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2027 Medicare Advantage Plans in Mason County, MI

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Mason County, MI has 35 Medicare Advantage plans available in 2027. These include 19 plans with no monthly premium, and roughly 71% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $44.06/mo
$0 Premium Plans: 19
Average MOOP: $5,960 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
Average Part D Deductible: $310.34
Total MA/MAPD Enrollment: 1,091
Plans with the Highest Enrollment
(as of October 5, 2026)
1. PriorityMedicare Value (HMO-POS) — 157 enrollees
2. Medicare Plus Blue Vitality (PPO) — 136 enrollees
3. Aetna Medicare Signature (PPO) — 85 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Mason County, MI. Or explore all Medicare Options available in Mason County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 20
  • Average Monthly Premium $44.46/mo
  • Total PPO Enrollment 648
  • $0 Premium PPO Plans 10
  • Average MOOP $5,740
  • Top PPO by Enrollment Medicare Plus Blue Vitality (PPO) — 136 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2027 PPO Medicare Advantage Plans available in Mason County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medicare Plus Blue + Meijer
☆☆☆☆☆
 $45 $6,750 $400 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
 $200 $4,000 $100 H9572-003-1
Medicare Plus Blue Signature
☆☆☆☆☆
 $120 $4,300 $200 H9572-001-1
Medicare Plus Blue Value
☆☆☆☆☆
 $0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
 $74 $5,000 $250 H9572-002-1
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $5,200 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $30 $4,900 $500 H5521-194-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,200 $500 H5521-219-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $5,200 $400 H5521-407-0
Humana Full Access
☆☆☆☆☆
 $41 $4,800 $450 H5216-011-0
Humana Full Access
☆☆☆☆☆
 $0 $5,200 $600 H5216-384-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
 $0 $9,850 $0 H5216-382-0
PriorityMedicare Merit
☆☆☆☆☆
 $119 $5,000 $0 H4875-016-5
HAP Medicare Explore
☆☆☆☆☆
 $0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
 $0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
 $6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
 $165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
 $89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
 $0 $6,550 N/A R0110-013-0
What is the most popular PPO plan in Mason?

Medicare Plus Blue Vitality (PPO) is the top PPO in Mason, with 136 enrollees.

What is the number of PPO plans without Part D coverage in Mason?

There are 3 PPO plans in Mason without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
7
Average Monthly Premium
$9.86/mo
Total HMO Enrollment
152
$0 Premium HMO Plans
6
Average MOOP
$6,379
Top HMO by Enrollment
Trinity Health Plan of Michigan Cash Back (HMO) — 65 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Mason County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
 $0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
 $0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
 $0 $5,800 $200 H2354-028-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
 $0 $9,850 $375 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
 $0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
 $0 $6,500 $350 H9179-001-0
Trinity Health Plan of Michigan Plus
☆☆☆☆☆
 $69 $5,900 $250 H9179-004-0

What is the typical premium for HMO plans in Mason?

HMO plans in Mason cost $9.86 per month on average.

Which HMO plan do most beneficiaries choose in Mason?

The most popular HMO plan in Mason is Trinity Health Plan of Michigan Cash Back (HMO), with 65 enrollees.

How many HMO options are offered without prescription drug coverage in Mason?

There are 2 HMO plans in Mason without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $73.00/mo
  • Total HMO-POS Enrollment 291
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,144
  • Top HMO-POS by Enrollment PriorityMedicare Value (HMO-POS) — 157 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Mason County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
 $107 $4,800 $200 H5883-002-1
BCN Advantage Elements
☆☆☆☆☆
 $0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
 $194 $4,400 $100 H5883-003-1
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
 $103 $5,100 $0 H2320-028-2
PriorityMedicare Latitude
☆☆☆☆☆
 $0 $9,850 $300 H2320-034-3
PriorityMedicare Smart Savings
☆☆☆☆☆
 $0 $9,850 $700 H2320-032-2
PriorityMedicare Value
☆☆☆☆☆
 $75 $6,000 $225 H2320-029-2
HAP Senior Plus
☆☆☆☆☆
 $105 $4,650 $0 H2354-021-0
What is the total number of HMO-POS plans in Mason?

In 2027, Mason has 8 HMO-POS plans with 291 enrollees.

How much do HMO-POS plans cost in Mason?

The typical HMO-POS premium in Mason is $73.00, and 3 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Mason County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Mason County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 25 71%
3 Stars 10 29%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.97

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Mason County, Michigan, including communities such as Custer, Fountain, Free Soil, Ludington, Scottville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .