- Entity
- county:michigan-oscoda-26135
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/oscoda/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 29
- PPO Plans
- 17
- HMO Plans
- 3
- HMO-POS Plans
- 9
- PFFS Plans
- 0
- Average Monthly Premium
- 53.36
- Average MOOP
- 6356.9
- Average Part D Deductible
- 407.29
- $0 Premium Plans
- 17
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 3.88
- $0 Premium Plan Share
- 58.62
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 62
- 3-Star Plan Share
- 38
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 54.72
- PPO Average MOOP
- 6258.82
- PPO Enrollment
- 399
- PPO $0 Premium Plans
- 10
- PPO Plans Without Part D Coverage
- 4
- HMO Average Monthly Premium
- 6.67
- HMO Average MOOP
- 6416.67
- HMO Enrollment
- 12
- HMO $0 Premium Plans
- 2
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 66.33
- HMO-POS Average MOOP
- 6522.22
- HMO-POS Enrollment
- 20
- HMO-POS $0 Premium Plans
- 5
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:michigan-oscoda-26135
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/oscoda/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-michigan-oscoda-26135-landscape-stats
- Plans Indexed
- 29
- Standard Medicare Advantage Plans
-
-
BCN Advantage Classic
H5883-002-3 -
BCN Advantage Elements
H5883-017-0 -
BCN Advantage Prestige
H5883-003-3 -
Humana Full Access
H7617-052-0 -
Humana Full Access Giveback
H7617-058-0 -
Humana USAA Honor Giveback
H7617-054-0 -
Medicare Plus Blue Assure
H9572-003-3 -
Medicare Plus Blue Signature
H9572-001-3 -
Medicare Plus Blue Value
H9572-010-0 -
Medicare Plus Blue Vitality
H9572-002-3 -
PriorityMedicare
H2320-028-4 -
PriorityMedicare Latitude
H2320-034-4 -
PriorityMedicare Value
H2320-029-4 -
Humana Full Access
H5216-011-0 -
Humana Full Access
H5216-384-0 -
Humana USAA Honor Giveback
H5216-190-0 -
Humana Value Plus H5216-382
H5216-382-0 -
PriorityMedicare Merit
H4875-016-2 -
Humana Full Access R0110-014
R0110-014-0 -
HumanaChoice R0110-013
R0110-013-0 -
AARP Medicare Advantage from UHC MI-0001
H0294-017-0 -
AARP Medicare Advantage from UHC MI-0002
H0294-018-0 -
AARP Medicare Advantage Patriot No Rx MI-MA01
H0294-022-0 -
McLaren Medicare Inspire
H6322-001-0 -
McLaren Medicare Inspire Giveback
H6322-008-0 -
McLaren Medicare Inspire Plus
H6322-002-0 -
Wellcare Assist
H5475-038-0 -
Wellcare Giveback
H5475-031-0 -
Wellcare Simple
H5475-026-0
-
BCN Advantage Classic
- Total Standard Medicare Advantage Enrollment
- 431
2027 Medicare Advantage Plans in Oscoda County, MI
Last update: .
For 2027, Oscoda County, MI includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 431, with 17 $0 premium options and 62% rated 4 stars or higher.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 17
- Average Monthly Premium
- $54.72/mo
- Total PPO Enrollment
- 399
- $0 Premium PPO Plans
- 10
- Average MOOP
- $6,259
- Top PPO by Enrollment
- Humana Full Access Giveback (PPO) — 93 enrollees
- PPO Plans Without Drug Coverage
- 4
- What is the average monthly premium for PPO plans in Oscoda?
- PPO plans in Oscoda cost $54.72 per month on average.
- Which PPO plan has the highest enrollment in Oscoda?
- The most popular PPO plan in Oscoda is Humana Full Access Giveback (PPO), with 93 enrollees.
- How many PPO plans in Oscoda do not include prescription drug coverage?
- 4 PPO plans in Oscoda do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| McLaren Medicare Inspire | $0 | $6,600 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Giveback | $0 | $6,750 | $615 | H6322-008-0 | |
| McLaren Medicare Inspire Plus | $20 | $5,900 | $500 | H6322-002-0 |
What is the total number of HMO plans offered in Oscoda?
There are 3 HMO plans in 2027, covering 12 enrollees.
How much do HMO plans cost in Oscoda?
The average HMO premium in Oscoda is $6.67 per month, with 2 plans offering $0 premiums.
What is the top HMO by enrollment in Oscoda?
McLaren Medicare Inspire Plus (HMO) is the top HMO in Oscoda, with 12 enrollees.
What is the number of HMO plans without Part D coverage in Oscoda?
0 HMO plans in Oscoda do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 9
- Average Monthly Premium
- $66.33/mo
- Total HMO-POS Enrollment
- 20
- $0 Premium HMO-POS Plans
- 5
- Average MOOP
- $6,522
- Top HMO-POS by Enrollment
- Wellcare Simple (HMO-POS) — 20 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $138 | $4,800 | $200 | H5883-002-3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-017-0 | |
| BCN Advantage Prestige | $248 | $4,400 | $100 | H5883-003-3 | |
| Priority Health Medicare PriorityMedicare | $131 | $5,100 | $0 | H2320-028-4 | |
| PriorityMedicare Latitude | $0 | $9,850 | $300 | H2320-034-4 | |
| PriorityMedicare Value | $80 | $6,000 | $225 | H2320-029-4 | |
| Wellcare Assist | $0 | $7,100 | $700 | H5475-038-0 | |
| Wellcare Giveback | $0 | $9,850 | $700 | H5475-031-0 | |
| Wellcare Simple | $0 | $7,100 | $700 | H5475-026-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Oscoda cost $66.33 per month on average.
Which HMO-POS plan is most popular in Oscoda?
The most popular HMO-POS plan in Oscoda is Wellcare Simple (HMO-POS), with 20 enrollees.
How many HMO-POS plans in Oscoda do not include drug coverage?
There are 1 HMO-POS plans in Oscoda without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Oscoda County, MI (2027) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 18 | 62% |
| 3 Stars | 11 | 38% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.88 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Oscoda County, Michigan, including communities such as Mio, and other areas throughout the county. Plan availability is determined by county of residence, not by city.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.