2026 Medicare Advantage Plans in Oakland County, MI
Last update: . Enrollment data updated: May 2, 2026
In Oakland County, MI, there are 73 Medicare Advantage plans available for 2026. Of these, 44 offer a $0 monthly premium, and about 66% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Oakland County, MI. Or explore all Medicare Options available in Oakland County, MI.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 38
- Average Monthly Premium $30.82/mo
- Total PPO Enrollment 58,887
- $0 Premium PPO Plans 24
- Average MOOP $6,017
- Top PPO by Enrollment Medicare Plus Blue Secure (PPO) — 6,743 enrollees
- PPO Plans Without Drug Coverage 6
What is the total number of PPO plans offered in Oakland?
There are 38 PPO plans in 2026, covering 58,887 beneficiaries.
How much do PPO plans cost in Oakland?
The average PPO premium in Oakland is $30.82 per month, with 24 plans offering $0 premiums.
What is the most popular PPO plan in Oakland?
Medicare Plus Blue Secure (PPO) is the top PPO in Oakland, with 6,743 enrollees.
What is the number of PPO plans without Part D coverage in Oakland?
There are 6 PPO plans in Oakland without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 14
- Average Monthly Premium
- $10.34/mo
- Total HMO Enrollment
- 10,421
- $0 Premium HMO Plans
- 11
- Average MOOP
- $5,246
- Top HMO by Enrollment
- HAP Medicare Connect (HMO) — 3,301 enrollees
- HMO Plans Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage ConnectedCare | $41 | $4,400 | $125 | H5883-007-0 | |
| HAP Medicare Connect | $0 | $5,000 | $150 | H2354-015-0 | |
| HAP Medicare MedicalAccess | $0 | $4,500 | N/A | H2354-019-0 | |
| HAP Medicare Superior | $0 | $5,100 | $150 | H2354-028-0 | |
| HAP Senior Plus Henry Ford Tiered Access | $95 | $4,750 | $0 | H2354-018-0 | |
| Henry Ford Select | $0 | $3,500 | $150 | H2354-029-0 | |
| Trinity Health Plan of Michigan Cash Back | $0 | $7,500 | $275 | H9179-002-0 | |
| Trinity Health Plan of Michigan Glory No RX | $0 | $6,500 | N/A | H9179-003-0 | |
| Trinity Health Plan of Michigan No Premium | $0 | $4,500 | $100 | H9179-001-0 | |
| McLaren Medicare Inspire | $0 | $6,300 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Plus | $9 | $5,900 | $500 | H6322-002-0 | |
| McLaren Medicare Inspire Select | $0 | $6,750 | $615 | H6322-008-0 | |
| Zing Elite Select MI | $0 | $4,500 | $0 | H4624-022-0 | |
| Zing Select Care MI | $0 | $4,250 | $0 | H4624-006-0 |
What is the average monthly premium for HMO plans?
HMO plans in Oakland cost $10.34 per month on average.
Which HMO plan is most popular in Oakland?
The most popular HMO plan in Oakland is HAP Medicare Connect (HMO), with 3,301 enrollees.
How many HMO plans in Oakland do not include drug coverage?
There are 2 HMO plans in Oakland without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
What is the leading HMO-POS plan in Oakland?
BCN Advantage Prime Value (HMO-POS) is the top HMO-POS in Oakland, with 2,425 enrollees.
What is the number of HMO-POS plans without Part D coverage in Oakland?
2 HMO-POS plans in Oakland do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Oakland County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 5% |
| 4 Stars (includes 5 Stars) | 48 | 66% |
| 3 Stars | 23 | 32% |
| Below 3 Stars | 2 | 3% |
| Not Rated | 0 | 0% |
| Average Rating | 3.95 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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