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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Clinton County

2026 Medicare Advantage Plans in Clinton County, MI

Last update: September 2, 2026.

For 2026, Clinton County, MI includes 50 Medicare Advantage plans. Enrollment across these plans totals approximately 4,355, with 30 $0 premium options and 76% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Clinton County, MI are summarized separately. Visit Medicare Options in Clinton County, MI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $30.46/mo
  • $0 Premium Plans: 30
  • Average MOOP: $5,933 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 76% · 3 Stars: 24% · Below 3: 0%
  • Average Part D Deductible: $272.56
  • Total MA/MAPD Enrollment: 4,355
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Medicare Plus Blue + Meijer (PPO) — 356 enrollees
    2. PriorityMedicare Key (HMO-POS) — 354 enrollees
    3. Humana Full Access H7617-052 (PPO) — 299 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
31
Average Monthly Premium
$31.08/mo
Total PPO Enrollment
3,271
$0 Premium PPO Plans
18
Average MOOP
$6,134
Top PPO by Enrollment
Medicare Plus Blue + Meijer (PPO) — 356 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Clinton County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$72 $5,900 $615 H5521-607-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-214-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,700 $615 H5521-404-0
Aetna Medicare Value Care
☆☆☆☆☆
$46 $5,900 $615 H5521-399-0
Humana Full Access Giveback H7617-058
☆☆☆☆☆
$0 $9,150 $0 H7617-058-0
Humana Full Access H7617-052
☆☆☆☆☆
$0 $5,650 $350 H7617-052-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H7617-071-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$35 $6,750 $150 H9572-007-4
Medicare Plus Blue Assure
☆☆☆☆☆
$210 $4,000 $0 H9572-003-4
Medicare Plus Blue Signature
☆☆☆☆☆
$119 $4,300 $0 H9572-001-4
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $615 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$72 $5,000 $0 H9572-002-4
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $6,000 $200 H4875-020-3
PriorityMedicare Merit
☆☆☆☆☆
$106 $4,200 $0 H4875-016-3
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-5
PriorityMedicare Vital
☆☆☆☆☆
$0 $6,300 $450 H4875-022-5
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access H5216-384
☆☆☆☆☆
$0 $5,650 $350 H5216-384-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
What is the average monthly premium for PPO plans in Clinton?
PPO plans in Clinton cost $31.08 per month on average.
Which PPO plan has the highest enrollment in Clinton?
The most popular PPO plan in Clinton is Medicare Plus Blue + Meijer (PPO), with 356 enrollees.
How many PPO plans in Clinton do not include prescription drug coverage?
4 PPO plans in Clinton do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
9
Average Monthly Premium
$0.98/mo
Total HMO Enrollment
405
$0 Premium HMO Plans
8
Average MOOP
$5,783
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 216 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Clinton County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
$0 $7,500 $275 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
$0 $4,500 $100 H9179-001-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,300 $615 H6322-001-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$9 $5,900 $500 H6322-002-0
McLaren Medicare Inspire Select
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
What is the total number of HMO plans offered in Clinton?

There are 9 HMO plans in 2026, covering 405 enrollees.

How much do HMO plans cost in Clinton?

The average HMO premium in Clinton is $0.98 per month, with 8 plans offering $0 premiums.

What is the top HMO by enrollment in Clinton?

HAP Medicare Superior (HMO) is the top HMO in Clinton, with 216 enrollees.

What is the number of HMO plans without Part D coverage in Clinton?

2 HMO plans in Clinton do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$55.08/mo
Total HMO-POS Enrollment
679
$0 Premium HMO-POS Plans
4
Average MOOP
$5,445
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 354 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Clinton County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
BCN Advantage Classic
☆☆☆☆☆
$103 $4,400 $0 H5883-002-4
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-4
BCN Advantage Prestige
☆☆☆☆☆
$225 $4,000 $0 H5883-003-4
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$66 $4,500 $0 H2320-028-5
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-5
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,250 $500 H2320-032-5
PriorityMedicare Value
☆☆☆☆☆
$43 $5,100 $100 H2320-029-5
PriorityMedicare Vintage
☆☆☆☆☆
$9 $5,600 $615 H2320-031-0
HAP Senior Plus
☆☆☆☆☆
$105 $4,550 $0 H2354-021-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3192-003-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Clinton cost $55.08 per month on average.

Which HMO-POS plan is most popular in Clinton?

The most popular HMO-POS plan in Clinton is PriorityMedicare Key (HMO-POS), with 354 enrollees.

How many HMO-POS plans in Clinton do not include drug coverage?

There are 1 HMO-POS plans in Clinton without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Clinton County, MI (2026) are summarized below.

Medicare Advantage Plan Ratings in Clinton County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 38 76%
3 Stars 12 24%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.06

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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