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  1. 🏠
  2. Special Needs Plans
  3. Michigan
  4. Oakland County

2026 Medicare Special Needs Plans in Oakland County, MI

Last update: May 10, 2026. Enrollment data updated: August 15, 2026

In Oakland County, MI, there are 30 Medicare Special Needs Plans available for 2026. Approximately 17,136 beneficiaries are enrolled, and about 21% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Oakland County, MI to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.47/mo
Plans with $0 Premium
13
Average MOOP Limit
$6,131 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix)
4+ Stars: 21% · 3 Stars: 59% · Below 3: 21%
Average Part D Deductible
$454.17
Total SNP Enrollment
17,136
SNP Plans with the Highest Enrollment
(as of August 15, 2026)
1. Humana Gold Plus SNP-DE H8908-005 (D-SNP) — 3,121 enrollees
2. Aetna Medicare Full Dual Care (D-SNP) — 2,665 enrollees
3. UHC Dual Complete MI-S002 (D-SNP) — 1,964 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Oakland County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
15
Average Monthly Premium
$6.47/mo
Beneficiaries Enrolled
13,630
$0 Premium D-SNPs
3
Zero Cost D-SNPs
11
D-SNP with the Highest Enrollment
Humana Gold Plus SNP-DE H8908-005 (D-SNP) with 3,121 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Oakland County, Michigan, 2026
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC Dual Complete MI-S001
☆☆☆☆☆
$9 9250.00 $615 H2001-039-0
HAP Medicare Complete Assist
☆☆☆☆☆
$9 9250.00 $615 H2322-020-0
HAP Medicare Complete Duals
☆☆☆☆☆
$9 9250.00 $615 H2354-025-0
Humana Dual Select H5216-385
☆☆☆☆☆
$9 9250.00 $615 H5216-385-0
PriorityMedicare D-SNP
☆☆☆☆☆
$9 9250.00 $615 H8379-001-0
UHC Dual Complete MI-S002
☆☆☆☆☆
$0 9250.00 $615 H2247-001-0
UHC Dual Complete MI-S3
☆☆☆☆☆
$9 9250.00 $615 H2247-004-0
UHC Dual Complete MI-V001
☆☆☆☆☆
$0 6700.00 $615 H2247-003-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$9 9250.00 $615 H3192-007-0
Humana Gold Plus SNP-DE H8908-005
☆☆☆☆☆
$0 9250.00 $475 H8908-005-0
Humana Gold Plus SNP-DE H8908-007
☆☆☆☆☆
$9 9250.00 $615 H8908-007-0
Molina Medicare Complete Care
☆☆☆☆☆
$0 9250.00 $425 H5926-001-0
Wellcare Dual Access
☆☆☆☆☆
$9 9250.00 $615 H5475-001-0
Wellcare Dual Access Open
☆☆☆☆☆
$9 9250.00 $470 H2117-002-0
Wellcare Dual Reserve
☆☆☆☆☆
$9 4200.00 $615 H5475-039-0
What is the total number of D-SNP plans in Oakland County?

Oakland County has 15 D-SNP plans for 2026, with 13,630 enrollees.

How much do D-SNP plans cost in Oakland County?

The typical D-SNP premium in Oakland County is $6.47, and 3 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 4
  • Average Monthly Premium: $4.40/mo
  • Beneficiaries Enrolled: 406
  • $0 Premium Plans: 2
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: Senior Care (I-SNP) — 272 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Oakland County, Michigan, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
Erickson Advantage Guardian
☆☆☆☆☆
$0 1000.00 $0 H5652-003-0
Premier Care
☆☆☆☆☆
$0 4700.00 $615 H6832-004-0
Senior Care
☆☆☆☆☆
$9 6500.00 $615 H6832-001-0
Longevity Health Plan
☆☆☆☆☆
$9 9250.00 $615 H7557-001-0
What is the total number of I-SNP plans in Oakland County?

There are 4 I-SNP plans in 2026, covering 406 enrollees.

How much do I-SNP plans cost in Oakland County?

The average I-SNP premium in Oakland County is $4.40 per month, with 2 plans offering $0 premiums.

What is the most popular I-SNP plan in Oakland County?

Senior Care (I-SNP) is the top I-SNP in Oakland County, with 272 enrollees.

What is the total number of I-SNP plans in Oakland County?

There are 4 I-SNP plans in 2026, covering 406 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 11
  • Average Monthly Premium $18.15/mo
  • Beneficiaries Enrolled 3,100
  • $0 Premium C-SNPs 8
  • Average MOOP $11,935
  • Most Popular C-SNP HumanaChoice - Diabetes and Heart (C-SNP) with 874 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Oakland County, Michigan, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
Erickson Advantage Champion
☆☆☆☆☆
$182 3400.00 $270 H5652-004-0
HAP Medicare Diabetes and Heart
☆☆☆☆☆
$9 9250.00 $615 H2354-030-0
HumanaChoice - Diabetes and Heart
☆☆☆☆☆
$0 6550.00 $300 H5216-375-0
UHC Complete Care Support MI-3
☆☆☆☆☆
$9 6700.00 $615 H0294-048-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 6750.00 $615 H3192-033-0
Humana Gold Plus Chronic Kidney Disease
☆☆☆☆☆
$0 9100.00 $615 H8908-006-0
Zing Open Choice Diabetes & Heart MI
☆☆☆☆☆
$0 4950.00 $0 H6876-003-0
Zing Elite Balance MI
☆☆☆☆☆
$0 4500.00 $0 H4624-046-0
Zing Elite Diabetes & Heart MI
☆☆☆☆☆
$0 4500.00 $0 H4624-032-0
Zing Select Diabetes & Heart MI
☆☆☆☆☆
$0 4500.00 $0 H4624-012-0
Zing Select Dialysis MI
☆☆☆☆☆
$0 5445.00 $0 H4624-023-0
What is the average monthly premium for C-SNP plans in Oakland County?
C-SNP plans in Oakland County cost $18.15 per month.
Which C-SNP plan has the highest enrollment in Oakland County?
The most popular C-SNP plan in Oakland County is HumanaChoice - Diabetes and Heart (C-SNP), with 874 enrollees.
How many C-SNP plans are available in Oakland County?
In 2026, Oakland County offers 11 C-SNP plans with 3,100 enrollees.
  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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