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2027 Medicare Advantage Plans in Cheboygan County, MI

Last update: .

For 2027, Cheboygan County, MI includes 28 Medicare Advantage plans. Enrollment across these plans totals approximately 1,297, with 14 $0 premium options and 69% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $59.51/mo
  • $0 Premium Plans: 14
  • Average MOOP: $6,165 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 69% · 3 Stars: 31% · Below 3: 0%
  • Average Part D Deductible: $365.48
  • Total MA/MAPD Enrollment: 1,297
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Full Access Giveback (PPO) — 254 enrollees
    2. Humana Full Access (PPO) — 216 enrollees
    3. Medicare Plus Blue Vitality (PPO) — 147 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Cheboygan County, MI are provided separately. Or you can discover all Medicare Options in Cheboygan County, MI. For a statewide view, browse Medicare Advantage plans in Michigan to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$54.72/mo
Total PPO Enrollment
1,173
$0 Premium PPO Plans
10
Average MOOP
$6,259
Top PPO by Enrollment
Humana Full Access Giveback (PPO) — 254 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Cheboygan County, Michigan (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Full Access
☆☆☆☆☆
 $0 $5,200 $600 H7617-052-0
Humana Full Access Giveback
☆☆☆☆☆
 $0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,550 N/A H7617-054-0
Medicare Plus Blue Assure
☆☆☆☆☆
 $299 $4,000 $100 H9572-003-3
Medicare Plus Blue Signature
☆☆☆☆☆
 $168 $4,300 $200 H9572-001-3
Medicare Plus Blue Value
☆☆☆☆☆
 $0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
 $100 $5,000 $250 H9572-002-3
Humana Full Access
☆☆☆☆☆
 $41 $4,800 $450 H5216-011-0
Humana Full Access
☆☆☆☆☆
 $0 $5,200 $600 H5216-384-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
 $0 $9,850 $0 H5216-382-0
PriorityMedicare Merit
☆☆☆☆☆
 $163 $5,000 $0 H4875-016-2
Humana Full Access R0110-014
☆☆☆☆☆
 $89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
 $0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
 $0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
 $70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
 $0 $6,700 N/A H0294-022-0

What is the typical premium for PPO plans available in Cheboygan?

PPO plans in Cheboygan cost $54.72 per month on average.

Which PPO plan do most beneficiaries choose in Cheboygan?

The most popular PPO plan in Cheboygan is Humana Full Access Giveback (PPO), with 254 enrollees.

How many PPO options are offered without drug coverage in Cheboygan?

4 PPO plans in Cheboygan do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $6.67/mo
  • Total HMO Enrollment 66
  • $0 Premium HMO Plans 2
  • Average MOOP $6,417
  • Top HMO by Enrollment McLaren Medicare Inspire (HMO) — 46 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Cheboygan County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
McLaren Medicare Inspire
☆☆☆☆☆
 $0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
 $0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
 $20 $5,900 $500 H6322-002-0
What is the total number of HMO plans offered in Cheboygan?

In 2027, Cheboygan County has 3 HMO plans with 66 enrollees.

How much do HMO plans cost in Cheboygan?

The typical HMO premium in Cheboygan is $6.67, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$99.50/mo
Total HMO-POS Enrollment
58
$0 Premium HMO-POS Plans
2
Average MOOP
$5,775
Top HMO-POS by Enrollment
PriorityMedicare Value (HMO-POS) — 41 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Cheboygan County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage Classic
☆☆☆☆☆
 $138 $4,800 $200 H5883-002-3
BCN Advantage Elements
☆☆☆☆☆
 $0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
 $248 $4,400 $100 H5883-003-3
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
 $131 $5,100 $0 H2320-028-4
PriorityMedicare Latitude
☆☆☆☆☆
 $0 $9,850 $300 H2320-034-4
PriorityMedicare Value
☆☆☆☆☆
 $80 $6,000 $225 H2320-029-4
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Cheboygan cost $99.50 per month on average.
Which HMO-POS plan is most popular in Cheboygan?
The most popular HMO-POS plan in Cheboygan is PriorityMedicare Value (HMO-POS), with 41 enrollees.
How many HMO-POS plans in Cheboygan do not include drug coverage?
There are 1 HMO-POS plans in Cheboygan without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cheboygan County, MI (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Cheboygan County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 69%
3 Stars 8 31%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.98

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Cheboygan County, Michigan, including communities such as Cheboygan, Indian River, Wolverine, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .