- Entity
- county:michigan-clare-26035
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/clare/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 31
- PPO Plans
- 18
- HMO Plans
- 6
- HMO-POS Plans
- 7
- PFFS Plans
- 0
- Average Monthly Premium
- 57.89
- Average MOOP
- 5922.58
- Average Part D Deductible
- 313.65
- $0 Premium Plans
- 17
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 4.02
- $0 Premium Plan Share
- 54.84
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 71
- 3-Star Plan Share
- 29
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 56.92
- PPO Average MOOP
- 6063.89
- PPO Enrollment
- 1785
- PPO $0 Premium Plans
- 10
- PPO Plans Without Part D Coverage
- 3
- HMO Average Monthly Premium
- 3.33
- HMO Average MOOP
- 5858.33
- HMO Enrollment
- 385
- HMO $0 Premium Plans
- 5
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 107.14
- HMO-POS Average MOOP
- 5614.29
- HMO-POS Enrollment
- 45
- HMO-POS $0 Premium Plans
- 2
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:michigan-clare-26035
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/clare/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-michigan-clare-26035-landscape-stats
- Plans Indexed
- 31
- Standard Medicare Advantage Plans
-
-
BCN Advantage Classic
H5883-002-3 -
BCN Advantage Elements
H5883-017-0 -
BCN Advantage Prestige
H5883-003-3 -
Humana Full Access
H7617-052-0 -
Humana Full Access Giveback
H7617-058-0 -
Humana USAA Honor Giveback
H7617-054-0 -
Medicare Plus Blue Assure
H9572-003-3 -
Medicare Plus Blue Signature
H9572-001-3 -
Medicare Plus Blue Value
H9572-010-0 -
Medicare Plus Blue Vitality
H9572-002-3 -
PriorityMedicare
H2320-028-3 -
PriorityMedicare Latitude
H2320-034-3 -
PriorityMedicare Value
H2320-029-3 -
HAP Medicare Connect
H2354-015-0 -
HAP Medicare MedicalAccess
H2354-019-0 -
HAP Medicare Superior
H2354-028-0 -
HAP Senior Plus
H2354-021-0 -
Humana Full Access
H5216-011-0 -
Humana Full Access
H5216-384-0 -
Humana Full Access Giveback
H5216-306-0 -
Humana USAA Honor Giveback
H5216-190-0 -
PriorityMedicare Merit
H4875-016-1 -
HAP Medicare Explore
H2322-011-0 -
HAP Medicare Prime
H2322-016-0 -
HAP Member Assist
H2322-017-0 -
HAP Senior Plus
H2322-008-0 -
Humana Full Access R0110-014
R0110-014-0 -
HumanaChoice R0110-013
R0110-013-0 -
McLaren Medicare Inspire
H6322-001-0 -
McLaren Medicare Inspire Giveback
H6322-008-0 -
McLaren Medicare Inspire Plus
H6322-002-0
-
BCN Advantage Classic
- Total Standard Medicare Advantage Enrollment
- 2215
2027 Medicare Advantage Plans in Clare County, MI
Last update: .
For 2027, Clare County, MI includes 31 Medicare Advantage plans. Enrollment across these plans totals approximately 2,215, with 17 $0 premium options and 71% rated 4 stars or higher.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 18
- Average Monthly Premium
- $56.92/mo
- Total PPO Enrollment
- 1,785
- $0 Premium PPO Plans
- 10
- Average MOOP
- $6,064
- Top PPO by Enrollment
- Humana Full Access Giveback (PPO) — 342 enrollees
- PPO Plans Without Drug Coverage
- 3
What is the average monthly premium for PPO plans in Clare?
PPO plans in Clare cost $56.92 per month on average.
Which PPO plan has the highest enrollment in Clare?
The most popular PPO plan in Clare is Humana Full Access Giveback (PPO), with 342 enrollees.
How many PPO plans in Clare do not include prescription drug coverage?
3 PPO plans in Clare do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 6
- Average Monthly Premium $3.33/mo
- Total HMO Enrollment 385
- $0 Premium HMO Plans 5
- Average MOOP $5,858
- Top HMO by Enrollment HAP Medicare Superior (HMO) — 298 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| HAP Medicare Connect | $0 | $5,600 | $200 | H2354-015-0 | |
| HAP Medicare MedicalAccess | $0 | $4,500 | N/A | H2354-019-0 | |
| HAP Medicare Superior | $0 | $5,800 | $200 | H2354-028-0 | |
| McLaren Medicare Inspire | $0 | $6,600 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Giveback | $0 | $6,750 | $615 | H6322-008-0 | |
| McLaren Medicare Inspire Plus | $20 | $5,900 | $500 | H6322-002-0 |
What is the top HMO by enrollment in Clare?
HAP Medicare Superior (HMO) is the top HMO in Clare, with 298 enrollees.
What is the number of HMO plans without Part D coverage in Clare?
1 HMO plans in Clare do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 7
- Average Monthly Premium
- $107.14/mo
- Total HMO-POS Enrollment
- 45
- $0 Premium HMO-POS Plans
- 2
- Average MOOP
- $5,614
- Top HMO-POS by Enrollment
- BCN Advantage Classic (HMO-POS) — 32 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $138 | $4,800 | $200 | H5883-002-3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-017-0 | |
| BCN Advantage Prestige | $248 | $4,400 | $100 | H5883-003-3 | |
| Priority Health Medicare PriorityMedicare | $148 | $5,100 | $0 | H2320-028-3 | |
| PriorityMedicare Latitude | $0 | $9,850 | $300 | H2320-034-3 | |
| PriorityMedicare Value | $111 | $6,000 | $225 | H2320-029-3 | |
| HAP Senior Plus | $105 | $4,650 | $0 | H2354-021-0 |
What is the typical premium for HMO-POS plans in Clare?
HMO-POS plans in Clare cost $107.14 per month on average.
Which HMO-POS plan has the most members in Clare?
The most popular HMO-POS plan in Clare is BCN Advantage Classic (HMO-POS), with 32 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Clare?
There are 1 HMO-POS plans in Clare without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Clare County, MI (2027) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 22 | 71% |
| 3 Stars | 9 | 29% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.02 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Clare County, Michigan, including communities such as Clare, Farwell, Harrison, Lake, and other areas throughout the county. Plan availability is determined by county of residence, not by city.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.