- Entity
- county:michigan-saint-clair-26147
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/saint-clair/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 58
- PPO Plans
- 35
- HMO Plans
- 7
- HMO-POS Plans
- 16
- PFFS Plans
- 0
- Average Monthly Premium
- 28.47
- Average MOOP
- 5844.83
- Average Part D Deductible
- 280.98
- $0 Premium Plans
- 33
- Plans Without Part D Coverage
- 7
- Average CMS Star Rating
- 3.97
- $0 Premium Plan Share
- 56.9
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 67
- 3-Star Plan Share
- 33
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 27.59
- PPO Average MOOP
- 6167.14
- PPO Enrollment
- 10827
- PPO $0 Premium Plans
- 21
- PPO Plans Without Part D Coverage
- 5
- HMO Average Monthly Premium
- 7.11
- HMO Average MOOP
- 5421.43
- HMO Enrollment
- 1085
- HMO $0 Premium Plans
- 5
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 39.73
- HMO-POS Average MOOP
- 5325
- HMO-POS Enrollment
- 2339
- HMO-POS $0 Premium Plans
- 7
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:michigan-saint-clair-26147
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/michigan/saint-clair/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-michigan-saint-clair-26147-landscape-stats
- Plans Indexed
- 58
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle
H5521-286-0 -
Aetna Medicare Enhanced
H5521-607-0 -
Aetna Medicare Signature
H5521-214-0 -
Aetna Medicare Signature Extra
H5521-404-0 -
Aetna Medicare Value Care
H5521-399-0 -
BCN Advantage Classic
H5883-002-4 -
BCN Advantage ConnectedCare
H5883-007-0 -
BCN Advantage Elements
H5883-001-4 -
BCN Advantage Prestige
H5883-003-4 -
BCN Advantage Prime Value
H5883-014-4 -
Humana Full Access Giveback H7617-058
H7617-058-0 -
Humana Full Access H7617-052
H7617-052-0 -
Humana USAA Honor Giveback
H7617-054-0 -
Humana USAA Honor Giveback with Rx
H7617-071-0 -
Medicare Plus Blue + Meijer
H9572-007-4 -
Medicare Plus Blue Assure
H9572-003-4 -
Medicare Plus Blue Essential
H9572-004-4 -
Medicare Plus Blue Giveback
H9572-008-0 -
Medicare Plus Blue Secure
H9572-009-0 -
Medicare Plus Blue Signature
H9572-001-4 -
Medicare Plus Blue Vitality
H9572-002-4 -
PriorityMedicare
H2320-028-2 -
PriorityMedicare Key
H2320-022-2 -
PriorityMedicare Smart Savings
H2320-032-2 -
PriorityMedicare Value
H2320-029-2 -
PriorityMedicare Vintage
H2320-031-0 -
HAP Medicare Connect
H2354-015-0 -
HAP Medicare Explore
H2322-011-0 -
HAP Medicare MedicalAccess
H2354-019-0 -
HAP Medicare Prime
H2322-016-0 -
HAP Medicare Superior
H2354-028-0 -
HAP Member Assist
H2322-017-0 -
HAP Senior Plus
H2322-008-0 -
HAP Senior Plus
H2354-021-0 -
PriorityMedicare Edge
H4875-020-2 -
PriorityMedicare Merit
H4875-016-5 -
PriorityMedicare Thrive
H4875-024-1 -
PriorityMedicare Thrive Plus
H4875-018-2 -
PriorityMedicare Vital
H4875-022-2 -
Humana Full Access Giveback H5216-306
H5216-306-0 -
Humana Full Access H5216-011
H5216-011-0 -
Humana Full Access H5216-384
H5216-384-0 -
Humana Full Access R0110-014
R0110-014-0 -
Humana USAA Honor Giveback
H5216-190-0 -
Humana USAA Honor Giveback with Rx
H5216-305-0 -
Humana Value Plus H5216-382
H5216-382-0 -
HumanaChoice R0110-013
R0110-013-0 -
Aetna Medicare Signature
H3192-003-0 -
Humana Gold Plus H8908-001
H8908-001-0 -
Humana Gold Plus H8908-004
H8908-004-0 -
McLaren Medicare Inspire
H6322-001-0 -
McLaren Medicare Inspire Plus
H6322-002-0 -
McLaren Medicare Inspire Select
H6322-008-0 -
Wellcare Assist
H5475-038-0 -
Wellcare Giveback
H5475-031-0 -
Wellcare Patriot Giveback Open
H2117-003-0 -
Wellcare Simple
H5475-026-0 -
Wellcare Simple Open
H2117-001-0
-
Aetna Medicare Eagle
- Total Standard Medicare Advantage Enrollment
- 14251
2026 Medicare Advantage Plans in Saint Clair County, MI
Last update: .
