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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Ingham County

2027 Medicare Advantage Plans in Ingham County, MI

Last update: October 4, 2026.

In Ingham County, MI, there are 54 Medicare Advantage plans available for 2027. Of these, 35 offer a $0 monthly premium, and about 61% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$34.59/mo
Plans with $0 Premium
35
Average MOOP Limit
$6,291 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 61% · 3 Stars: 39% · Below 3: 0%
Average Part D Deductible
$387.50
Total MA/MAPD Enrollment
12,879
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Full Access Giveback (PPO) — 931 enrollees
2. Humana Full Access Giveback (PPO) — 901 enrollees
3. Medicare Plus Blue + Meijer (PPO) — 851 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ingham County, MI. Or explore all Medicare Options available in Ingham County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
30
Average Monthly Premium
$37.12/mo
Total PPO Enrollment
9,630
$0 Premium PPO Plans
19
Average MOOP
$6,252
Top PPO by Enrollment
Humana Full Access Giveback (PPO) — 931 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Ingham County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H7617-052-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$45 $6,750 $400 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
$255 $4,000 $100 H9572-003-2
Medicare Plus Blue Signature
☆☆☆☆☆
$131 $4,300 $200 H9572-001-2
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$102 $5,000 $250 H9572-002-2
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $400 H5521-214-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,900 $500 H5521-404-0
Aetna Medicare Value Care
☆☆☆☆☆
$0 $5,900 $400 H5521-399-0
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H5216-384-0
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H5216-306-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $7,100 $300 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$141 $5,000 $0 H4875-016-3
PriorityMedicare Thrive
☆☆☆☆☆
$0 $7,150 $400 H4875-024-2
PriorityMedicare Thrive Plus
☆☆☆☆☆
$68 $6,600 $225 H4875-018-2
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
What is the total number of PPO plans offered in Ingham?

Ingham County has 30 PPO plans for 2027, with 9,630 enrolled.

How much do PPO plans cost in Ingham?

The typical PPO premium in Ingham is $37.12, and 19 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$8.90/mo
Total HMO Enrollment
1,349
$0 Premium HMO Plans
8
Average MOOP
$6,390
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 591 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Ingham County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
$0 $9,850 $375 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
$0 $6,500 $350 H9179-001-0
Trinity Health Plan of Michigan Plus
☆☆☆☆☆
$69 $5,900 $250 H9179-004-0
What is the average monthly premium for HMO plans?
HMO plans in Ingham cost $8.90 per month on average.
Which HMO plan is most popular in Ingham?
The most popular HMO plan in Ingham is HAP Medicare Superior (HMO), with 591 enrollees.
How many HMO plans in Ingham do not include drug coverage?
There are 2 HMO plans in Ingham without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 14
  • Average Monthly Premium $47.52/mo
  • Total HMO-POS Enrollment 1,900
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $6,304
  • Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 761 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Ingham County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$127 $4,800 $200 H5883-002-2
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$256 $4,400 $100 H5883-003-2
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$97 $5,100 $0 H2320-028-5
PriorityMedicare Align
☆☆☆☆☆
$6 $6,800 $700 H2320-033-2
PriorityMedicare Key
☆☆☆☆☆
$0 $6,950 $300 H2320-022-2
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,850 $700 H2320-032-5
PriorityMedicare Value
☆☆☆☆☆
$74 $6,000 $225 H2320-029-5
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $500 H3192-003-0
Humana Gold Plus H8908-004
☆☆☆☆☆
$0 $4,400 $700 H8908-004-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H5475-026-0
What is the total number of HMO-POS plans in Ingham?

There are 14 HMO-POS plans in 2027, covering 1,900 enrollees.

How much do HMO-POS plans cost in Ingham?

The average HMO-POS premium in Ingham is $47.52 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Ingham?

PriorityMedicare Key (HMO-POS) is the top HMO-POS in Ingham, with 761 enrollees.

What is the number of HMO-POS plans without Part D coverage in Ingham?

1 HMO-POS plans in Ingham do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Ingham County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Ingham County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 33 61%
3 Stars 21 39%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.83

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Ingham County, Michigan, including communities such as Dansville, East Lansing, Haslett, Holt, Mason, Okemos, Webberville, Williamston, Lansing, Leslie, Onondaga, Stockbridge, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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