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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Kalamazoo County

2026 Medicare Advantage Plans in Kalamazoo County, MI

Last update: September 2, 2026.

For 2026, Kalamazoo County, MI includes 51 Medicare Advantage plans. Enrollment across these plans totals approximately 20,077, with 27 $0 premium options and 67% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Kalamazoo County, MI are provided separately. Or you can discover all Medicare Options in Kalamazoo County, MI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $28.45/mo
  • $0 Premium Plans: 27
  • Average MOOP: $5,797 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $293.41
  • Total MA/MAPD Enrollment: 20,077
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. PriorityMedicare Key (HMO-POS) — 5,533 enrollees
    2. PriorityMedicare Edge (PPO) — 2,794 enrollees
    3. PriorityMedicare Vital (PPO) — 1,289 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
34
Average Monthly Premium
$27.48/mo
Total PPO Enrollment
11,810
$0 Premium PPO Plans
19
Average MOOP
$6,004
Top PPO by Enrollment
PriorityMedicare Edge (PPO) — 2,794 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Kalamazoo County, Michigan (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$15 $4,900 $615 H5521-194-0
Aetna Medicare Enhanced
☆☆☆☆☆
$72 $5,900 $615 H5521-607-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-219-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-407-0
Medicare Plus Blue + Meijer
☆☆☆☆☆
$35 $6,750 $150 H9572-007-1
Medicare Plus Blue Assure
☆☆☆☆☆
$192 $4,000 $0 H9572-003-1
Medicare Plus Blue Essential
☆☆☆☆☆
$25 $6,250 $150 H9572-004-1
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $150 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $6,750 $150 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$107 $4,300 $0 H9572-001-1
Medicare Plus Blue Vitality
☆☆☆☆☆
$39 $5,000 $0 H9572-002-1
HAP Medicare Explore
☆☆☆☆☆
$0 $5,400 $200 H2322-011-0
HAP Medicare Prime
☆☆☆☆☆
$0 $5,650 $200 H2322-016-0
HAP Member Assist
☆☆☆☆☆
$9 $5,200 $615 H2322-017-0
HAP Senior Plus
☆☆☆☆☆
$165 $4,150 $0 H2322-008-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $6,000 $200 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$83 $4,200 $0 H4875-016-5
PriorityMedicare Thrive
☆☆☆☆☆
$0 $6,200 $250 H4875-024-1
PriorityMedicare Thrive Plus
☆☆☆☆☆
$49 $5,600 $100 H4875-018-2
PriorityMedicare Vital
☆☆☆☆☆
$0 $6,300 $450 H4875-022-2
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $6,700 $600 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$64 $5,400 $600 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access H5216-384
☆☆☆☆☆
$0 $5,650 $350 H5216-384-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,000 N/A H2117-003-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,200 $615 H2117-001-0

What is the typical premium for PPO plans available in Kalamazoo?

PPO plans in Kalamazoo cost $27.48 per month on average.

Which PPO plan do most beneficiaries choose in Kalamazoo?

The most popular PPO plan in Kalamazoo is PriorityMedicare Edge (PPO), with 2,794 enrollees.

How many PPO options are offered without drug coverage in Kalamazoo?

5 PPO plans in Kalamazoo do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $10.25/mo
  • Total HMO Enrollment 189
  • $0 Premium HMO Plans 3
  • Average MOOP $4,750
  • Top HMO by Enrollment HAP Medicare Superior (HMO) — 132 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Kalamazoo County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage ConnectedCare
☆☆☆☆☆
$41 $4,400 $125 H5883-007-0
HAP Medicare Connect
☆☆☆☆☆
$0 $5,000 $150 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,100 $150 H2354-028-0
What is the total number of HMO plans offered in Kalamazoo?

In 2026, Kalamazoo County has 4 HMO plans with 189 enrollees.

How much do HMO plans cost in Kalamazoo?

The typical HMO premium in Kalamazoo is $10.25, and 3 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
12
Average Monthly Premium
$36.55/mo
Total HMO-POS Enrollment
8,046
$0 Premium HMO-POS Plans
5
Average MOOP
$5,475
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 5,533 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Kalamazoo County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
BCN Advantage Classic
☆☆☆☆☆
$93 $4,400 $0 H5883-002-1
BCN Advantage Elements
☆☆☆☆☆
$0 $4,500 N/A H5883-001-1
BCN Advantage Prestige
☆☆☆☆☆
$178 $4,000 $0 H5883-003-1
BCN Advantage Prime Value
☆☆☆☆☆
$35 $5,000 $150 H5883-014-1
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$72 $4,500 $0 H2320-028-2
PriorityMedicare Key
☆☆☆☆☆
$0 $5,800 $200 H2320-022-2
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,250 $500 H2320-032-2
PriorityMedicare Value
☆☆☆☆☆
$43 $5,100 $100 H2320-029-2
PriorityMedicare Vintage
☆☆☆☆☆
$9 $5,600 $615 H2320-031-0
Wellcare Assist
☆☆☆☆☆
$9 $5,000 $580 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,550 $615 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H5475-026-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Kalamazoo cost $36.55 per month on average.
Which HMO-POS plan is most popular in Kalamazoo?
The most popular HMO-POS plan in Kalamazoo is PriorityMedicare Key (HMO-POS), with 5,533 enrollees.
How many HMO-POS plans in Kalamazoo do not include drug coverage?
There are 1 HMO-POS plans in Kalamazoo without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $37.00/mo
  • Total PFFS Enrollment 32
  • $0 Premium PFFS Plans 0
  • Average MOOP $6,800
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 32 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Kalamazoo County, Michigan (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the total number of PFFS plans in Kalamazoo?

There are 1 PFFS plans in 2026, covering 32 enrollees.

How much do PFFS plans cost in Kalamazoo?

The average PFFS premium in Kalamazoo is $37.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Kalamazoo?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Kalamazoo, with 32 enrollees.

What is the number of PFFS plans without Part D coverage in Kalamazoo?

0 PFFS plans in Kalamazoo do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Kalamazoo County, MI (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Kalamazoo County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 34 67%
3 Stars 17 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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