In Saint Clair County, MI, there are 58 Medicare Advantage plans available for 2026. Of these, 33 offer a $0 monthly premium, and about 67% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Saint Clair County, MI. Or explore all Medicare Options available in Saint Clair County, MI.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Saint Clair?
Saint Clair County has 35 PPO plans for 2026, with 10,827 enrolled.
How much do PPO plans cost in Saint Clair?
The typical PPO premium in Saint Clair is $27.59, and 21 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 7
- Average Monthly Premium
- $7.11/mo
- Total HMO Enrollment
- 1,085
- $0 Premium HMO Plans
- 5
- Average MOOP
- $5,421
- Top HMO by Enrollment
- HAP Medicare Superior (HMO) — 631 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage ConnectedCare | $41 | $4,400 | $125 | H5883-007-0 | |
| HAP Medicare Connect | $0 | $5,000 | $150 | H2354-015-0 | |
| HAP Medicare MedicalAccess | $0 | $4,500 | N/A | H2354-019-0 | |
| HAP Medicare Superior | $0 | $5,100 | $150 | H2354-028-0 | |
| McLaren Medicare Inspire | $0 | $6,300 | $615 | H6322-001-0 | |
| McLaren Medicare Inspire Plus | $9 | $5,900 | $500 | H6322-002-0 | |
| McLaren Medicare Inspire Select | $0 | $6,750 | $615 | H6322-008-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Saint Clair cost $7.11 per month on average.
- Which HMO plan is most popular in Saint Clair?
- The most popular HMO plan in Saint Clair is HAP Medicare Superior (HMO), with 631 enrollees.
- How many HMO plans in Saint Clair do not include drug coverage?
- There are 1 HMO plans in Saint Clair without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 16
- Average Monthly Premium $39.73/mo
- Total HMO-POS Enrollment 2,339
- $0 Premium HMO-POS Plans 7
- Average MOOP $5,325
- Top HMO-POS by Enrollment BCN Advantage Prime Value (HMO-POS) — 542 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $103 | $4,400 | $0 | H5883-002-4 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883-001-4 | |
| BCN Advantage Prestige | $225 | $4,000 | $0 | H5883-003-4 | |
| BCN Advantage Prime Value | $35 | $5,000 | $150 | H5883-014-4 | |
| Priority Health Medicare PriorityMedicare | $72 | $4,500 | $0 | H2320-028-2 | |
| PriorityMedicare Key | $0 | $5,800 | $200 | H2320-022-2 | |
| PriorityMedicare Smart Savings | $0 | $9,250 | $500 | H2320-032-2 | |
| PriorityMedicare Value | $43 | $5,100 | $100 | H2320-029-2 | |
| PriorityMedicare Vintage | $9 | $5,600 | $615 | H2320-031-0 | |
| HAP Senior Plus | $105 | $4,550 | $0 | H2354-021-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H3192-003-0 | |
| Humana Gold Plus H8908-001 | $35 | $3,950 | $200 | H8908-001-0 | |
| Humana Gold Plus H8908-004 | $0 | $4,250 | $250 | H8908-004-0 | |
| Wellcare Assist | $9 | $5,000 | $580 | H5475-038-0 | |
| Wellcare Giveback | $0 | $7,550 | $615 | H5475-031-0 | |
| Wellcare Simple | $0 | $5,000 | $615 | H5475-026-0 |
What is the total number of HMO-POS plans in Saint Clair?
There are 16 HMO-POS plans in 2026, covering 2,339 enrollees.
How much do HMO-POS plans cost in Saint Clair?
The average HMO-POS premium in Saint Clair is $39.73 per month, with 7 plans offering $0 premiums.
What is the leading HMO-POS plan in Saint Clair?
BCN Advantage Prime Value (HMO-POS) is the top HMO-POS in Saint Clair, with 542 enrollees.
What is the number of HMO-POS plans without Part D coverage in Saint Clair?
1 HMO-POS plans in Saint Clair do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Saint Clair County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 39 | 67% |
| 3 Stars | 19 | 33% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.97 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.