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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Eaton County

2027 Medicare Advantage Plans in Eaton County, MI

Last update: October 6, 2026.

Eaton County, MI has 49 Medicare Advantage plans available in 2027. These include 29 plans with no monthly premium, and roughly 67% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $39.79/mo
$0 Premium Plans: 29
Average MOOP: $6,246 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Average Part D Deductible: $365.60
Total MA/MAPD Enrollment: 7,344
Plans with the Highest Enrollment
(as of October 5, 2026)
1. PriorityMedicare Key (HMO-POS) — 1,097 enrollees
2. Humana Full Access Giveback (PPO) — 629 enrollees
3. Humana Full Access Giveback (PPO) — 562 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Eaton County, MI. Or explore all Medicare Options available in Eaton County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 27
  • Average Monthly Premium $40.57/mo
  • Total PPO Enrollment 5,346
  • $0 Premium PPO Plans 16
  • Average MOOP $6,189
  • Top PPO by Enrollment Humana Full Access Giveback (PPO) — 629 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2027 PPO Medicare Advantage Plans available in Eaton County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H7617-052-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$45 $6,750 $400 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
$255 $4,000 $100 H9572-003-2
Medicare Plus Blue Signature
☆☆☆☆☆
$131 $4,300 $200 H9572-001-2
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$102 $5,000 $250 H9572-002-2
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$30 $4,900 $500 H5521-194-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $500 H5521-219-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $400 H5521-407-0
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H5216-384-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H5216-306-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $7,100 $300 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$163 $5,000 $0 H4875-016-2
PriorityMedicare Thrive
☆☆☆☆☆
$0 $7,150 $400 H4875-024-2
PriorityMedicare Thrive Plus
☆☆☆☆☆
$68 $6,600 $225 H4875-018-2
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
What is the most popular PPO plan in Eaton?

Humana Full Access Giveback (PPO) is the top PPO in Eaton, with 629 enrollees.

What is the number of PPO plans without Part D coverage in Eaton?

There are 4 PPO plans in Eaton without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$8.90/mo
Total HMO Enrollment
578
$0 Premium HMO Plans
8
Average MOOP
$6,390
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 267 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Eaton County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
Trinity Health Plan of Michigan Cash Back
☆☆☆☆☆
$0 $9,850 $375 H9179-002-0
Trinity Health Plan of Michigan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H9179-003-0
Trinity Health Plan of Michigan No Premium
☆☆☆☆☆
$0 $6,500 $350 H9179-001-0
Trinity Health Plan of Michigan Plus
☆☆☆☆☆
$69 $5,900 $250 H9179-004-0

What is the typical premium for HMO plans in Eaton?

HMO plans in Eaton cost $8.90 per month on average.

Which HMO plan do most beneficiaries choose in Eaton?

The most popular HMO plan in Eaton is HAP Medicare Superior (HMO), with 267 enrollees.

How many HMO options are offered without prescription drug coverage in Eaton?

There are 2 HMO plans in Eaton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $64.12/mo
  • Total HMO-POS Enrollment 1,420
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $6,114
  • Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 1,097 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Eaton County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$127 $4,800 $200 H5883-002-2
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$256 $4,400 $100 H5883-003-2
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$131 $5,100 $0 H2320-028-4
PriorityMedicare Align
☆☆☆☆☆
$6 $6,800 $700 H2320-033-2
PriorityMedicare Key
☆☆☆☆☆
$0 $6,950 $300 H2320-022-2
PriorityMedicare Value
☆☆☆☆☆
$80 $6,000 $225 H2320-029-4
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H5475-026-0
What is the total number of HMO-POS plans in Eaton?

In 2027, Eaton has 11 HMO-POS plans with 1,420 enrollees.

How much do HMO-POS plans cost in Eaton?

The typical HMO-POS premium in Eaton is $64.12, and 5 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$60.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$7,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Eaton County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
What is the average monthly premium for PFFS plans?
PFFS plans in Eaton cost $60.00 per month on average.
Which PFFS plan is most popular in Eaton?
The most popular PFFS plan in Eaton is , with 0 enrollees.
How many PFFS plans in Eaton do not include drug coverage?
There are 0 PFFS plans in Eaton without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Eaton County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Eaton County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 33 67%
3 Stars 16 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.89

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Eaton County, Michigan, including communities such as Charlotte, Dimondale, Eaton Rapids, Grand Ledge, Mulliken, Potterville, Sunfield, Lansing, Bellevue, Olivet, Vermontville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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