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2027 Medicare Advantage Plans in Emmet County, MI

Last update: .

For 2027, Emmet County, MI includes 30 Medicare Advantage plans. Enrollment across these plans totals approximately 1,601, with 15 $0 premium options and 68% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $51.34/mo
  • $0 Premium Plans: 15
  • Average MOOP: $6,193 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 68% · 3 Stars: 32% · Below 3: 0%
  • Average Part D Deductible: $348.86
  • Total MA/MAPD Enrollment: 1,601
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Full Access Giveback (PPO) — 316 enrollees
    2. Medicare Plus Blue + Meijer (PPO) — 177 enrollees
    3. Medicare Plus Blue Signature (PPO) — 159 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Emmet County, MI are summarized separately. Visit Medicare Options in Emmet County, MI to see more options. For a broader perspective, explore Michigan Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
18
Average Monthly Premium
$47.14/mo
Total PPO Enrollment
1,365
$0 Premium PPO Plans
10
Average MOOP
$6,286
Top PPO by Enrollment
Humana Full Access Giveback (PPO) — 316 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Emmet County, Michigan (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Full Access Giveback
☆☆☆☆☆
 $0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,550 N/A H7617-054-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
 $45 $6,750 $400 H9572-007-2
Medicare Plus Blue Assure
☆☆☆☆☆
 $218 $4,000 $100 H9572-003-4
Medicare Plus Blue Signature
☆☆☆☆☆
 $132 $4,300 $200 H9572-001-4
Medicare Plus Blue Value
☆☆☆☆☆
 $0 $6,750 $700 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
 $91 $5,000 $250 H9572-002-4
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $5,200 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,200 $400 H5521-285-0
Humana Full Access
☆☆☆☆☆
 $41 $4,800 $450 H5216-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
 $0 $9,850 $0 H5216-382-0
PriorityMedicare Merit
☆☆☆☆☆
 $163 $5,000 $0 H4875-016-2
Humana Full Access R0110-014
☆☆☆☆☆
 $89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
 $0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
 $0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
 $70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
 $0 $6,700 N/A H0294-022-0

What is the average monthly premium for PPO plans in Emmet?

PPO plans in Emmet cost $47.14 per month on average.

Which PPO plan has the highest enrollment in Emmet?

The most popular PPO plan in Emmet is Humana Full Access Giveback (PPO), with 316 enrollees.

How many PPO plans in Emmet do not include prescription drug coverage?

5 PPO plans in Emmet do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $6.67/mo
  • Total HMO Enrollment 46
  • $0 Premium HMO Plans 2
  • Average MOOP $6,417
  • Top HMO by Enrollment McLaren Medicare Inspire (HMO) — 35 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Emmet County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
McLaren Medicare Inspire
☆☆☆☆☆
 $0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
 $0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
 $20 $5,900 $500 H6322-002-0
What is the top HMO by enrollment in Emmet?

McLaren Medicare Inspire (HMO) is the top HMO in Emmet, with 35 enrollees.

What is the number of HMO plans without Part D coverage in Emmet?

0 HMO plans in Emmet do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$81.29/mo
Total HMO-POS Enrollment
190
$0 Premium HMO-POS Plans
3
Average MOOP
$5,857
Top HMO-POS by Enrollment
PriorityMedicare Value (HMO-POS) — 87 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Emmet County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage Classic
☆☆☆☆☆
 $117 $4,800 $200 H5883-002-4
BCN Advantage Elements
☆☆☆☆☆
 $0 $4,500 N/A H5883-017-0
BCN Advantage Prestige
☆☆☆☆☆
 $241 $4,400 $100 H5883-003-4
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
 $131 $5,100 $0 H2320-028-4
PriorityMedicare Latitude
☆☆☆☆☆
 $0 $9,850 $300 H2320-034-3
PriorityMedicare Value
☆☆☆☆☆
 $80 $6,000 $225 H2320-029-4
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,350 $400 H3192-010-0

What is the typical premium for HMO-POS plans in Emmet?

HMO-POS plans in Emmet cost $81.29 per month on average.

Which HMO-POS plan has the most members in Emmet?

The most popular HMO-POS plan in Emmet is PriorityMedicare Value (HMO-POS), with 87 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Emmet?

There are 1 HMO-POS plans in Emmet without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Emmet County, MI (2027) are summarized below.

Medicare Advantage Plan Ratings in Emmet County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 68%
3 Stars 9 32%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.96

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Emmet County, Michigan, including communities such as Alanson, Harbor Springs, Levering, Pellston, Petoskey, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .