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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Hillsdale County

2027 Medicare Advantage Plans in Hillsdale County, MI

Last update: October 5, 2026.

For 2027, Hillsdale County, MI includes 59 Medicare Advantage plans. Enrollment across these plans totals approximately 4,505, with 32 $0 premium options and 70% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $39.56/mo
  • $0 Premium Plans: 32
  • Average MOOP: $6,238 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
  • Average Part D Deductible: $376.28
  • Total MA/MAPD Enrollment: 4,505
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. PriorityMedicare Key (HMO-POS) — 1,439 enrollees
    2. Medicare Plus Blue Secure (PPO) — 335 enrollees
    3. Humana Full Access Giveback (PPO) — 263 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Hillsdale County, MI are summarized separately. Visit Medicare Options in Hillsdale County, MI to see more options. For a broader perspective, explore Michigan Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
32
Average Monthly Premium
$36.46/mo
Total PPO Enrollment
2,604
$0 Premium PPO Plans
20
Average MOOP
$6,381
Top PPO by Enrollment
Medicare Plus Blue Secure (PPO) — 335 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Hillsdale County, Michigan (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H7617-052-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$45 $6,750 $400 H9572-007-1
Medicare Plus Blue Assure
☆☆☆☆☆
$255 $4,000 $100 H9572-003-2
Medicare Plus Blue Essential
☆☆☆☆☆
$38 $7,150 $400 H9572-004-2
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $600 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $7,000 $435 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$131 $4,300 $200 H9572-001-2
Medicare Plus Blue Vitality
☆☆☆☆☆
$102 $5,000 $250 H9572-002-2
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $400 H5521-214-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,900 $500 H5521-404-0
Aetna Medicare Value Care
☆☆☆☆☆
$0 $5,900 $400 H5521-399-0
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H5216-384-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H5216-306-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $7,100 $300 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$156 $5,000 $0 H4875-016-1
PriorityMedicare Thrive
☆☆☆☆☆
$0 $7,150 $400 H4875-024-2
PriorityMedicare Thrive Plus
☆☆☆☆☆
$68 $6,600 $225 H4875-018-2
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0

What is the average monthly premium for PPO plans in Hillsdale?

PPO plans in Hillsdale cost $36.46 per month on average.

Which PPO plan has the highest enrollment in Hillsdale?

The most popular PPO plan in Hillsdale is Medicare Plus Blue Secure (PPO), with 335 enrollees.

How many PPO plans in Hillsdale do not include prescription drug coverage?

5 PPO plans in Hillsdale do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $14.38/mo
  • Total HMO Enrollment 173
  • $0 Premium HMO Plans 6
  • Average MOOP $5,606
  • Top HMO by Enrollment HAP Medicare Superior (HMO) — 64 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Hillsdale County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
HAP Senior Plus Henry Ford Tiered Access
☆☆☆☆☆
$95 $4,750 $0 H2354-018-0
Henry Ford Select
☆☆☆☆☆
$0 $4,950 $200 H2354-029-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
What is the top HMO by enrollment in Hillsdale?

HAP Medicare Superior (HMO) is the top HMO in Hillsdale, with 64 enrollees.

What is the number of HMO plans without Part D coverage in Hillsdale?

1 HMO plans in Hillsdale do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$61.10/mo
Total HMO-POS Enrollment
1,728
$0 Premium HMO-POS Plans
6
Average MOOP
$6,154
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 1,439 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Hillsdale County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage Classic
☆☆☆☆☆
$127 $4,800 $200 H5883-002-2
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$256 $4,400 $100 H5883-003-2
BCN Advantage Prime Value
☆☆☆☆☆
$41 $6,000 $600 H5883-014-2
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$148 $5,100 $0 H2320-028-3
PriorityMedicare Align
☆☆☆☆☆
$6 $6,800 $700 H2320-033-2
PriorityMedicare Key
☆☆☆☆☆
$0 $6,950 $300 H2320-022-2
PriorityMedicare Value
☆☆☆☆☆
$111 $6,000 $225 H2320-029-3
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $500 H3192-003-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H5475-026-0

What is the typical premium for HMO-POS plans in Hillsdale?

HMO-POS plans in Hillsdale cost $61.10 per month on average.

Which HMO-POS plan has the most members in Hillsdale?

The most popular HMO-POS plan in Hillsdale is PriorityMedicare Key (HMO-POS), with 1,439 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Hillsdale?

There are 1 HMO-POS plans in Hillsdale without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$60.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
0
Average MOOP
$7,800
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
0

2027 PFFS Medicare Advantage plans in Hillsdale County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
What is the total number of PFFS plans in Hillsdale?

In 2027, Hillsdale has 1 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Hillsdale?

The typical PFFS premium in Hillsdale is $60.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Hillsdale County, MI (2027) are summarized below.

Medicare Advantage Plan Ratings in Hillsdale County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 38 70%
3 Stars 16 30%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.94

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Hillsdale County, Michigan, including communities such as Camden, Hillsdale, Jerome, Jonesville, Litchfield, Osseo, Pittsford, Reading, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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