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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Midland County

2026 Medicare Advantage Plans in Midland County, MI

Last update: September 1, 2026.

In Midland County, MI, there are 41 Medicare Advantage plans available for 2026. Of these, 23 offer a $0 monthly premium, and about 73% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Midland County, MI. Or explore all Medicare Options available in Midland County, MI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$33.86/mo
Plans with $0 Premium
23
Average MOOP Limit
$5,971 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
Average Part D Deductible
$229.72
Total MA/MAPD Enrollment
5,822
Plans with the Highest Enrollment
(as of September 8, 2026)
1. PriorityMedicare Vital (PPO) — 698 enrollees
2. HAP Medicare Prime (PPO) — 657 enrollees
3. Medicare Plus Blue + Meijer (PPO) — 523 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
26
Average Monthly Premium
$31.64/mo
Total PPO Enrollment
4,680
$0 Premium PPO Plans
15
Average MOOP
$6,290
Top PPO by Enrollment
PriorityMedicare Vital (PPO) — 698 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Midland County, Michigan, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access Giveback H7617-058
☆☆☆☆☆
$0 $9,150 $0 H7617-058-0
Humana Full Access H7617-052
☆☆☆☆☆
$0 $5,650 $350 H7617-052-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H7617-071-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$35 $6,750 $150 H9572-007-4
Medicare Plus Blue Assure
☆☆☆☆☆
$210 $4,000 $0 H9572-003-4
Medicare Plus Blue Signature
☆☆☆☆☆
$119 $4,300 $0 H9572-001-4
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $615 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$72 $5,000 $0 H9572-002-4
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $6,000 $200 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$83 $4,200 $0 H4875-016-5
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-2
PriorityMedicare Vital
☆☆☆☆☆
$0 $6,300 $450 H4875-022-2
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access H5216-384
☆☆☆☆☆
$0 $5,650 $350 H5216-384-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
What is the total number of PPO plans offered in Midland?

Midland County has 26 PPO plans for 2026, with 4,680 enrolled.

How much do PPO plans cost in Midland?

The typical PPO premium in Midland is $31.64, and 15 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$1.47/mo
Total HMO Enrollment
415
$0 Premium HMO Plans
5
Average MOOP
$5,592
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 276 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Midland County, Michigan, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,300 $615 H6322-001-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$9 $5,900 $500 H6322-002-0
McLaren Medicare Inspire Select
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
What is the average monthly premium for HMO plans?
HMO plans in Midland cost $1.47 per month on average.
Which HMO plan is most popular in Midland?
The most popular HMO plan in Midland is HAP Medicare Superior (HMO), with 276 enrollees.
How many HMO plans in Midland do not include drug coverage?
There are 1 HMO plans in Midland without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $61.87/mo
  • Total HMO-POS Enrollment 727
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $5,300
  • Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 375 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Midland County, Michigan, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BCN Advantage Classic
☆☆☆☆☆
$103 $4,400 $0 H5883-002-4
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-4
BCN Advantage Prestige
☆☆☆☆☆
$225 $4,000 $0 H5883-003-4
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$72 $4,500 $0 H2320-028-2
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-2
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,250 $500 H2320-032-2
PriorityMedicare Value
☆☆☆☆☆
$43 $5,100 $100 H2320-029-2
PriorityMedicare Vintage
☆☆☆☆☆
$9 $5,600 $615 H2320-031-0
HAP Senior Plus
☆☆☆☆☆
$105 $4,550 $0 H2354-021-0
What is the total number of HMO-POS plans in Midland?

There are 9 HMO-POS plans in 2026, covering 727 enrollees.

How much do HMO-POS plans cost in Midland?

The average HMO-POS premium in Midland is $61.87 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Midland?

PriorityMedicare Key (HMO-POS) is the top HMO-POS in Midland, with 375 enrollees.

What is the number of HMO-POS plans without Part D coverage in Midland?

1 HMO-POS plans in Midland do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Midland County, MI for 2026.

CMS Star Ratings for Medicare Advantage Plans in Midland County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 30 73%
3 Stars 11 27%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.04

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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