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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Isabella County

2027 Medicare Advantage Plans in Isabella County, MI

Last update: October 4, 2026.

In Isabella County, MI, there are 30 Medicare Advantage plans available for 2027. Of these, 16 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Isabella County, MI. Or explore all Medicare Options available in Isabella County, MI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$51.56/mo
Plans with $0 Premium
16
Average MOOP Limit
$6,032 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$295.00
Total MA/MAPD Enrollment
1,902
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Medicare Plus Blue + Meijer (PPO) — 308 enrollees
2. Humana Full Access (PPO) — 205 enrollees
3. Humana Full Access (PPO) — 199 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
19
Average Monthly Premium
$47.67/mo
Total PPO Enrollment
1,484
$0 Premium PPO Plans
10
Average MOOP
$6,100
Top PPO by Enrollment
Medicare Plus Blue + Meijer (PPO) — 308 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Isabella County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H7617-052-0
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H5216-384-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$45 $6,750 $400 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
$218 $4,000 $100 H9572-003-4
Medicare Plus Blue Signature
☆☆☆☆☆
$132 $4,300 $200 H9572-001-4
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$91 $5,000 $250 H9572-002-4
PriorityMedicare Merit
☆☆☆☆☆
$119 $5,000 $0 H4875-016-5
What is the total number of PPO plans offered in Isabella?

Isabella County has 19 PPO plans for 2027, with 1,484 enrolled.

How much do PPO plans cost in Isabella?

The typical PPO premium in Isabella is $47.67, and 10 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
175
$0 Premium HMO Plans
3
Average MOOP
$5,300
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 109 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Isabella County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
What is the average monthly premium for HMO plans?
HMO plans in Isabella cost $0.00 per month on average.
Which HMO plan is most popular in Isabella?
The most popular HMO plan in Isabella is HAP Medicare Superior (HMO), with 109 enrollees.
How many HMO plans in Isabella do not include drug coverage?
There are 1 HMO plans in Isabella without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $80.13/mo
  • Total HMO-POS Enrollment 243
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,144
  • Top HMO-POS by Enrollment PriorityMedicare Smart Savings (HMO-POS) — 183 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Isabella County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$117 $4,800 $200 H5883-002-4
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$241 $4,400 $100 H5883-003-4
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$103 $5,100 $0 H2320-028-2
PriorityMedicare Latitude
☆☆☆☆☆
$0 $9,850 $300 H2320-034-3
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,850 $700 H2320-032-2
PriorityMedicare Value
☆☆☆☆☆
$75 $6,000 $225 H2320-029-2
What is the total number of HMO-POS plans in Isabella?

There are 8 HMO-POS plans in 2027, covering 243 enrollees.

How much do HMO-POS plans cost in Isabella?

The average HMO-POS premium in Isabella is $80.13 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Isabella?

PriorityMedicare Smart Savings (HMO-POS) is the top HMO-POS in Isabella, with 183 enrollees.

What is the number of HMO-POS plans without Part D coverage in Isabella?

1 HMO-POS plans in Isabella do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Isabella County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Isabella County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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