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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Eaton County

2026 Medicare Advantage Plans in Eaton County, MI

Last update: September 2, 2026.

For 2026, Eaton County, MI includes 51 Medicare Advantage plans. Enrollment across these plans totals approximately 7,451, with 30 $0 premium options and 67% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Eaton County, MI are summarized separately. Visit Medicare Options in Eaton County, MI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $32.64/mo
  • $0 Premium Plans: 30
  • Average MOOP: $5,820 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $287.91
  • Total MA/MAPD Enrollment: 7,451
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. PriorityMedicare Key (HMO-POS) — 1,095 enrollees
    2. Humana Full Access Giveback H7617-058 (PPO) — 619 enrollees
    3. Humana Full Access Giveback H5216-306 (PPO) — 565 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
31
Average Monthly Premium
$31.82/mo
Total PPO Enrollment
5,427
$0 Premium PPO Plans
18
Average MOOP
$6,050
Top PPO by Enrollment
Humana Full Access Giveback H7617-058 (PPO) — 619 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Eaton County, Michigan (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$72 $5,900 $615 H5521-607-0
Aetna Medicare Enhanced
☆☆☆☆☆
$15 $4,900 $615 H5521-194-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-219-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-407-0
Humana Full Access Giveback H7617-058
☆☆☆☆☆
$0 $9,150 $0 H7617-058-0
Humana Full Access H7617-052
☆☆☆☆☆
$0 $5,650 $350 H7617-052-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H7617-071-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$35 $6,750 $150 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
$247 $4,000 $0 H9572-003-2
Medicare Plus Blue Signature
☆☆☆☆☆
$118 $4,300 $0 H9572-001-2
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $615 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$67 $5,000 $0 H9572-002-2
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Merit
☆☆☆☆☆
$129 $4,200 $0 H4875-016-2
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-2
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-4
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access H5216-384
☆☆☆☆☆
$0 $5,650 $350 H5216-384-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,000 N/A H2117-003-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,200 $615 H2117-001-0

What is the average monthly premium for PPO plans in Eaton?

PPO plans in Eaton cost $31.82 per month on average.

Which PPO plan has the highest enrollment in Eaton?

The most popular PPO plan in Eaton is Humana Full Access Giveback H7617-058 (PPO), with 619 enrollees.

How many PPO plans in Eaton do not include prescription drug coverage?

5 PPO plans in Eaton do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 9
  • Average Monthly Premium $0.98/mo
  • Total HMO Enrollment 578
  • $0 Premium HMO Plans 8
  • Average MOOP $5,783
  • Top HMO by Enrollment HAP Medicare Superior (HMO) — 267 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Eaton County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
$0 $7,500 $275 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
$0 $4,500 $100 H9179-001-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,300 $615 H6322-001-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$9 $5,900 $500 H6322-002-0
McLaren Medicare Inspire Select
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
What is the top HMO by enrollment in Eaton?

HAP Medicare Superior (HMO) is the top HMO in Eaton, with 267 enrollees.

What is the number of HMO plans without Part D coverage in Eaton?

2 HMO plans in Eaton do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$63.24/mo
Total HMO-POS Enrollment
1,446
$0 Premium HMO-POS Plans
4
Average MOOP
$5,040
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 1,095 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Eaton County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage Classic
☆☆☆☆☆
$114 $4,400 $0 H5883-002-2
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-2
BCN Advantage Prestige
☆☆☆☆☆
$240 $4,000 $0 H5883-003-2
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$110 $4,500 $0 H2320-028-4
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-4
PriorityMedicare Value
☆☆☆☆☆
$55 $5,100 $100 H2320-029-4
HAP Senior Plus
☆☆☆☆☆
$105 $4,550 $0 H2354-021-0
Wellcare Assist
☆☆☆☆☆
$9 $5,000 $580 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,550 $615 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H5475-026-0

What is the typical premium for HMO-POS plans in Eaton?

HMO-POS plans in Eaton cost $63.24 per month on average.

Which HMO-POS plan has the most members in Eaton?

The most popular HMO-POS plan in Eaton is PriorityMedicare Key (HMO-POS), with 1,095 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Eaton?

There are 1 HMO-POS plans in Eaton without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
0
Average MOOP
$6,800
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
0

2026 PFFS Medicare Advantage plans in Eaton County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the total number of PFFS plans in Eaton?

In 2026, Eaton has 1 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Eaton?

The typical PFFS premium in Eaton is $37.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Eaton County, MI (2026) are summarized below.

Medicare Advantage Plan Ratings in Eaton County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 34 67%
3 Stars 17 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.95

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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