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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Osceola County

2026 Medicare Advantage Plans in Osceola County, MI

Last update: September 2, 2026.

For 2026, Osceola County, MI includes 51 Medicare Advantage plans. Enrollment across these plans totals approximately 2,645, with 31 $0 premium options and 67% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Osceola County, MI are summarized separately. Visit Medicare Options in Osceola County, MI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $27.61/mo
  • $0 Premium Plans: 31
  • Average MOOP: $5,785 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $330.48
  • Total MA/MAPD Enrollment: 2,645
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. PriorityMedicare Key (HMO-POS) — 922 enrollees
    2. PriorityMedicare Edge (PPO) — 261 enrollees
    3. PriorityMedicare Vital (PPO) — 221 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
31
Average Monthly Premium
$30.28/mo
Total PPO Enrollment
1,361
$0 Premium PPO Plans
18
Average MOOP
$5,881
Top PPO by Enrollment
PriorityMedicare Edge (PPO) — 261 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Osceola County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$72 $5,900 $615 H5521-607-0
Aetna Medicare Enhanced
☆☆☆☆☆
$15 $4,900 $615 H5521-194-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-219-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-407-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H7617-071-0
Medicare Plus Blue Assure
☆☆☆☆☆
$210 $4,000 $0 H9572-003-4
Medicare Plus Blue Signature
☆☆☆☆☆
$119 $4,300 $0 H9572-001-4
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $615 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$72 $5,000 $0 H9572-002-4
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $6,000 $200 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$83 $4,200 $0 H4875-016-5
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-2
PriorityMedicare Vital
☆☆☆☆☆
$0 $6,300 $450 H4875-022-2
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $6,700 $600 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$64 $5,400 $600 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,000 N/A H2117-003-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,200 $615 H2117-001-0
What is the average monthly premium for PPO plans in Osceola?
PPO plans in Osceola cost $30.28 per month on average.
Which PPO plan has the highest enrollment in Osceola?
The most popular PPO plan in Osceola is PriorityMedicare Edge (PPO), with 261 enrollees.
How many PPO plans in Osceola do not include prescription drug coverage?
6 PPO plans in Osceola do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
9
Average Monthly Premium
$0.98/mo
Total HMO Enrollment
72
$0 Premium HMO Plans
8
Average MOOP
$5,783
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 30 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Osceola County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
$0 $7,500 $275 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
$0 $4,500 $100 H9179-001-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,300 $615 H6322-001-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$9 $5,900 $500 H6322-002-0
McLaren Medicare Inspire Select
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
What is the total number of HMO plans offered in Osceola?

There are 9 HMO plans in 2026, covering 72 enrollees.

How much do HMO plans cost in Osceola?

The average HMO premium in Osceola is $0.98 per month, with 8 plans offering $0 premiums.

What is the top HMO by enrollment in Osceola?

HAP Medicare Superior (HMO) is the top HMO in Osceola, with 30 enrollees.

What is the number of HMO plans without Part D coverage in Osceola?

2 HMO plans in Osceola do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$41.87/mo
Total HMO-POS Enrollment
1,212
$0 Premium HMO-POS Plans
5
Average MOOP
$5,518
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 922 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Osceola County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
BCN Advantage Classic
☆☆☆☆☆
$103 $4,400 $0 H5883-002-4
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-4
BCN Advantage Prestige
☆☆☆☆☆
$225 $4,000 $0 H5883-003-4
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$72 $4,500 $0 H2320-028-2
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-2
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,250 $500 H2320-032-2
PriorityMedicare Value
☆☆☆☆☆
$43 $5,100 $100 H2320-029-2
PriorityMedicare Vintage
☆☆☆☆☆
$9 $5,600 $615 H2320-031-0
Wellcare Assist
☆☆☆☆☆
$9 $5,000 $580 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,550 $615 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H5475-026-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Osceola cost $41.87 per month on average.

Which HMO-POS plan is most popular in Osceola?

The most popular HMO-POS plan in Osceola is PriorityMedicare Key (HMO-POS), with 922 enrollees.

How many HMO-POS plans in Osceola do not include drug coverage?

There are 1 HMO-POS plans in Osceola without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Osceola County, MI (2026) are summarized below.

Medicare Advantage Plan Ratings in Osceola County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 34 67%
3 Stars 17 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.94

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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