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BCN Advantage Elements (HMO-POS) Medicare Advantage Plan H5883-017 • 2027

CMS Rating: Not yet rated by CMS.
Monthly Premium
$0.00Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$4500.00In-network
Part B Giveback
−$20.00 reduction
Prescription Coverage
Not Included
Additional Benefits
Dental, Vision, Hearing
Service Area
See List
Total Enrollment
0 beneficiaries
Last update:

BCN Advantage Elements (HMO-POS) Introduction

This Medicare Advantage HMO-POS plan, BCN Advantage Elements, is offered by Blue Care Network and uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network. It comes without prescription drug coverage. For the 2027 plan year, the monthly premium is $0.00, the medical deductible is $0.00, and the in-network maximum out-of-pocket is $4500.00. The plan is identified by CMS Plan ID H5883-017.

Plan Benefits

BCN Advantage Elements includes cost-sharing, which refers to out-of-pocket expenses for covered healthcare services. The tables below outline the most common in-network out-of-pocket costs associated with plan H5883-017.

Compare 2027 plan benefits with 2026.

Office Visits

Office visit costs by plan year.
Covered Service 2027 2026
Primary care In-network: $0 copay
Out-of-network: $0-$35 copay		 Coming soon
Specialist In-network: $35 copay
Out-of-network: $0-$35 copay		 Coming soon

Preventive and Wellness Services

Preventive and wellness service costs and benefits by plan year.
Covered Service 2027 2026
Annual wellness exam In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance		 Coming soon
Telehealth benefit In-network: $0 copay Coming soon
Routine chiropractic In-network: $35 copay
Out-of-network: $15-$35 copay		 Coming soon
Fitness benefits Coming soon Coming soon
Health education Not covered Coming soon
Counseling services Not covered Coming soon
Over-the-counter drug benefits In-network: $0 copay Coming soon
Health transportation (non-emergency) Coming soon Coming soon

Diagnostic, Lab, and Imaging Services

Diagnostic, laboratory, and imaging service costs by plan year.
Covered Service 2027 2026
Diagnostic radiology services In-network: $20-$100 copay
Out-of-network: $0-$100 copay		 Coming soon
Lab services In-network: $0 copay
Out-of-network: $0-$100 copay		 Coming soon
Outpatient x-rays In-network: $20-$100 copay
Out-of-network: $0-$100 copay		 Coming soon
Diagnostic tests and procedures In-network: $0-$20 copay
Out-of-network: $0-$100 copay		 Coming soon

Emergency and Urgent Care Services

Emergency, urgent care, hospital, ambulance, and skilled nursing costs by plan year.
Covered Service 2027 2026
Emergency room care $130 copay Coming soon
Worldwide emergency care Coming soon Coming soon
Urgent care $0-$45 copay Coming soon
Inpatient hospital care In-network:
Tier 1
$250 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Out-of-network:
$325 per day for days 1-7
$0 per day for days 8-90
$0 per stay		 Coming soon
Skilled Nursing Facility In-network:
Tier 1
$0 per day for days 1-20
$221 per day for days 21-100
Out-of-network:
$0 per day for days 1-20
$221 per day for days 21-100
$0 per stay		 Coming soon
Ground ambulance In-network: $300 copay
Out-of-network: $90-$300 copay		 Coming soon

Mental Health Services

Mental health therapy and inpatient psychiatric care costs by plan year.
Covered Service 2027 2026
Outpatient individual therapy In-network: $20 copay
Out-of-network: $35 copay		 Coming soon
Outpatient group therapy In-network: $20 copay
Out-of-network: $35 copay		 Coming soon
Inpatient psychiatric hospital care In-network:
Tier 1
$250 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Out-of-network:
$325 per day for days 1-7
$0 per day for days 8-90
$0 per stay		 Coming soon

Rehabilitation Services

Physical, speech, and occupational therapy costs by plan year.
Covered Service 2027 2026
Physical therapy and speech and language therapy In-network: $35 copay
Out-of-network: $35 copay		 Coming soon
Occupational therapy In-network: $35 copay
Out-of-network: $35 copay		 Coming soon

