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  1. 🏠
  2. Special Needs Plans
  3. Michigan
  4. Gratiot County

2026 Medicare Special Needs Plans in Gratiot County, MI

Last update: May 12, 2026. Enrollment data updated: June 13, 2026

Gratiot County, MI has 19 Medicare Special Needs Plans available in 2026. These plans serve approximately 712 beneficiaries, and roughly 21% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Gratiot County, MI to compare other coverage categories available in your area.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium: $6.49/mo
$0 Premium Plans: 4
Average MOOP: $7,011 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 21% · 3 Stars: 68% · Below 3: 11%
Average Part D Deductible: $580.79
Total SNP Enrollment: 712
SNP Plans with the Highest Enrollment
(as of June 13, 2026)
1. HumanaChoice SNP-DE H5216-388 (D-SNP) — 151 enrollees
2. PriorityMedicare D-SNP (D-SNP) — 82 enrollees
3. UHC Dual Complete MI-S3 (D-SNP) — 65 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Gratiot County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 14
  • Average Monthly Premium: $6.93/mo
  • Beneficiaries Enrolled: 641
  • $0 Premium Plans: 2
  • Zero Cost Plans: 10
  • Top D-SNP by Enrollment: HumanaChoice SNP-DE H5216-388 (D-SNP) — 151 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Gratiot County, Michigan
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC Dual Complete MI-S001
☆☆☆☆☆
$9 9250.00 $615 H2001-039-0
HAP Medicare Complete Assist
☆☆☆☆☆
$9 9250.00 $615 H2322-020-0
HAP Medicare Complete Duals
☆☆☆☆☆
$9 9250.00 $615 H2354-025-0
Humana Dual Select H5216-385
☆☆☆☆☆
$9 9250.00 $615 H5216-385-0
HumanaChoice SNP-DE H5216-388
☆☆☆☆☆
$9 9250.00 $615 H5216-388-0
PriorityMedicare D-SNP
☆☆☆☆☆
$9 9250.00 $615 H8379-001-0
UHC Dual Complete MI-S002
☆☆☆☆☆
$0 9250.00 $615 H2247-001-0
UHC Dual Complete MI-S3
☆☆☆☆☆
$9 9250.00 $615 H2247-004-0
UHC Dual Complete MI-V001
☆☆☆☆☆
$0 6700.00 $615 H2247-003-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$9 9250.00 $615 H3192-007-0
Molina Medicare Complete Care
☆☆☆☆☆
$0 9250.00 $425 H5926-001-0
Wellcare Dual Access
☆☆☆☆☆
$9 9250.00 $615 H5475-001-0
Wellcare Dual Access Open
☆☆☆☆☆
$9 9250.00 $470 H2117-002-0
Wellcare Dual Reserve
☆☆☆☆☆
$9 4200.00 $615 H5475-039-0
What is the most popular D-SNP plan in Gratiot County?

HumanaChoice SNP-DE H5216-388 (D-SNP) is the top D-SNP in Gratiot County, with 151 enrollees.

What is the total number of D-SNP plans in Gratiot County?

There are 14 D-SNP plans in 2026, covering 641 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 2
  • Average Monthly Premium: $4.40/mo
  • Beneficiaries Enrolled: 0
  • $0 Premium Plans: 1
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: — 0 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 I-SNP Medicare Plans available in Gratiot County, Michigan
Health Plan Name CMS Rating* Premium Per Mo Network
Premier Care
☆☆☆☆☆
$0 4700.00 $615 H6832-004-0
Senior Care
☆☆☆☆☆
$9 6500.00 $615 H6832-001-0
What is the total number of I-SNP plans in Gratiot County?

Gratiot County has 2 I-SNP plans for 2026, with 0 enrollees.

How much do I-SNP plans cost in Gratiot County?

The typical I-SNP premium in Gratiot County is $4.40, and 1 plans have no monthly premium.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
3
Average Monthly Premium
$5.87/mo
Beneficiaries Enrolled
71
$0 Premium C-SNPs
1
Average MOOP
$15,000
Most Popular C-SNP
HumanaChoice - Diabetes and Heart (C-SNP) with 46 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Gratiot County, Michigan
Health Plan Name CMS Rating* Premium Per Mo Network
HAP Medicare Diabetes and Heart
☆☆☆☆☆
$9 9250.00 $615 H2354-030-0
HumanaChoice - Diabetes and Heart
☆☆☆☆☆
$0 6550.00 $300 H5216-375-0
UHC Complete Care Support MI-3
☆☆☆☆☆
$9 6700.00 $615 H0294-048-0

What is the typical premium for C-SNP plans in Gratiot County?

C-SNP plans in Gratiot County cost $5.87 per month.

Which C-SNP plan do most beneficiaries choose in Gratiot County?

The most popular C-SNP plan in Gratiot County is HumanaChoice - Diabetes and Heart (C-SNP), with 46 enrollees.

How many Chronic Condition SNP plans are offered in Gratiot County?

In 2026, Gratiot County offers 3 C-SNP plans with 71 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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