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2027 Medicare Advantage Plans in Alpena County, MI

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For 2027, Alpena County, MI includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 674, with 7 $0 premium options and 89% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $83.46/mo
  • $0 Premium Plans: 7
  • Average MOOP: $5,914 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 89% · 3 Stars: 11% · Below 3: 0%
  • Average Part D Deductible: $281.67
  • Total MA/MAPD Enrollment: 674
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Medicare Plus Blue + Meijer (PPO) — 165 enrollees
    2. Humana Full Access (PPO) — 143 enrollees
    3. Humana USAA Honor Giveback (PPO) — 114 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Alpena County, MI are provided separately. Or you can discover all Medicare Options in Alpena County, MI. For a statewide view, browse Medicare Advantage plans in Michigan to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$75.44/mo
Total PPO Enrollment
640
$0 Premium PPO Plans
5
Average MOOP
$5,983
Top PPO by Enrollment
Medicare Plus Blue + Meijer (PPO) — 165 enrollees
PPO Plans Without Drug Coverage
2

2027 PPO Medicare Advantage plans in Alpena County, Michigan (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Medicare Plus Blue + Meijer
☆☆☆☆☆
 $45 $6,750 $400 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
 $299 $4,000 $100 H9572-003-3
Medicare Plus Blue Signature
☆☆☆☆☆
 $168 $4,300 $200 H9572-001-3
Medicare Plus Blue Value
☆☆☆☆☆
 $0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
 $100 $5,000 $250 H9572-002-3
Humana Full Access
☆☆☆☆☆
 $0 $5,200 $600 H5216-384-0
Humana Full Access
☆☆☆☆☆
 $41 $4,800 $450 H5216-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
 $0 $9,850 $0 H5216-382-0
PriorityMedicare Merit
☆☆☆☆☆
 $163 $5,000 $0 H4875-016-2
Humana Full Access R0110-014
☆☆☆☆☆
 $89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
 $0 $6,550 N/A R0110-013-0

What is the typical premium for PPO plans available in Alpena?

PPO plans in Alpena cost $75.44 per month on average.

Which PPO plan do most beneficiaries choose in Alpena?

The most popular PPO plan in Alpena is Medicare Plus Blue + Meijer (PPO), with 165 enrollees.

How many PPO options are offered without drug coverage in Alpena?

2 PPO plans in Alpena do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$99.50/mo
Total HMO-POS Enrollment
34
$0 Premium HMO-POS Plans
2
Average MOOP
$5,775
Top HMO-POS by Enrollment
BCN Advantage Classic (HMO-POS) — 19 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Alpena County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage Classic
☆☆☆☆☆
 $138 $4,800 $200 H5883-002-3
BCN Advantage Elements
☆☆☆☆☆
 $0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
 $248 $4,400 $100 H5883-003-3
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
 $131 $5,100 $0 H2320-028-4
PriorityMedicare Latitude
☆☆☆☆☆
 $0 $9,850 $300 H2320-034-4
PriorityMedicare Value
☆☆☆☆☆
 $80 $6,000 $225 H2320-029-4
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Alpena cost $99.50 per month on average.
Which HMO-POS plan is most popular in Alpena?
The most popular HMO-POS plan in Alpena is BCN Advantage Classic (HMO-POS), with 19 enrollees.
How many HMO-POS plans in Alpena do not include drug coverage?
There are 1 HMO-POS plans in Alpena without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Alpena County, MI (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Alpena County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 89%
3 Stars 2 11%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.25

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Alpena County, Michigan, including communities such as Alpena, Hubbard Lake, Lachine, Ossineke, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .