- Entity
- county:michigan-luce-26095
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/luce/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 15
- PPO Plans
- 12
- HMO Plans
- 0
- HMO-POS Plans
- 3
- PFFS Plans
- 0
- Average Monthly Premium
- 62.39
- Average MOOP
- 5770
- Average Part D Deductible
- 202.5
- $0 Premium Plans
- 9
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 4.23
- $0 Premium Plan Share
- 60
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 73
- 3-Star Plan Share
- 27
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 48.43
- PPO Average MOOP
- 6137.5
- PPO Enrollment
- 454
- PPO $0 Premium Plans
- 8
- PPO Plans Without Part D Coverage
- 4
- HMO-POS Average Monthly Premium
- 118.2
- HMO-POS Average MOOP
- 4300
- HMO-POS Enrollment
- 0
- HMO-POS $0 Premium Plans
- 1
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:michigan-luce-26095
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/luce/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-michigan-luce-26095-landscape-stats
- Plans Indexed
- 15
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle
H5521-286-0 -
Aetna Medicare Signature
H5521-285-0 -
BCN Advantage Classic
H5883-002-3 -
BCN Advantage Elements
H5883-001-3 -
BCN Advantage Prestige
H5883-003-3 -
Humana USAA Honor Giveback
H7617-054-0 -
Humana USAA Honor Giveback with Rx
H7617-071-0 -
Medicare Plus Blue Assure
H9572-003-3 -
Medicare Plus Blue Signature
H9572-001-3 -
Medicare Plus Blue Value
H9572-010-0 -
Medicare Plus Blue Vitality
H9572-002-3 -
Humana Full Access R0110-014
R0110-014-0 -
Humana USAA Honor Giveback
H5216-190-0 -
Humana USAA Honor Giveback with Rx
H5216-305-0 -
HumanaChoice R0110-013
R0110-013-0
-
Aetna Medicare Eagle
- Total Standard Medicare Advantage Enrollment
- 454
2026 Medicare Advantage Plans in Luce County, MI
Last update: .
In Luce County, MI, there are 15 Medicare Advantage plans available for 2026. Of these, 9 offer a $0 monthly premium, and about 73% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Luce County, MI. Or explore all Medicare Options available in Luce County, MI.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 12
- Average Monthly Premium $48.43/mo
- Total PPO Enrollment 454
- $0 Premium PPO Plans 8
- Average MOOP $6,138
- Top PPO by Enrollment Humana USAA Honor Giveback with Rx (PPO) — 121 enrollees
- PPO Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H5521-286-0 | |
| Aetna Medicare Signature | $0 | $5,200 | $615 | H5521-285-0 | |
| Humana USAA Honor Giveback | $0 | $6,550 | N/A | H7617-054-0 | |
| Humana USAA Honor Giveback with Rx | $0 | $8,650 | $90 | H7617-071-0 | |
| Medicare Plus Blue Assure | $291 | $4,000 | $0 | H9572-003-3 | |
| Medicare Plus Blue Signature | $154 | $4,300 | $0 | H9572-001-3 | |
| Medicare Plus Blue Value | $0 | $6,750 | $615 | H9572-010-0 | |
| Medicare Plus Blue Vitality | $82 | $5,000 | $0 | H9572-002-3 | |
| Humana Full Access R0110-014 | $54 | $6,550 | $615 | R0110-014-0 | |
| Humana USAA Honor Giveback | $0 | $6,550 | N/A | H5216-190-0 | |
| Humana USAA Honor Giveback with Rx | $0 | $8,650 | $90 | H5216-305-0 | |
| HumanaChoice R0110-013 | $0 | $6,550 | N/A | R0110-013-0 |
What is the total number of PPO plans offered in Luce?
There are 12 PPO plans in 2026, covering 454 beneficiaries.
How much do PPO plans cost in Luce?
The average PPO premium in Luce is $48.43 per month, with 8 plans offering $0 premiums.
What is the most popular PPO plan in Luce?
Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Luce, with 121 enrollees.
What is the number of PPO plans without Part D coverage in Luce?
There are 4 PPO plans in Luce without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $124 | $4,400 | $0 | H5883-002-3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-001-3 | |
| BCN Advantage Prestige | $231 | $4,000 | $0 | H5883-003-3 |
What is the leading HMO-POS plan in Luce?
is the top HMO-POS in Luce, with 0 enrollees.
What is the number of HMO-POS plans without Part D coverage in Luce?
1 HMO-POS plans in Luce do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Luce County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 11 | 73% |
| 3 Stars | 4 | 27% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.23 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.