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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Ottawa County

2027 Medicare Advantage Plans in Ottawa County, MI

Last update: October 5, 2026.

For 2027, Ottawa County, MI includes 55 Medicare Advantage plans. Enrollment across these plans totals approximately 32,933, with 30 $0 premium options and 64% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $33.99/mo
  • $0 Premium Plans: 30
  • Average MOOP: $6,353 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 64% · 3 Stars: 36% · Below 3: 0%
  • Average Part D Deductible: $391.52
  • Total MA/MAPD Enrollment: 32,933
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. PriorityMedicare Key (HMO-POS) — 14,287 enrollees
    2. PriorityMedicare Edge (PPO) — 4,044 enrollees
    3. PriorityMedicare Value (HMO-POS) — 3,066 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Ottawa County, MI are provided separately. Or you can discover all Medicare Options in Ottawa County, MI. For a statewide view, browse Medicare Advantage plans in Michigan to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
29
Average Monthly Premium
$36.11/mo
Total PPO Enrollment
11,789
$0 Premium PPO Plans
16
Average MOOP
$6,272
Top PPO by Enrollment
PriorityMedicare Edge (PPO) — 4,044 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Ottawa County, Michigan (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Medicare Plus Blue + Meijer
☆☆☆☆☆
$45 $6,750 $400 H9572-007-1
Medicare Plus Blue Assure
☆☆☆☆☆
$200 $4,000 $100 H9572-003-1
Medicare Plus Blue Essential
☆☆☆☆☆
$41 $7,150 $400 H9572-004-1
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $600 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $7,000 $435 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$120 $4,300 $200 H9572-001-1
Medicare Plus Blue Vitality
☆☆☆☆☆
$74 $5,000 $250 H9572-002-1
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$30 $4,900 $500 H5521-194-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $500 H5521-219-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $400 H5521-407-0
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H5216-384-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H5216-306-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $7,100 $300 H4875-020-1
PriorityMedicare Merit
☆☆☆☆☆
$100 $5,000 $0 H4875-016-4
PriorityMedicare Thrive
☆☆☆☆☆
$0 $7,150 $400 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$66 $6,600 $225 H4875-018-1
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0

What is the typical premium for PPO plans available in Ottawa?

PPO plans in Ottawa cost $36.11 per month on average.

Which PPO plan do most beneficiaries choose in Ottawa?

The most popular PPO plan in Ottawa is PriorityMedicare Edge (PPO), with 4,044 enrollees.

How many PPO options are offered without drug coverage in Ottawa?

4 PPO plans in Ottawa do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 10
  • Average Monthly Premium $8.90/mo
  • Total HMO Enrollment 1,206
  • $0 Premium HMO Plans 8
  • Average MOOP $6,390
  • Top HMO by Enrollment Trinity Health Plan of Michigan Cash Back (HMO) — 551 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Ottawa County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
$0 $9,850 $375 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
$0 $6,500 $350 H9179-001-0
Trinity Health Plan of Michigan Plus
☆☆☆☆☆
$69 $5,900 $250 H9179-004-0
What is the total number of HMO plans offered in Ottawa?

In 2027, Ottawa County has 10 HMO plans with 1,206 enrollees.

How much do HMO plans cost in Ottawa?

The typical HMO premium in Ottawa is $8.90, and 8 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$46.56/mo
Total HMO-POS Enrollment
19,907
$0 Premium HMO-POS Plans
6
Average MOOP
$6,392
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 14,287 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Ottawa County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage Classic
☆☆☆☆☆
$107 $4,800 $200 H5883-002-1
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$194 $4,400 $100 H5883-003-1
BCN Advantage Prime Value
☆☆☆☆☆
$48 $6,000 $600 H5883-014-1
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$98 $5,100 $0 H2320-028-1
PriorityMedicare Align
☆☆☆☆☆
$6 $6,800 $700 H2320-033-1
PriorityMedicare Key
☆☆☆☆☆
$0 $6,950 $300 H2320-022-1
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,850 $700 H2320-032-1
PriorityMedicare Value
☆☆☆☆☆
$47 $6,000 $225 H2320-029-1
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H5475-026-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Ottawa cost $46.56 per month on average.
Which HMO-POS plan is most popular in Ottawa?
The most popular HMO-POS plan in Ottawa is PriorityMedicare Key (HMO-POS), with 14,287 enrollees.
How many HMO-POS plans in Ottawa do not include drug coverage?
There are 1 HMO-POS plans in Ottawa without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $60.00/mo
  • Total PFFS Enrollment 31
  • $0 Premium PFFS Plans 0
  • Average MOOP $7,800
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 31 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Ottawa County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
What is the total number of PFFS plans in Ottawa?

There are 1 PFFS plans in 2027, covering 31 enrollees.

How much do PFFS plans cost in Ottawa?

The average PFFS premium in Ottawa is $60.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Ottawa?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Ottawa, with 31 enrollees.

What is the number of PFFS plans without Part D coverage in Ottawa?

0 PFFS plans in Ottawa do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Ottawa County, MI (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Ottawa County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 34 64%
3 Stars 19 36%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.85

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Ottawa County, Michigan, including communities such as Allendale, Conklin, Coopersville, Grand Haven, Holland, Hudsonville, Jenison, Marne, Nunica, Spring Lake, West Olive, Zeeland, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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