2027 Medicare Advantage Plans in Gratiot County, MI

Name: 2027 Medicare Advantage Plan Derived Statistics for Gratiot County, Michigan
Creator: MedicarePlans.com

Last update: October 6, 2026.

Gratiot County, MI has 55 Medicare Advantage plans available in 2027. These include 32 plans with no monthly premium, and roughly 62% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $37.91/mo

$0 Premium Plans: 32

Average MOOP: $6,357 ($9,250 max. in 2027)

Star Ratings (Plan Mix): 4+ Stars: 62% · 3 Stars: 38% · Below 3: 0%

Average Part D Deductible: $372.44

Total MA/MAPD Enrollment: 3,219

Plans with the Highest Enrollment
(as of October 5, 2026)
1. Medicare Plus Blue Secure (PPO) — 414 enrollees
2. PriorityMedicare Key (HMO-POS) — 349 enrollees
3. HAP Medicare Prime (PPO) — 260 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Gratiot County, MI. Or explore all Medicare Options available in Gratiot County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

Total PPO Plans 30
Average Monthly Premium $39.12/mo
Total PPO Enrollment 2,223
$0 Premium PPO Plans 18
Average MOOP $6,447
Top PPO by Enrollment Medicare Plus Blue Secure (PPO) — 414 enrollees
PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Gratiot County, Michigan
Health Plan Name	CMS Rating^*	Premium Per Mo	MOOP	PDP Ded.	CMS Plan ID
Humana Full Access	☆☆☆☆☆	$0	$5,200	$600	H7617-052-0
Humana Full Access Giveback	☆☆☆☆☆	$0	$9,850	$150	H7617-058-0
Humana USAA Honor Giveback	☆☆☆☆☆	$0	$6,550	N/A	H7617-054-0
Medicare Plus Blue + Meijer	☆☆☆☆☆	$45	$6,750	$400	H9572-007-1
Medicare Plus Blue Assure	☆☆☆☆☆	$255	$4,000	$100	H9572-003-2
Medicare Plus Blue Essential	☆☆☆☆☆	$38	$7,150	$400	H9572-004-2
Medicare Plus Blue Giveback	☆☆☆☆☆	$0	$9,250	$600	H9572-008-0
Medicare Plus Blue Secure	☆☆☆☆☆	$0	$7,000	$435	H9572-009-0
Medicare Plus Blue Signature	☆☆☆☆☆	$131	$4,300	$200	H9572-001-2
Medicare Plus Blue Vitality	☆☆☆☆☆	$102	$5,000	$250	H9572-002-2
Aetna Medicare Eagle	☆☆☆☆☆	$0	$5,200	N/A	H5521-286-0
Aetna Medicare Signature	☆☆☆☆☆	$0	$5,200	$400	H5521-285-0
Humana Full Access	☆☆☆☆☆	$41	$4,800	$450	H5216-011-0
Humana Full Access	☆☆☆☆☆	$0	$5,200	$600	H5216-384-0
Humana Full Access Giveback	☆☆☆☆☆	$0	$9,850	$150	H5216-306-0
Humana USAA Honor Giveback	☆☆☆☆☆	$0	$6,550	N/A	H5216-190-0
Humana Value Plus H5216-382	☆☆☆☆☆	$0	$9,850	$0	H5216-382-0
PriorityMedicare Edge	☆☆☆☆☆	$0	$7,100	$300	H4875-020-2
PriorityMedicare Merit	☆☆☆☆☆	$163	$5,000	$0	H4875-016-2
PriorityMedicare Thrive	☆☆☆☆☆	$0	$7,150	$400	H4875-024-2
PriorityMedicare Thrive Plus	☆☆☆☆☆	$68	$6,600	$225	H4875-018-2
HAP Medicare Explore	☆☆☆☆☆	$0	$6,050	$400	H2322-011-0
HAP Medicare Prime	☆☆☆☆☆	$0	$6,400	$400	H2322-016-0
HAP Member Assist	☆☆☆☆☆	$6	$5,600	$500	H2322-017-0
HAP Senior Plus	☆☆☆☆☆	$165	$4,450	$0	H2322-008-0
Humana Full Access R0110-014	☆☆☆☆☆	$89	$7,050	$700	R0110-014-0
HumanaChoice R0110-013	☆☆☆☆☆	$0	$6,550	N/A	R0110-013-0
AARP Medicare Advantage from UHC MI-0001	☆☆☆☆☆	$0	$7,150	$685	H0294-017-0
AARP Medicare Advantage from UHC MI-0002	☆☆☆☆☆	$70	$5,900	$685	H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01	☆☆☆☆☆	$0	$6,700	N/A	H0294-022-0

PPO Plan Questions in Gratiot County, MI

What is the most popular PPO plan in Gratiot?

Medicare Plus Blue Secure (PPO) is the top PPO in Gratiot, with 414 enrollees.

What is the number of PPO plans without Part D coverage in Gratiot?

