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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Allegan County

2027 Medicare Advantage Plans in Allegan County, MI

Last update: November 7, 2026.

In Allegan County, MI, there are 50 Medicare Advantage plans available for 2027. Of these, 27 offer a $0 monthly premium, and about 69% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$35.47/mo
Plans with $0 Premium
27
Average MOOP Limit
$6,439 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 69% · 3 Stars: 31% · Below 3: 0%
Average Part D Deductible
$390.12
Total MA/MAPD Enrollment
13,356
Plans with the Highest Enrollment
(as of November 10, 2026)
1. PriorityMedicare Key (HMO-POS) — 5,371 enrollees
2. PriorityMedicare Edge (PPO) — 1,741 enrollees
3. PriorityMedicare Value (HMO-POS) — 1,187 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Allegan County, MI. Or explore all Medicare Options available in Allegan County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
28
Average Monthly Premium
$36.33/mo
Total PPO Enrollment
5,668
$0 Premium PPO Plans
16
Average MOOP
$6,536
Top PPO by Enrollment
PriorityMedicare Edge (PPO) — 1,741 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Allegan County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H7617-052-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$45 $6,750 $400 H9572-007-1
Medicare Plus Blue Assure
☆☆☆☆☆
$200 $4,000 $100 H9572-003-1
Medicare Plus Blue Essential
☆☆☆☆☆
$41 $7,150 $400 H9572-004-1
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $600 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $7,000 $435 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$120 $4,300 $200 H9572-001-1
Medicare Plus Blue Vitality
☆☆☆☆☆
$74 $5,000 $250 H9572-002-1
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H5216-384-0
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H5216-306-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $7,100 $300 H4875-020-1
PriorityMedicare Merit
☆☆☆☆☆
$100 $5,000 $0 H4875-016-4
PriorityMedicare Thrive
☆☆☆☆☆
$0 $7,150 $400 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$66 $6,600 $225 H4875-018-1
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
What is the total number of PPO plans offered in Allegan?

Allegan County has 28 PPO plans for 2027, with 5,668 enrolled.

How much do PPO plans cost in Allegan?

The typical PPO premium in Allegan is $36.33, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$3.33/mo
Total HMO Enrollment
65
$0 Premium HMO Plans
5
Average MOOP
$5,858
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 65 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Allegan County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
What is the average monthly premium for HMO plans?
HMO plans in Allegan cost $3.33 per month on average.
Which HMO plan is most popular in Allegan?
The most popular HMO plan in Allegan is HAP Medicare Superior (HMO), with 65 enrollees.
How many HMO plans in Allegan do not include drug coverage?
There are 1 HMO plans in Allegan without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 13
  • Average Monthly Premium $46.56/mo
  • Total HMO-POS Enrollment 7,593
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $6,392
  • Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 5,371 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Allegan County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$107 $4,800 $200 H5883-002-1
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$194 $4,400 $100 H5883-003-1
BCN Advantage Prime Value
☆☆☆☆☆
$48 $6,000 $600 H5883-014-1
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$98 $5,100 $0 H2320-028-1
PriorityMedicare Align
☆☆☆☆☆
$6 $6,800 $700 H2320-033-1
PriorityMedicare Key
☆☆☆☆☆
$0 $6,950 $300 H2320-022-1
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,850 $700 H2320-032-1
PriorityMedicare Value
☆☆☆☆☆
$47 $6,000 $225 H2320-029-1
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H5475-026-0
What is the total number of HMO-POS plans in Allegan?

There are 13 HMO-POS plans in 2027, covering 7,593 enrollees.

How much do HMO-POS plans cost in Allegan?

The average HMO-POS premium in Allegan is $46.56 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Allegan?

PriorityMedicare Key (HMO-POS) is the top HMO-POS in Allegan, with 5,371 enrollees.

What is the number of HMO-POS plans without Part D coverage in Allegan?

1 HMO-POS plans in Allegan do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$60.00/mo
Total PFFS Enrollment
30
$0 Premium PFFS Plans
0
Average MOOP
$7,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 30 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Allegan County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0

What is the average monthly premium for PFFS plans?

PFFS plans in Allegan cost $60.00 per month on average.

Which PFFS plan is most popular in Allegan?

The most popular PFFS plan in Allegan is Humana Gold Choice H8145-006 (PFFS), with 30 enrollees.

How many PFFS plans in Allegan do not include drug coverage?

There are 0 PFFS plans in Allegan without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Allegan County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Allegan County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 33 69%
3 Stars 15 31%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.95

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Allegan County, Michigan, including communities such as Allegan, Martin, Otsego, Plainwell, Dorr, Hopkins, Shelbyville, Wayland, Fennville, Hamilton, Pullman, Saugatuck, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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