PPO plans in Gladwin do not include prescription drug coverage?
4 PPO plans in Gladwin do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$3.33/mo
Total HMO Enrollment
379
$0 Premium HMO Plans
5
Average MOOP
$5,858
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 252 enrollees
HMO Plans Without Drug Coverage
1

2027 HMO Medicare Advantage plans in Gladwin County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
What is the total number of HMO plans offered in Gladwin?

There are 6 HMO plans in 2027, covering 379 enrollees.

How much do HMO plans cost in Gladwin?

The average HMO premium in Gladwin is $3.33 per month, with 5 plans offering $0 premiums.

What is the top HMO by enrollment in Gladwin?

HAP Medicare Superior (HMO) is the top HMO in Gladwin, with 252 enrollees.

What is the number of HMO plans without Part D coverage in Gladwin?

1 HMO plans in Gladwin do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$70.20/mo
Total HMO-POS Enrollment
61
$0 Premium HMO-POS Plans
5
Average MOOP
$6,335
Top HMO-POS by Enrollment
BCN Advantage Classic (HMO-POS) — 23 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Gladwin County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
BCN Advantage Classic
☆☆☆☆☆
$138 $4,800 $200 H5883-002-3
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$248 $4,400 $100 H5883-003-3
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$131 $5,100 $0 H2320-028-4
PriorityMedicare Latitude
☆☆☆☆☆
$0 $9,850 $300 H2320-034-4
PriorityMedicare Value
☆☆☆☆☆
$80 $6,000 $225 H2320-029-4
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H5475-026-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Gladwin cost $70.20 per month on average.

Which HMO-POS plan is most popular in Gladwin?

The most popular HMO-POS plan in Gladwin is BCN Advantage Classic (HMO-POS), with 23 enrollees.

How many HMO-POS plans in Gladwin do not include drug coverage?

There are 1 HMO-POS plans in Gladwin without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Gladwin County, MI (2027) are summarized below.

Medicare Advantage Plan Ratings in Gladwin County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 57%
3 Stars 15 43%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.83

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Gladwin County, Michigan, including communities such as Beaverton, Gladwin, Rhodes, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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