There are 5 PPO plans in Gratiot without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans: 10
Average Monthly Premium: $8.90/mo
Total HMO Enrollment: 329
$0 Premium HMO Plans: 8
Average MOOP: $6,390
Top HMO by Enrollment: HAP Medicare Superior (HMO) — 205 enrollees
HMO Plans Without Drug Coverage: 2

Comparison table of 2027 HMO Medicare Advantage Plans available in Gratiot County, Michigan
Health Plan Name	CMS Rating^*	Premium Per Mo	MOOP	PDP Ded.	CMS Plan ID
HAP Medicare Connect	☆☆☆☆☆	$0	$5,600	$200	H2354-015-0
HAP Medicare MedicalAccess	☆☆☆☆☆	$0	$4,500	N/A	H2354-019-0
HAP Medicare Superior	☆☆☆☆☆	$0	$5,800	$200	H2354-028-0
McLaren Medicare Inspire	☆☆☆☆☆	$0	$6,600	$615	H6322-001-0
McLaren Medicare Inspire Giveback	☆☆☆☆☆	$0	$6,750	$615	H6322-008-0
McLaren Medicare Inspire Plus	☆☆☆☆☆	$20	$5,900	$500	H6322-002-0
Trinity Health Plan of Michigan Cash Back	☆☆☆☆☆	$0	$9,850	$375	H9179-002-0
Trinity Health Plan of Michigan Glory No RX	☆☆☆☆☆	$0	$6,500	N/A	H9179-003-0
Trinity Health Plan of Michigan No Premium	☆☆☆☆☆	$0	$6,500	$350	H9179-001-0
Trinity Health Plan of Michigan Plus	☆☆☆☆☆	$69	$5,900	$250	H9179-004-0

HMO Plan FAQs

What is the typical premium for HMO plans in Gratiot?

HMO plans in Gratiot cost $8.90 per month on average.

Which HMO plan do most beneficiaries choose in Gratiot?

The most popular HMO plan in Gratiot is HAP Medicare Superior (HMO), with 205 enrollees.

How many HMO options are offered without prescription drug coverage in Gratiot?

There are 2 HMO plans in Gratiot without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans 13
Average Monthly Premium $57.41/mo
Total HMO-POS Enrollment 667
$0 Premium HMO-POS Plans 6
Average MOOP $6,123
Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 349 enrollees
HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Gratiot County, Michigan
Health Plan Name	CMS Rating^*	Premium Per Mo	MOOP	PDP Ded.	CMS Plan ID
BCN Advantage Classic	☆☆☆☆☆	$127	$4,800	$200	H5883-002-2
BCN Advantage Elements	☆☆☆☆☆	$0	$4,500	N/A	H5883-017-0
BCN Advantage Prestige	☆☆☆☆☆	$256	$4,400	$100	H5883-003-2
BCN Advantage Prime Value	☆☆☆☆☆	$41	$6,000	$600	H5883-014-2
Priority Health Medicare PriorityMedicare	☆☆☆☆☆	$131	$5,100	$0	H2320-028-4
PriorityMedicare Align	☆☆☆☆☆	$6	$6,800	$700	H2320-033-2
PriorityMedicare Key	☆☆☆☆☆	$0	$6,950	$300	H2320-022-2
PriorityMedicare Value	☆☆☆☆☆	$80	$6,000	$225	H2320-029-4
HAP Senior Plus	☆☆☆☆☆	$105	$4,650	$0	H2354-021-0
Aetna Medicare Signature	☆☆☆☆☆	$0	$6,350	$400	H3192-010-0
Wellcare Assist	☆☆☆☆☆	$0	$7,100	$700	H5475-038-0
Wellcare Giveback	☆☆☆☆☆	$0	$9,850	$700	H5475-031-0
Wellcare Simple	☆☆☆☆☆	$0	$7,100	$700	H5475-026-0

HMO-POS Plan Questions in Gratiot County, MI

What is the total number of HMO-POS plans in Gratiot?

In 2027, Gratiot has 13 HMO-POS plans with 667 enrollees.

How much do HMO-POS plans cost in Gratiot?

The typical HMO-POS premium in Gratiot is $57.41, and 6 plans have no monthly premium.

Medicare Advantage Ratings by Plan in Gratiot County, MI

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Gratiot County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Gratiot County, MI (2027)
Rating Category	Number of Plans	Percent of Plans
5 Stars	No 5-star plans available.	0%
4 Stars (includes 5 Stars)	33	62%
3 Stars	20	38%
Below 3 Stars	0	0%
Not Rated	0	0%
Average Rating	3.86

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage Plan Availability

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Gratiot County, Michigan, including communities such as Breckenridge, Wheeler, Alma, Ashley, Ithaca, Perrinton, Riverdale, Saint Louis, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

Medicare Advantage Plan Data Sources & References

CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
CMS.gov, Medicare Part C & D Performance Data — Version: 2026
CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

2027 Medicare Advantage Plans in Gratiot County, MI

At a Glance

Medicare Advantage PPO Plans

PPO Plan Questions in Gratiot County, MI

Medicare Advantage HMO Plans

HMO Plan FAQs

What is the typical premium for HMO plans in Gratiot?

Which HMO plan do most beneficiaries choose in Gratiot?

How many HMO options are offered without prescription drug coverage in Gratiot?

Medicare Advantage HMO-POS Plans

HMO-POS Plan Questions in Gratiot County, MI

Medicare Advantage Ratings by Plan in Gratiot County, MI

Medicare Advantage Plan Availability

Medicare Advantage Plan Data Sources & References

About This Site

Policies & Standards

Trademark Notice

At a Glance

Medicare Advantage PPO Plans

PPO Plan Questions in Gratiot County, MI

Medicare Advantage HMO Plans

HMO Plan FAQs

What is the typical premium for HMO plans in Gratiot?

Which HMO plan do most beneficiaries choose in Gratiot?

How many HMO options are offered without prescription drug coverage in Gratiot?

Medicare Advantage HMO-POS Plans

HMO-POS Plan Questions in Gratiot County, MI

Medicare Advantage Ratings by Plan in Gratiot County, MI

Medicare Advantage Plan Availability

Medicare Advantage Plan Data Sources & References

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