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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Shiawassee County

2026 Medicare Advantage Plans in Shiawassee County, MI

Last update: September 1, 2026.

In Shiawassee County, MI, there are 48 Medicare Advantage plans available for 2026. Of these, 27 offer a $0 monthly premium, and about 65% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Shiawassee County, MI. Or explore all Medicare Options available in Shiawassee County, MI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$37.33/mo
Plans with $0 Premium
27
Average MOOP Limit
$5,906 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
Average Part D Deductible
$283.05
Total MA/MAPD Enrollment
5,295
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Medicare Plus Blue Secure (PPO) — 1,213 enrollees
2. Humana Full Access Giveback H7617-058 (PPO) — 499 enrollees
3. PriorityMedicare Key (HMO-POS) — 366 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 30
  • Average Monthly Premium $37.09/mo
  • Total PPO Enrollment 3,971
  • $0 Premium PPO Plans 17
  • Average MOOP $6,200
  • Top PPO by Enrollment Medicare Plus Blue Secure (PPO) — 1,213 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Shiawassee County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$72 $5,900 $615 H5521-607-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-214-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,700 $615 H5521-404-0
Aetna Medicare Value Care
☆☆☆☆☆
$46 $5,900 $615 H5521-399-0
Humana Full Access Giveback H7617-058
☆☆☆☆☆
$0 $9,150 $0 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H7617-071-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$35 $6,750 $150 H9572-007-3
Medicare Plus Blue Assure
☆☆☆☆☆
$291 $4,000 $0 H9572-003-3
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $150 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $6,750 $150 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$154 $4,300 $0 H9572-001-3
Medicare Plus Blue Vitality
☆☆☆☆☆
$82 $5,000 $0 H9572-002-3
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Merit
☆☆☆☆☆
$129 $4,200 $0 H4875-016-2
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-2
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-4
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,000 N/A H2117-003-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,200 $615 H2117-001-0
What is the total number of PPO plans offered in Shiawassee?

There are 30 PPO plans in 2026, covering 3,971 beneficiaries.

How much do PPO plans cost in Shiawassee?

The average PPO premium in Shiawassee is $37.09 per month, with 17 plans offering $0 premiums.

What is the most popular PPO plan in Shiawassee?

Medicare Plus Blue Secure (PPO) is the top PPO in Shiawassee, with 1,213 enrollees.

What is the number of PPO plans without Part D coverage in Shiawassee?

There are 5 PPO plans in Shiawassee without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$1.47/mo
Total HMO Enrollment
657
$0 Premium HMO Plans
5
Average MOOP
$5,592
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 355 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Shiawassee County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,300 $615 H6322-001-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$9 $5,900 $500 H6322-002-0
McLaren Medicare Inspire Select
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0

What is the average monthly premium for HMO plans?

HMO plans in Shiawassee cost $1.47 per month on average.

Which HMO plan is most popular in Shiawassee?

The most popular HMO plan in Shiawassee is HAP Medicare Superior (HMO), with 355 enrollees.

How many HMO plans in Shiawassee do not include drug coverage?

There are 1 HMO plans in Shiawassee without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
11
Average Monthly Premium
$57.58/mo
Total HMO-POS Enrollment
667
$0 Premium HMO-POS Plans
5
Average MOOP
$5,195
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 366 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Shiawassee County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$124 $4,400 $0 H5883-002-3
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-3
BCN Advantage Prestige
☆☆☆☆☆
$231 $4,000 $0 H5883-003-3
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$110 $4,500 $0 H2320-028-4
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-4
PriorityMedicare Value
☆☆☆☆☆
$55 $5,100 $100 H2320-029-4
HAP Senior Plus
☆☆☆☆☆
$105 $4,550 $0 H2354-021-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3192-003-0
Wellcare Assist
☆☆☆☆☆
$9 $5,000 $580 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,550 $615 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H5475-026-0
What is the leading HMO-POS plan in Shiawassee?

PriorityMedicare Key (HMO-POS) is the top HMO-POS in Shiawassee, with 366 enrollees.

What is the number of HMO-POS plans without Part D coverage in Shiawassee?

1 HMO-POS plans in Shiawassee do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Shiawassee County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the typical premium for PFFS plans in Shiawassee?

PFFS plans in Shiawassee cost $37.00 per month on average.

Which PFFS plan has the most enrollment in Shiawassee?

The most popular PFFS plan in Shiawassee is , with 0 enrollees.

How many PFFS options are available without prescription drug coverage in Shiawassee?

There are 0 PFFS plans in Shiawassee without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Shiawassee County, MI for 2026.

CMS Star Ratings for Medicare Advantage Plans in Shiawassee County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 31 65%
3 Stars 17 35%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.94

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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