• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Calhoun County

2026 Medicare Advantage Plans in Calhoun County, MI

Last update: September 2, 2026.

For 2026, Calhoun County, MI includes 53 Medicare Advantage plans. Enrollment across these plans totals approximately 9,799, with 29 $0 premium options and 62% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Calhoun County, MI are summarized separately. Visit Medicare Options in Calhoun County, MI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $30.12/mo
  • $0 Premium Plans: 29
  • Average MOOP: $5,853 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 62% · 3 Stars: 38% · Below 3: 0%
  • Average Part D Deductible: $315.54
  • Total MA/MAPD Enrollment: 9,799
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. PriorityMedicare Key (HMO-POS) — 1,597 enrollees
    2. Humana Full Access Giveback H5216-306 (PPO) — 980 enrollees
    3. PriorityMedicare Edge (PPO) — 767 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
34
Average Monthly Premium
$30.27/mo
Total PPO Enrollment
6,737
$0 Premium PPO Plans
19
Average MOOP
$6,004
Top PPO by Enrollment
Humana Full Access Giveback H5216-306 (PPO) — 980 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Calhoun County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$15 $4,900 $615 H5521-194-0
Aetna Medicare Enhanced
☆☆☆☆☆
$72 $5,900 $615 H5521-607-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-219-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-407-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$35 $6,750 $150 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
$247 $4,000 $0 H9572-003-2
Medicare Plus Blue Essential
☆☆☆☆☆
$25 $6,250 $150 H9572-004-2
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $150 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $6,750 $150 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$118 $4,300 $0 H9572-001-2
Medicare Plus Blue Vitality
☆☆☆☆☆
$67 $5,000 $0 H9572-002-2
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $6,000 $200 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$83 $4,200 $0 H4875-016-5
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-2
PriorityMedicare Vital
☆☆☆☆☆
$0 $6,300 $450 H4875-022-2
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $6,700 $600 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$64 $5,400 $600 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access H5216-384
☆☆☆☆☆
$0 $5,650 $350 H5216-384-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,000 N/A H2117-003-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,200 $615 H2117-001-0
What is the average monthly premium for PPO plans in Calhoun?
PPO plans in Calhoun cost $30.27 per month on average.
Which PPO plan has the highest enrollment in Calhoun?
The most popular PPO plan in Calhoun is Humana Full Access Giveback H5216-306 (PPO), with 980 enrollees.
How many PPO plans in Calhoun do not include prescription drug coverage?
5 PPO plans in Calhoun do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$1.47/mo
Total HMO Enrollment
125
$0 Premium HMO Plans
5
Average MOOP
$5,592
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 100 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Calhoun County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,300 $615 H6322-001-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$9 $5,900 $500 H6322-002-0
McLaren Medicare Inspire Select
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
What is the total number of HMO plans offered in Calhoun?

There are 6 HMO plans in 2026, covering 125 enrollees.

How much do HMO plans cost in Calhoun?

The average HMO premium in Calhoun is $1.47 per month, with 5 plans offering $0 premiums.

What is the top HMO by enrollment in Calhoun?

HAP Medicare Superior (HMO) is the top HMO in Calhoun, with 100 enrollees.

What is the number of HMO plans without Part D coverage in Calhoun?

1 HMO plans in Calhoun do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
12
Average Monthly Premium
$43.43/mo
Total HMO-POS Enrollment
2,913
$0 Premium HMO-POS Plans
5
Average MOOP
$5,475
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 1,597 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Calhoun County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
BCN Advantage Classic
☆☆☆☆☆
$114 $4,400 $0 H5883-002-2
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-2
BCN Advantage Prestige
☆☆☆☆☆
$240 $4,000 $0 H5883-003-2
BCN Advantage Prime Value
☆☆☆☆☆
$35 $5,000 $150 H5883-014-2
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$72 $4,500 $0 H2320-028-2
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-2
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,250 $500 H2320-032-2
PriorityMedicare Value
☆☆☆☆☆
$43 $5,100 $100 H2320-029-2
PriorityMedicare Vintage
☆☆☆☆☆
$9 $5,600 $615 H2320-031-0
Wellcare Assist
☆☆☆☆☆
$9 $5,000 $580 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,550 $615 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H5475-026-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Calhoun cost $43.43 per month on average.

Which HMO-POS plan is most popular in Calhoun?

The most popular HMO-POS plan in Calhoun is PriorityMedicare Key (HMO-POS), with 1,597 enrollees.

How many HMO-POS plans in Calhoun do not include drug coverage?

There are 1 HMO-POS plans in Calhoun without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $37.00/mo
  • Total PFFS Enrollment 24
  • $0 Premium PFFS Plans 0
  • Average MOOP $6,800
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 24 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Calhoun County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the top PFFS plan in Calhoun?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Calhoun, with 24 enrollees.

What is the number of PFFS plans without Part D coverage in Calhoun?

0 PFFS plans in Calhoun do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Calhoun County, MI (2026) are summarized below.

Medicare Advantage Plan Ratings in Calhoun County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 33 62%
3 Stars 20 38%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.93

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

 

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon