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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Manistee County

2027 Medicare Advantage Plans in Manistee County, MI

Last update: October 4, 2026.

In Manistee County, MI, there are 37 Medicare Advantage plans available for 2027. Of these, 20 offer a $0 monthly premium, and about 63% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$48.97/mo
Plans with $0 Premium
20
Average MOOP Limit
$6,047 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 63% · 3 Stars: 37% · Below 3: 0%
Average Part D Deductible
$318.75
Total MA/MAPD Enrollment
1,056
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Medicare Plus Blue + Meijer (PPO) — 179 enrollees
2. Aetna Medicare Signature (PPO) — 174 enrollees
3. Aetna Medicare Signature (HMO-POS) — 75 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Manistee County, MI. Or explore all Medicare Options available in Manistee County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$46.28/mo
Total PPO Enrollment
842
$0 Premium PPO Plans
12
Average MOOP
$6,231
Top PPO by Enrollment
Medicare Plus Blue + Meijer (PPO) — 179 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Manistee County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$45 $6,750 $400 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
$218 $4,000 $100 H9572-003-4
Medicare Plus Blue Signature
☆☆☆☆☆
$132 $4,300 $200 H9572-001-4
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$91 $5,000 $250 H9572-002-4
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $400 H5521-285-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Merit
☆☆☆☆☆
$156 $5,000 $0 H4875-016-1
HAP Medicare Explore
☆☆☆☆☆
$0 $6,050 $400 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $6,400 $400 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$6 $5,600 $500 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,450 $0 H2322-008-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
What is the total number of PPO plans offered in Manistee?

Manistee County has 21 PPO plans for 2027, with 842 enrolled.

How much do PPO plans cost in Manistee?

The typical PPO premium in Manistee is $46.28, and 12 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$3.33/mo
Total HMO Enrollment
22
$0 Premium HMO Plans
5
Average MOOP
$5,858
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 22 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Manistee County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
What is the average monthly premium for HMO plans?
HMO plans in Manistee cost $3.33 per month on average.
Which HMO plan is most popular in Manistee?
The most popular HMO plan in Manistee is HAP Medicare Superior (HMO), with 22 enrollees.
How many HMO plans in Manistee do not include drug coverage?
There are 1 HMO plans in Manistee without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $90.25/mo
  • Total HMO-POS Enrollment 192
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $5,706
  • Top HMO-POS by Enrollment Aetna Medicare Signature (HMO-POS) — 75 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Manistee County, Michigan, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$117 $4,800 $200 H5883-002-4
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$241 $4,400 $100 H5883-003-4
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$148 $5,100 $0 H2320-028-3
PriorityMedicare Latitude
☆☆☆☆☆
$0 $9,850 $300 H2320-034-3
PriorityMedicare Value
☆☆☆☆☆
$111 $6,000 $225 H2320-029-3
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $400 H3192-010-0
What is the total number of HMO-POS plans in Manistee?

There are 8 HMO-POS plans in 2027, covering 192 enrollees.

How much do HMO-POS plans cost in Manistee?

The average HMO-POS premium in Manistee is $90.25 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Manistee?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Manistee, with 75 enrollees.

What is the number of HMO-POS plans without Part D coverage in Manistee?

1 HMO-POS plans in Manistee do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Manistee County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Manistee County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 63%
3 Stars 13 37%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.91

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Manistee County, Michigan, including communities such as Bear Lake, Kaleva, Manistee, Wellston, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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