- Entity
- county:michigan-cheboygan-26031
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/cheboygan/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 28
- PPO Plans
- 19
- HMO Plans
- 3
- HMO-POS Plans
- 6
- PFFS Plans
- 0
- Average Monthly Premium
- 46.94
- Average MOOP
- 6119.64
- Average Part D Deductible
- 210
- $0 Premium Plans
- 15
- Plans Without Part D Coverage
- 4
- Average CMS Star Rating
- 4
- $0 Premium Plan Share
- 53.57
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 61
- 3-Star Plan Share
- 39
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 41.37
- PPO Average MOOP
- 6531.58
- PPO Enrollment
- 1852
- PPO $0 Premium Plans
- 11
- PPO Plans Without Part D Coverage
- 3
- HMO Average Monthly Premium
- 2.93
- HMO Average MOOP
- 6316.67
- HMO Enrollment
- 66
- HMO $0 Premium Plans
- 2
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 86.6
- HMO-POS Average MOOP
- 4716.67
- HMO-POS Enrollment
- 862
- HMO-POS $0 Premium Plans
- 2
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:michigan-cheboygan-26031
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/cheboygan/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-michigan-cheboygan-26031-landscape-stats
- Plans Indexed
- 28
- Standard Medicare Advantage Plans
-
-
BCN Advantage Classic
H5883-002-3 -
BCN Advantage Elements
H5883-001-3 -
BCN Advantage Prestige
H5883-003-3 -
Humana Full Access Giveback H7617-058
H7617-058-0 -
Humana Full Access H7617-052
H7617-052-0 -
Humana USAA Honor Giveback
H7617-054-0 -
Humana USAA Honor Giveback with Rx
H7617-071-0 -
Medicare Plus Blue Assure
H9572-003-3 -
Medicare Plus Blue Signature
H9572-001-3 -
Medicare Plus Blue Value
H9572-010-0 -
Medicare Plus Blue Vitality
H9572-002-3 -
PriorityMedicare
H2320-028-4 -
PriorityMedicare Key
H2320-022-4 -
PriorityMedicare Value
H2320-029-4 -
PriorityMedicare Merit
H4875-016-2 -
PriorityMedicare Thrive
H4875-024-2 -
PriorityMedicare Thrive Plus
H4875-018-4 -
Humana Full Access Giveback H5216-306
H5216-306-0 -
Humana Full Access H5216-011
H5216-011-0 -
Humana Full Access H5216-384
H5216-384-0 -
Humana Full Access R0110-014
R0110-014-0 -
Humana USAA Honor Giveback
H5216-190-0 -
Humana USAA Honor Giveback with Rx
H5216-305-0 -
Humana Value Plus H5216-382
H5216-382-0 -
HumanaChoice R0110-013
R0110-013-0 -
McLaren Medicare Inspire
H6322-001-0 -
McLaren Medicare Inspire Plus
H6322-002-0 -
McLaren Medicare Inspire Select
H6322-008-0
-
BCN Advantage Classic
- Total Standard Medicare Advantage Enrollment
- 2780
2026 Medicare Advantage Plans in Cheboygan County, MI
Last update: .
Cheboygan County, MI has 28 Medicare Advantage plans available in 2026. These include 15 plans with no monthly premium, and roughly 61% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cheboygan County, MI. Or explore all Medicare Options available in Cheboygan County, MI.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 19
- Average Monthly Premium $41.37/mo
- Total PPO Enrollment 1,852
- $0 Premium PPO Plans 11
- Average MOOP $6,532
- Top PPO by Enrollment Humana Full Access Giveback H5216-306 (PPO) — 330 enrollees
- PPO Plans Without Drug Coverage 3
What is the most popular PPO plan in Cheboygan?
Humana Full Access Giveback H5216-306 (PPO) is the top PPO in Cheboygan, with 330 enrollees.
What is the number of PPO plans without Part D coverage in Cheboygan?
There are 3 PPO plans in Cheboygan without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 3
- Average Monthly Premium
- $2.93/mo
- Total HMO Enrollment
- 66
- $0 Premium HMO Plans
- 2
- Average MOOP
- $6,317
- Top HMO by Enrollment
- McLaren Medicare Inspire (HMO) — 46 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| McLaren Medicare Inspire | $0 | $6,300 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Plus | $9 | $5,900 | $500 | H6322-002-0 | |
| McLaren Medicare Inspire Select | $0 | $6,750 | $615 | H6322-008-0 |
What is the typical premium for HMO plans in Cheboygan?
HMO plans in Cheboygan cost $2.93 per month on average.
Which HMO plan do most beneficiaries choose in Cheboygan?
The most popular HMO plan in Cheboygan is McLaren Medicare Inspire (HMO), with 46 enrollees.
How many HMO options are offered without prescription drug coverage in Cheboygan?
There are 0 HMO plans in Cheboygan without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $86.60/mo
- Total HMO-POS Enrollment 862
- $0 Premium HMO-POS Plans 2
- Average MOOP $4,717
- Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 802 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $124 | $4,400 | $0 | H5883-002-3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-001-3 | |
| BCN Advantage Prestige | $231 | $4,000 | $0 | H5883-003-3 | |
| Priority Health Medicare PriorityMedicare | $110 | $4,500 | $0 | H2320-028-4 | |
| PriorityMedicare Key | $0 | $5,800 | $200 | H2320-022-4 | |
| PriorityMedicare Value | $55 | $5,100 | $100 | H2320-029-4 |
What is the total number of HMO-POS plans in Cheboygan?
In 2026, Cheboygan has 6 HMO-POS plans with 862 enrollees.
How much do HMO-POS plans cost in Cheboygan?
The typical HMO-POS premium in Cheboygan is $86.60, and 2 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Cheboygan County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 17 | 61% |
| 3 Stars | 11 | 39% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.