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2027 Medicare Advantage Plans in Mackinac County, MI

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In Mackinac County, MI, there are 10 Medicare Advantage plans available for 2027. Of these, 4 offer a $0 monthly premium, and about 80% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$104.23/mo
Plans with $0 Premium
4
Average MOOP Limit
$5,390 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 80% · 3 Stars: 20% · Below 3: 0%
Average Part D Deductible
$321.43
Total MA/MAPD Enrollment
614
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Medicare Plus Blue Vitality (PPO) — 190 enrollees
2. Medicare Plus Blue Value (PPO) — 183 enrollees
3. Humana USAA Honor Giveback (PPO) — 118 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Mackinac County, MI. Or explore all Medicare Options available in Mackinac County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 7
  • Average Monthly Premium $93.76/mo
  • Total PPO Enrollment 594
  • $0 Premium PPO Plans 3
  • Average MOOP $5,743
  • Top PPO by Enrollment Medicare Plus Blue Vitality (PPO) — 190 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Mackinac County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Plus Blue Assure
☆☆☆☆☆
 $299 $4,000 $100 H9572-003-3
Medicare Plus Blue Signature
☆☆☆☆☆
 $168 $4,300 $200 H9572-001-3
Medicare Plus Blue Value
☆☆☆☆☆
 $0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
 $100 $5,000 $250 H9572-002-3
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,550 N/A H5216-190-0
Humana Full Access R0110-014
☆☆☆☆☆
 $89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
 $0 $6,550 N/A R0110-013-0
What is the total number of PPO plans offered in Mackinac?

There are 7 PPO plans in 2027, covering 594 beneficiaries.

How much do PPO plans cost in Mackinac?

The average PPO premium in Mackinac is $93.76 per month, with 3 plans offering $0 premiums.

What is the most popular PPO plan in Mackinac?

Medicare Plus Blue Vitality (PPO) is the top PPO in Mackinac, with 190 enrollees.

What is the number of PPO plans without Part D coverage in Mackinac?

There are 2 PPO plans in Mackinac without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
3
Average Monthly Premium
$128.67/mo
Total HMO-POS Enrollment
20
$0 Premium HMO-POS Plans
1
Average MOOP
$4,567
Top HMO-POS by Enrollment
BCN Advantage Classic (HMO-POS) — 20 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Mackinac County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
 $138 $4,800 $200 H5883-002-3
BCN Advantage Elements
☆☆☆☆☆
 $0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
 $248 $4,400 $100 H5883-003-3
What is the leading HMO-POS plan in Mackinac?

BCN Advantage Classic (HMO-POS) is the top HMO-POS in Mackinac, with 20 enrollees.

What is the number of HMO-POS plans without Part D coverage in Mackinac?

1 HMO-POS plans in Mackinac do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Mackinac County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Mackinac County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 80%
3 Stars 2 20%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.25

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Mackinac County, Michigan, including communities such as Saint Ignace, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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