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  1. 🏠
  2. Special Needs Plans
  3. HAP Medicare Complete Assist
HAP Senior Plus logo, a registered trademark of HAP Senior Plus

HAP Medicare Complete Assist (PPO D-SNP) Medicare Special Need Plan H2322-020 • 2027

CMS Rating: Not yet rated by CMS.
Monthly Premium
$6.30Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$9850.00In-network
Part B Giveback
Not offered
Prescription Coverage
Enhanced, $700.00 deductible
Additional Benefits
Dental, Vision, Hearing
Service Area
See List
Total Enrollment
524 beneficiaries
Last update: October 6, 2026
  • Eligibility
  • Benefits & Costs
  • Prescription Drugs
  • CMS Star Ratings
  • Contact HAP Senior Plus
  • Plan Availability

Introduction

HAP Medicare Complete Assist, offered by HAP Senior Plus, is a Medicare Advantage Dual-Eligible Special Needs Plan (D-SNP) identified by CMS Plan ID H2322-020. The plan's Preferred Provider Organization (PPO) provider network serves its covered medical benefits, and the plan includes Medicare Part D prescription drug coverage. Its 2027 costs include a $6.30 monthly premium, $0.00 medical deductible, and $9850.00 in-network maximum out-of-pocket. The 2027 Part D prescription drug deductible is $700.00.

This plan has 524 beneficiaries enrolled across its service areas based on CMS enrollment data. To enroll, you must live within the plan's service area: See List.

Eligibility

HAP Medicare Complete Assist is a Dual Eligible Special Needs Plan (D-SNP) designed for individuals enrolled in both Medicare and Medicaid.

Special Needs Plan Type
Dual-Eligible Special Needs Plan (D-SNP)
Medicare Requirement
Medicare Part A and Part B
Special Needs Requirement
Must qualify for Medicaid
Service Area Requirement
Must live in the plan's service area
Prescription Drug Coverage
Medicare Part D prescription drug coverage is included.

Plan Benefits

HAP Medicare Complete Assist has cost-sharing, meaning there are out-of-pocket costs when receiving covered healthcare services. The tables below detail the most common in-network out-of-pocket expenses for plan H2322-020.

Compare 2027 plan benefits with 2026.

Office Visits

Office visit costs by plan year.
Covered Service 2027 2026
Primary care In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Specialist In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance

Preventive and Wellness Services

Preventive and wellness service costs and benefits by plan year.
Covered Service 2027 2026
Annual wellness exam Not covered Not covered
Telehealth benefit In-network: $0 or $40 copay, 0% or 20% coinsurance In-network: $0 or $40 copay, 0% or 20% coinsurance
Routine chiropractic In-network: 20% coinsurance
Out-of-network: 20% coinsurance
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Fitness benefits Coming soon In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Health education Not covered Not covered
Counseling services Not covered Not covered
Over-the-counter drug benefits In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Health transportation (non-emergency) Coming soon In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance

Diagnostic, Lab, and Imaging Services

Diagnostic, laboratory, and imaging service costs by plan year.
Covered Service 2027 2026
Diagnostic radiology services In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Lab services In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Outpatient x-rays In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Diagnostic tests and procedures In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance

Emergency and Urgent Care Services

Emergency, urgent care, hospital, ambulance, and skilled nursing costs by plan year.
Covered Service 2027 2026
Emergency room care $0 or $115 copay $0 or $115 copay
Worldwide emergency care Coming soon $115 copay
Urgent care $0 or $40 copay $0 or $40 copay
Inpatient hospital care In-network:
Tier 1
$0 or $2,125 per stay
Out-of-network:
$0 per day for days 1-60
$0 or $434 per day for days 61-90
$0 or $868 per day for days 91-150
In-network:
Tier 1
$0 or $2,185 per stay
Out-of-network:
0% or 20% per stay
Skilled Nursing Facility In-network:
Tier 1
$0 per day for days 1-20
$0 or $217 per day for days 21-100
Out-of-network:
$0 per day for days 1-20
$0 or $217 per day for days 21-100
In-network:
Tier 1
$0 per day for days 1-20
$0 or $209.5 per day for days 21-100
Out-of-network:
$0 per day for days 1-20
$0 or $209.5 per day for days 21-100
Ground ambulance In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance

Mental Health Services

Mental health therapy and inpatient psychiatric care costs by plan year.
Covered Service 2027 2026
Outpatient individual therapy In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Outpatient group therapy In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Inpatient psychiatric hospital care In-network:
Tier 1
$0 or $2,125 per stay
Out-of-network:
$0 per day for days 1-60
$0 or $434 per day for days 61-90
$0 or $868 per day for days 91-150
In-network:
Tier 1
$0 or $2,185 per stay
Out-of-network:
0% or 20% per stay

Rehabilitation Services

Physical, speech, and occupational therapy costs by plan year.
Covered Service 2027 2026
Physical therapy and speech and language therapy In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Occupational therapy In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance

Medical Equipment and Supplies

Diabetes supplies, durable medical equipment, and prosthetic costs by plan year.
Covered Service 2027 2026
Diabetes supplies In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Durable medical equipment In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
Prosthetics In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 20% coinsurance
Out-of-network: 0% or 20% coinsurance

