2026 Medicare Advantage Plans in Ogemaw County, MI
Last update: . Enrollment data updated: June 13, 2026
In Ogemaw County, MI, there are 48 Medicare Advantage plans available for 2026. Of these, 29 offer a $0 monthly premium, and about 60% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ogemaw County, MI. Or explore all Medicare Options available in Ogemaw County, MI.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Ogemaw?
Ogemaw County has 31 PPO plans for 2026, with 1,802 enrolled.
How much do PPO plans cost in Ogemaw?
The typical PPO premium in Ogemaw is $33.41, and 19 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 6
- Average Monthly Premium
- $1.47/mo
- Total HMO Enrollment
- 134
- $0 Premium HMO Plans
- 5
- Average MOOP
- $5,592
- Top HMO by Enrollment
- HAP Medicare Superior (HMO) — 97 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HAP Medicare Connect | $0 | $5,000 | $150 | H2354-015-0 | |
| HAP Medicare MedicalAccess | $0 | $4,500 | N/A | H2354-019-0 | |
| HAP Medicare Superior | $0 | $5,100 | $150 | H2354-028-0 | |
| McLaren Medicare Inspire | $0 | $6,300 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Plus | $9 | $5,900 | $500 | H6322-002-0 | |
| McLaren Medicare Inspire Select | $0 | $6,750 | $615 | H6322-008-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Ogemaw cost $1.47 per month on average.
- Which HMO plan is most popular in Ogemaw?
- The most popular HMO plan in Ogemaw is HAP Medicare Superior (HMO), with 97 enrollees.
- How many HMO plans in Ogemaw do not include drug coverage?
- There are 1 HMO plans in Ogemaw without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 11
- Average Monthly Premium $43.75/mo
- Total HMO-POS Enrollment 230
- $0 Premium HMO-POS Plans 5
- Average MOOP $5,518
- Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 135 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $124 | $4,400 | $0 | H5883-002-3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-001-3 | |
| BCN Advantage Prestige | $231 | $4,000 | $0 | H5883-003-3 | |
| Priority Health Medicare PriorityMedicare | $66 | $4,500 | $0 | H2320-028-5 | |
| PriorityMedicare Key | $0 | $5,800 | $200 | H2320-022-5 | |
| PriorityMedicare Smart Savings | $0 | $9,250 | $500 | H2320-032-5 | |
| PriorityMedicare Value | $43 | $5,100 | $100 | H2320-029-5 | |
| PriorityMedicare Vintage | $9 | $5,600 | $615 | H2320-031-0 | |
| Wellcare Assist | $9 | $5,000 | $580 | H5475-038-0 | |
| Wellcare Giveback | $0 | $7,550 | $615 | H5475-031-0 | |
| Wellcare Simple | $0 | $5,000 | $615 | H5475-026-0 |
What is the total number of HMO-POS plans in Ogemaw?
There are 11 HMO-POS plans in 2026, covering 230 enrollees.
How much do HMO-POS plans cost in Ogemaw?
The average HMO-POS premium in Ogemaw is $43.75 per month, with 5 plans offering $0 premiums.
What is the leading HMO-POS plan in Ogemaw?
PriorityMedicare Key (HMO-POS) is the top HMO-POS in Ogemaw, with 135 enrollees.
What is the number of HMO-POS plans without Part D coverage in Ogemaw?
1 HMO-POS plans in Ogemaw do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Ogemaw County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 29 | 60% |
| 3 Stars | 19 | 40% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.9 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.