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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Schoolcraft County

2027 Medicare Advantage Plans in Schoolcraft County, MI

Last update: October 6, 2026.

Schoolcraft County, MI has 12 Medicare Advantage plans available in 2027. These include 6 plans with no monthly premium, and roughly 83% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $86.86/mo
$0 Premium Plans: 6
Average MOOP: $5,858 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 83% · 3 Stars: 17% · Below 3: 0%
Average Part D Deductible: $300.00
Total MA/MAPD Enrollment: 421
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Medicare Plus Blue Vitality (PPO) — 244 enrollees
2. Medicare Plus Blue Value (PPO) — 96 enrollees
3. Humana USAA Honor Giveback (PPO) — 43 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Schoolcraft County, MI. Or explore all Medicare Options available in Schoolcraft County, MI. To understand how local plans fit into the broader market, visit our Michigan Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 9
  • Average Monthly Premium $72.92/mo
  • Total PPO Enrollment 421
  • $0 Premium PPO Plans 5
  • Average MOOP $6,289
  • Top PPO by Enrollment Medicare Plus Blue Vitality (PPO) — 244 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2027 PPO Medicare Advantage Plans available in Schoolcraft County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue Assure
☆☆☆☆☆
$299 $4,000 $100 H9572-003-3
Medicare Plus Blue Signature
☆☆☆☆☆
$168 $4,300 $200 H9572-001-3
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$100 $5,000 $250 H9572-002-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
What is the most popular PPO plan in Schoolcraft?

Medicare Plus Blue Vitality (PPO) is the top PPO in Schoolcraft, with 244 enrollees.

What is the number of PPO plans without Part D coverage in Schoolcraft?

There are 3 PPO plans in Schoolcraft without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $128.67/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $4,567
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Schoolcraft County, Michigan
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$138 $4,800 $200 H5883-002-3
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
$248 $4,400 $100 H5883-003-3
What is the total number of HMO-POS plans in Schoolcraft?

In 2027, Schoolcraft has 3 HMO-POS plans with 0 enrollees.

How much do HMO-POS plans cost in Schoolcraft?

The typical HMO-POS premium in Schoolcraft is $128.67, and 1 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Schoolcraft County, MI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Schoolcraft County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 83%
3 Stars 2 17%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.29

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Schoolcraft County, Michigan, including communities such as Manistique, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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