2026 Medicare Advantage Plans in Tuscola County, MI
Last update: . Enrollment data updated: June 13, 2026
Tuscola County, MI has 52 Medicare Advantage plans available in 2026. These include 34 plans with no monthly premium, and roughly 63% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Tuscola County, MI. Or explore all Medicare Options available in Tuscola County, MI.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 29
- Average Monthly Premium $33.89/mo
- Total PPO Enrollment 2,695
- $0 Premium PPO Plans 19
- Average MOOP $6,169
- Top PPO by Enrollment HAP Medicare Prime (PPO) — 502 enrollees
- PPO Plans Without Drug Coverage 6
What is the most popular PPO plan in Tuscola?
HAP Medicare Prime (PPO) is the top PPO in Tuscola, with 502 enrollees.
What is the number of PPO plans without Part D coverage in Tuscola?
There are 6 PPO plans in Tuscola without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 9
- Average Monthly Premium
- $0.98/mo
- Total HMO Enrollment
- 1,188
- $0 Premium HMO Plans
- 8
- Average MOOP
- $5,783
- Top HMO by Enrollment
- HAP Medicare Superior (HMO) — 886 enrollees
- HMO Plans Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HAP Medicare Connect | $0 | $5,000 | $150 | H2354-015-0 | |
| HAP Medicare MedicalAccess | $0 | $4,500 | N/A | H2354-019-0 | |
| HAP Medicare Superior | $0 | $5,100 | $150 | H2354-028-0 | |
| Trinity Health Plan of Michigan Cash Back | $0 | $7,500 | $275 | H9179-002-0 | |
| Trinity Health Plan of Michigan Glory No RX | $0 | $6,500 | N/A | H9179-003-0 | |
| Trinity Health Plan of Michigan No Premium | $0 | $4,500 | $100 | H9179-001-0 | |
| McLaren Medicare Inspire | $0 | $6,300 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Plus | $9 | $5,900 | $500 | H6322-002-0 | |
| McLaren Medicare Inspire Select | $0 | $6,750 | $615 | H6322-008-0 |
What is the typical premium for HMO plans in Tuscola?
HMO plans in Tuscola cost $0.98 per month on average.
Which HMO plan do most beneficiaries choose in Tuscola?
The most popular HMO plan in Tuscola is HAP Medicare Superior (HMO), with 886 enrollees.
How many HMO options are offered without prescription drug coverage in Tuscola?
There are 2 HMO plans in Tuscola without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 14
- Average Monthly Premium $41.87/mo
- Total HMO-POS Enrollment 520
- $0 Premium HMO-POS Plans 7
- Average MOOP $5,386
- Top HMO-POS by Enrollment PriorityMedicare Key (HMO-POS) — 148 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $124 | $4,400 | $0 | H5883-002-3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-001-3 | |
| BCN Advantage Prestige | $231 | $4,000 | $0 | H5883-003-3 | |
| Priority Health Medicare PriorityMedicare | $66 | $4,500 | $0 | H2320-028-5 | |
| PriorityMedicare Key | $0 | $5,800 | $200 | H2320-022-5 | |
| PriorityMedicare Smart Savings | $0 | $9,250 | $500 | H2320-032-5 | |
| PriorityMedicare Value | $43 | $5,100 | $100 | H2320-029-5 | |
| PriorityMedicare Vintage | $9 | $5,600 | $615 | H2320-031-0 | |
| HAP Senior Plus | $105 | $4,550 | $0 | H2354-021-0 | |
| Aetna Medicare Signature | $0 | $5,900 | $615 | H3192-010-0 | |
| Humana Gold Plus H8908-004 | $0 | $4,250 | $250 | H8908-004-0 | |
| Wellcare Assist | $9 | $5,000 | $580 | H5475-038-0 | |
| Wellcare Giveback | $0 | $7,550 | $615 | H5475-031-0 | |
| Wellcare Simple | $0 | $5,000 | $615 | H5475-026-0 |
What is the total number of HMO-POS plans in Tuscola?
In 2026, Tuscola has 14 HMO-POS plans with 520 enrollees.
How much do HMO-POS plans cost in Tuscola?
The typical HMO-POS premium in Tuscola is $41.87, and 7 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Tuscola County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 33 | 63% |
| 3 Stars | 19 | 37% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.88 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.