- Entity
- county:michigan-clare-26035
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/clare/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 33
- PPO Plans
- 20
- HMO Plans
- 6
- HMO-POS Plans
- 7
- PFFS Plans
- 0
- Average Monthly Premium
- 48.65
- Average MOOP
- 5768.18
- Average Part D Deductible
- 193.04
- $0 Premium Plans
- 18
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 4.02
- $0 Premium Plan Share
- 54.55
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 73
- 3-Star Plan Share
- 27
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 46.85
- PPO Average MOOP
- 6197.5
- PPO Enrollment
- 2385
- PPO $0 Premium Plans
- 11
- PPO Plans Without Part D Coverage
- 3
- HMO Average Monthly Premium
- 1.47
- HMO Average MOOP
- 5591.67
- HMO Enrollment
- 382
- HMO $0 Premium Plans
- 5
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 94.23
- HMO-POS Average MOOP
- 4692.86
- HMO-POS Enrollment
- 724
- HMO-POS $0 Premium Plans
- 2
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:michigan-clare-26035
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/clare/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-michigan-clare-26035-landscape-stats
- Plans Indexed
- 33
- Standard Medicare Advantage Plans
-
-
BCN Advantage Classic
H5883-002-3 -
BCN Advantage Elements
H5883-001-3 -
BCN Advantage Prestige
H5883-003-3 -
Humana Full Access Giveback H7617-058
H7617-058-0 -
Humana USAA Honor Giveback
H7617-054-0 -
Humana USAA Honor Giveback with Rx
H7617-071-0 -
Medicare Plus Blue Assure
H9572-003-3 -
Medicare Plus Blue Signature
H9572-001-3 -
Medicare Plus Blue Value
H9572-010-0 -
Medicare Plus Blue Vitality
H9572-002-3 -
PriorityMedicare
H2320-028-3 -
PriorityMedicare Key
H2320-022-3 -
PriorityMedicare Value
H2320-029-3 -
HAP Medicare Connect
H2354-015-0 -
HAP Medicare Explore
H2322-011-0 -
HAP Medicare MedicalAccess
H2354-019-0 -
HAP Medicare Prime
H2322-016-0 -
HAP Medicare Superior
H2354-028-0 -
HAP Member Assist
H2322-017-0 -
HAP Senior Plus
H2322-008-0 -
HAP Senior Plus
H2354-021-0 -
PriorityMedicare Merit
H4875-016-1 -
PriorityMedicare Thrive
H4875-024-2 -
PriorityMedicare Thrive Plus
H4875-018-3 -
Humana Full Access Giveback H5216-306
H5216-306-0 -
Humana Full Access H5216-011
H5216-011-0 -
Humana Full Access R0110-014
R0110-014-0 -
Humana USAA Honor Giveback
H5216-190-0 -
Humana USAA Honor Giveback with Rx
H5216-305-0 -
HumanaChoice R0110-013
R0110-013-0 -
McLaren Medicare Inspire
H6322-001-0 -
McLaren Medicare Inspire Plus
H6322-002-0 -
McLaren Medicare Inspire Select
H6322-008-0
-
BCN Advantage Classic
- Total Standard Medicare Advantage Enrollment
- 3491
2026 Medicare Advantage Plans in Clare County, MI
Last update: .
In Clare County, MI, there are 33 Medicare Advantage plans available for 2026. Of these, 18 offer a $0 monthly premium, and about 73% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clare County, MI. Or explore all Medicare Options available in Clare County, MI.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 20
- Average Monthly Premium $46.85/mo
- Total PPO Enrollment 2,385
- $0 Premium PPO Plans 11
- Average MOOP $6,198
- Top PPO by Enrollment PriorityMedicare Thrive (PPO) — 421 enrollees
- PPO Plans Without Drug Coverage 3
What is the total number of PPO plans offered in Clare?
There are 20 PPO plans in 2026, covering 2,385 beneficiaries.
How much do PPO plans cost in Clare?
The average PPO premium in Clare is $46.85 per month, with 11 plans offering $0 premiums.
What is the most popular PPO plan in Clare?
PriorityMedicare Thrive (PPO) is the top PPO in Clare, with 421 enrollees.
What is the number of PPO plans without Part D coverage in Clare?
There are 3 PPO plans in Clare without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 6
- Average Monthly Premium
- $1.47/mo
- Total HMO Enrollment
- 382
- $0 Premium HMO Plans
- 5
- Average MOOP
- $5,592
- Top HMO by Enrollment
- HAP Medicare Superior (HMO) — 295 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HAP Medicare Connect | $0 | $5,000 | $150 | H2354-015-0 | |
| HAP Medicare MedicalAccess | $0 | $4,500 | N/A | H2354-019-0 | |
| HAP Medicare Superior | $0 | $5,100 | $150 | H2354-028-0 | |
| McLaren Medicare Inspire | $0 | $6,300 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Plus | $9 | $5,900 | $500 | H6322-002-0 | |
| McLaren Medicare Inspire Select | $0 | $6,750 | $615 | H6322-008-0 |
What is the average monthly premium for HMO plans?
HMO plans in Clare cost $1.47 per month on average.
Which HMO plan is most popular in Clare?
The most popular HMO plan in Clare is HAP Medicare Superior (HMO), with 295 enrollees.
How many HMO plans in Clare do not include drug coverage?
There are 1 HMO plans in Clare without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $124 | $4,400 | $0 | H5883-002-3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-001-3 | |
| BCN Advantage Prestige | $231 | $4,000 | $0 | H5883-003-3 | |
| Priority Health Medicare PriorityMedicare | $120 | $4,500 | $0 | H2320-028-3 | |
| PriorityMedicare Key | $0 | $5,800 | $200 | H2320-022-3 | |
| PriorityMedicare Value | $80 | $5,100 | $100 | H2320-029-3 | |
| HAP Senior Plus | $105 | $4,550 | $0 | H2354-021-0 |
What is the leading HMO-POS plan in Clare?
PriorityMedicare Key (HMO-POS) is the top HMO-POS in Clare, with 657 enrollees.
What is the number of HMO-POS plans without Part D coverage in Clare?
1 HMO-POS plans in Clare do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Clare County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 24 | 73% |
| 3 Stars | 9 | 27% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.02 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.