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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Houghton County

2026 Medicare Advantage Plans in Houghton County, MI

Last update: September 2, 2026.

For 2026, Houghton County, MI includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 1,974, with 10 $0 premium options and 53% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Houghton County, MI are summarized separately. Visit Medicare Options in Houghton County, MI to see more options.

  • PPO Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $30.52/mo
  • $0 Premium Plans: 10
  • Average MOOP: $6,688 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
  • Average Part D Deductible: $245.38
  • Total MA/MAPD Enrollment: 1,974
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Full Access Giveback H7617-058 (PPO) — 403 enrollees
    2. Humana Full Access Giveback H5216-306 (PPO) — 348 enrollees
    3. Medicare Plus Blue Vitality (PPO) — 251 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$30.11/mo
Total PPO Enrollment
1,974
$0 Premium PPO Plans
10
Average MOOP
$6,681
Top PPO by Enrollment
Humana Full Access Giveback H7617-058 (PPO) — 403 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Houghton County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-285-0
Humana Full Access Giveback H7617-058
☆☆☆☆☆
$0 $9,150 $0 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H7617-071-0
Medicare Plus Blue Assure
☆☆☆☆☆
$210 $4,000 $0 H9572-003-4
Medicare Plus Blue Signature
☆☆☆☆☆
$119 $4,300 $0 H9572-001-4
Medicare Plus Blue Value
☆☆☆☆☆
$0 $6,750 $615 H9572-010-0
Medicare Plus Blue Vitality
☆☆☆☆☆
$72 $5,000 $0 H9572-002-4
Humana Full Access Giveback H5216-306
☆☆☆☆☆
$0 $9,150 $0 H5216-306-0
Humana Full Access H5216-011
☆☆☆☆☆
$18 $5,700 $300 H5216-011-0
Humana Full Access R0110-014
☆☆☆☆☆
$54 $6,550 $615 R0110-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,650 $90 H5216-305-0
Humana Value Plus H5216-382
☆☆☆☆☆
$9 $9,250 $250 H5216-382-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
What is the average monthly premium for PPO plans in Houghton?
PPO plans in Houghton cost $30.11 per month on average.
Which PPO plan has the highest enrollment in Houghton?
The most popular PPO plan in Houghton is Humana Full Access Giveback H7617-058 (PPO), with 403 enrollees.
How many PPO plans in Houghton do not include prescription drug coverage?
4 PPO plans in Houghton do not include prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $37.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 0
  • Average MOOP $6,800
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Houghton County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the top PFFS plan in Houghton?

is the top PFFS in Houghton, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Houghton?

0 PFFS plans in Houghton do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Houghton County, MI (2026) are summarized below.

Medicare Advantage Plan Ratings in Houghton County, MI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 53%
3 Stars 8 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.03

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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