Medical Equipment and Supplies

Diabetes supplies, durable medical equipment, and prosthetic costs by plan year.
Covered Service 2027 2026
Diabetes supplies In-network: 0%-20% coinsurance
Out-of-network: 0%-40% coinsurance		 Coming soon
Durable medical equipment In-network: 0%-20% coinsurance
Out-of-network: 0%-40% coinsurance		 Coming soon
Prosthetics In-network: 20% coinsurance
Out-of-network: 0%-40% coinsurance		 Coming soon

Medicare Part B Drugs

Chemotherapy and other Medicare Part B-covered drug costs by plan year.
Covered Service 2027 2026
Chemotherapy In-network: 0%-20% coinsurance
Out-of-network: $0-$35 copay, 0%-20% coinsurance		 Coming soon
Other Part B drugs (Medicare-covered) In-network: 0%-20% coinsurance
Out-of-network: $0-$35 copay, 0%-20% coinsurance		 Coming soon

Dental Services

Preventive and comprehensive dental service costs by plan year.
Covered Service 2027 2026
Oral exam In-network: $0 copay
Out-of-network: 50% coinsurance		 Coming soon
Dental x-rays In-network: $0 copay
Out-of-network: 50% coinsurance		 Coming soon
Cleaning In-network: $0 copay
Out-of-network: 50% coinsurance		 Coming soon
Periodontics In-network: $0 copay
Out-of-network: 50% coinsurance		 Coming soon
Endodontics In-network: $0 copay
Out-of-network: 50% coinsurance		 Coming soon
Restorative services In-network: $0 copay
Out-of-network: 50% coinsurance		 Coming soon
Implant services Not covered Coming soon
Orthodontics Not covered Coming soon
Oral/Maxillofacial surgery In-network: $0 copay
Out-of-network: 50% coinsurance		 Coming soon

Vision Services

Routine eye exams, contact lenses, and eyewear costs by plan year.
Covered Service 2027 2026
Routine eye exam In-network: $0 copay Coming soon
Contact lenses In-network: $0 copay Coming soon
Eyeglass frames only In-network: $0 copay Coming soon
Eyeglass lenses only In-network: $0 copay Coming soon
Eyeglasses (frames & lenses) Not covered Coming soon
Upgrades Not covered Coming soon

Hearing Services

Hearing exams, fittings, and hearing aid costs by plan year.
Covered Service 2027 2026
Hearing exam In-network: $0 copay Coming soon
Fitting/evaluation In-network: $0 copay Coming soon
Prescription hearing aids In-network: $495-$1695 copay Coming soon
OTC hearing aids Not covered Coming soon

Additional and Special Needs Services

Additional and special needs service costs and benefits by plan year.
Covered Service 2027 2026
Adult day health services Not covered Coming soon
Home-based palliative care Not covered Coming soon
Personal emergency response system Coming soon Coming soon
Weight management programs Not covered Coming soon
Wigs for chemotherapy-related hair loss Coming soon Coming soon
Alternative therapies Not covered Coming soon
Massage therapy Not covered Coming soon
Home/bathroom safety devices Not covered Coming soon

Certain preventive services are covered 100% by BCN Advantage Elements as a Part B benefit.

Prescription Drug Coverage

This plan does not include a Medicare Part D plan for prescriptions.

CMS 5-Star Performance Ratings (Contract ID: H5883)

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.

2027 Medicare Star Ratings for Contract H5883
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

Plan Availability

BCN Advantage Elements (H5883-017-0) is available in the following locations:

Michigan Counties Served

Frequently Asked Questions

Here are some of the most frequently asked questions about this plan (click to open).

Frequently Asked Questions About BCN Advantage Elements (HMO-POS)

Is there a monthly premium for this plan in 2027?

For 2027, the monthly premium is $0.00. Medicare Part B premiums apply in addition to this amount.

What is the in-network MOOP for plan H5883-017?

For 2027, the in-network maximum out-of-pocket is $4500.00. The plan pays 100% of covered in-network services beyond this amount.

What is the total enrollment for plan H5883-017?

Total enrollment is 0 beneficiaries based on the latest CMS data.

Is there a Part D deductible for this plan?

The Part D deductible is $0.00.

Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services October 5, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services October 5, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services October 5, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services October 5, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
Blue Care Network (official source) http://www.bcbsm.com/medicare October 4, 2026
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025

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Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.