Medicare Part B Drugs

Chemotherapy and other Medicare Part B-covered drug costs by plan year.
Covered Service 2027 2026
Chemotherapy In-network: 0% or 0%-20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 0%-20% coinsurance
Out-of-network: 0% or 20% coinsurance
Other Part B drugs (Medicare-covered) In-network: 0% or 0%-20% coinsurance
Out-of-network: 0% or 20% coinsurance
In-network: 0% or 0%-20% coinsurance
Out-of-network: 0% or 20% coinsurance

Dental Services

Preventive and comprehensive dental service costs by plan year.
Covered Service 2027 2026
Oral exam In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Dental x-rays In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Cleaning In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Periodontics In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Endodontics In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Restorative services In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Implant services Not covered Not covered
Orthodontics Not covered Not covered
Oral/Maxillofacial surgery In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance

Vision Services

Routine eye exams, contact lenses, and eyewear costs by plan year.
Covered Service 2027 2026
Routine eye exam In-network: $0 copay
Out-of-network: 80% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Contact lenses In-network: $0 copay
Out-of-network: 80% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Eyeglass frames only In-network: $0 copay
Out-of-network: 80% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Eyeglass lenses only In-network: $0 copay
Out-of-network: 80% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Eyeglasses (frames & lenses) In-network: $0 copay
Out-of-network: 80% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Upgrades In-network: $0 copay
Out-of-network: 80% coinsurance
Not covered

Hearing Services

Hearing exams, fittings, and hearing aid costs by plan year.
Covered Service 2027 2026
Hearing exam In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Fitting/evaluation In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Prescription hearing aids In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
OTC hearing aids Not covered Not covered

Additional and Special Needs Services

Additional and special needs service costs and benefits by plan year.
Covered Service 2027 2026
Adult day health services Not covered Not covered
Home-based palliative care Not covered Not covered
Personal emergency response system Coming soon In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Weight management programs Not covered Not covered
Wigs for chemotherapy-related hair loss Coming soon Not covered
Alternative therapies Not covered Not covered
Massage therapy Not covered Not covered
Home/bathroom safety devices Not covered Not covered

Certain preventive services are covered 100% by HAP Medicare Complete Assist as a Part B benefit.

Prescription Drug Coverage

HAP Medicare Complete Assist includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

HAP Medicare Complete Assist (H2322-020-0) Prescription Drug Plan Premium Details
Part D Premium Component Amount
Basic Part D Premium:$6.30
Supplemental Part D Premium:$0.00
Total Part D Premium:$6.30
Low-Income Premium Subsidy:$6.28
Low-Income Premium Subsidy Paid by CMS:$6.30
Low-Income Subsidy Premium:$0.00

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $700.00 annual Part D deductible. You'll pay this deductible at the pharmacy before HAP Senior Plus starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, HAP Medicare Complete Assist may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

HAP Medicare Complete Assist (H2322-020-0) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic$0.00 copayNot available
Generic25% coinsuranceNot available
Preferred Brand25% coinsuranceNot available
Non-Preferred Drug25% coinsuranceNot available
Specialty Tier25% coinsuranceNot available
Brand-name drugsNot available25% coinsurance
Generic drugsNot available25% coinsurance
*Deductible does not apply.

CMS 5-Star Performance Ratings (Contract ID: H2322)

CMS star ratings reflect how well a Medicare plan performs across key quality measures, such as managing chronic conditions, member satisfaction, and customer service. Ratings range from 1 to 5 stars and are updated each year by Medicare.

2027 Medicare Star Ratings for Contract H2322
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

Contact Information for HAP Senior Plus

Website
HAP Senior Plus Plan Page
Providers
HAP Senior Plus Providers Page
Formulary
HAP Senior Plus Formulary Page
Pharmacy
HAP Senior Plus Pharmacy Page
New Member Health Plan Help
(833)923-1713
New Member Health Plan TTY
711
New Member Part D Help
(833)923-1713
New Member Part D TTY Users
711

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.

Plan Availability

HAP Medicare Complete Assist (H2322-020-0) is available in the following locations (click to open):

Allegan
Arenac
Bay
Clare
Clinton
Eaton
Genesee
Gladwin
Gratiot
Hillsdale
Huron
Ingham
Ionia
Iosco
Isabella
Jackson
Kent
Lake
Lapeer
Lenawee
Livingston
Mason
Mecosta
Midland
Missaukee
Monroe
Montcalm
Newaygo
Oakland
Oceana
Ogemaw
Osceola
Ottawa
Roscommon
Saginaw
Saint Clair
Sanilac
Shiawassee
Tuscola
Washtenaw
Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services October 5, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services October 5, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services October 5, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services October 5, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
HAP Senior Plus (official source) http://www.hap.org/medicare October 4, 2026
CMS.gov Dual Eligible Special Needs Plans (D-SNPs) April 28, 2026
CMS.gov Medicare Advantage Plan Fact Sheet April 28, 2026
Medicare.gov Joining a plan April 28, 2026

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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