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  1. 🏠
  2. Medicare Advantage Plans
  3. Michigan
  4. Cass County

2027 Medicare Advantage Plans in Cass County, MI

Last update: October 5, 2026.

For 2027, Cass County, MI includes 44 Medicare Advantage plans. Enrollment across these plans totals approximately 4,614, with 24 $0 premium options and 72% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.61/mo
  • $0 Premium Plans: 24
  • Average MOOP: $6,669 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 72% · 3 Stars: 28% · Below 3: 0%
  • Average Part D Deductible: $405.44
  • Total MA/MAPD Enrollment: 4,614
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Full Access (PPO) — 797 enrollees
    2. PriorityMedicare Key (HMO-POS) — 567 enrollees
    3. Humana Full Access (PPO) — 482 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cass County, MI are summarized separately. Visit Medicare Options in Cass County, MI to see more options. For a broader perspective, explore Michigan Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
23
Average Monthly Premium
$37.53/mo
Total PPO Enrollment
3,876
$0 Premium PPO Plans
14
Average MOOP
$6,685
Top PPO by Enrollment
Humana Full Access (PPO) — 797 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Cass County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H7617-052-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H7617-058-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H7617-054-0
Medicare Plus Blue Assure
☆☆☆☆☆
$218 $4,000 $100 H9572-003-4
Medicare Plus Blue Essential
☆☆☆☆☆
$36 $7,150 $400 H9572-004-4
Medicare Plus Blue Giveback
☆☆☆☆☆
$0 $9,250 $600 H9572-008-0
Medicare Plus Blue Secure
☆☆☆☆☆
$0 $7,000 $435 H9572-009-0
Medicare Plus Blue Signature
☆☆☆☆☆
$132 $4,300 $200 H9572-001-4
Medicare Plus Blue Vitality
☆☆☆☆☆
$91 $5,000 $250 H9572-002-4
Humana Full Access
☆☆☆☆☆
$41 $4,800 $450 H5216-011-0
Humana Full Access
☆☆☆☆☆
$0 $5,200 $600 H5216-384-0
Humana Full Access Giveback
☆☆☆☆☆
$0 $9,850 $150 H5216-306-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,550 N/A H5216-190-0
Humana Value Plus H5216-382
☆☆☆☆☆
$0 $9,850 $0 H5216-382-0
PriorityMedicare Edge
☆☆☆☆☆
$0 $7,100 $300 H4875-020-2
PriorityMedicare Merit
☆☆☆☆☆
$119 $5,000 $0 H4875-016-5
PriorityMedicare Thrive
☆☆☆☆☆
$0 $7,150 $400 H4875-024-2
PriorityMedicare Thrive Plus
☆☆☆☆☆
$68 $6,600 $225 H4875-018-2
Humana Full Access R0110-014
☆☆☆☆☆
$89 $7,050 $700 R0110-014-0
HumanaChoice R0110-013
☆☆☆☆☆
$0 $6,550 N/A R0110-013-0
AARP Medicare Advantage from UHC MI-0001
☆☆☆☆☆
$0 $7,150 $685 H0294-017-0
AARP Medicare Advantage from UHC MI-0002
☆☆☆☆☆
$70 $5,900 $685 H0294-018-0
AARP Medicare Advantage Patriot No Rx MI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-022-0
What is the average monthly premium for PPO plans in Cass?
PPO plans in Cass cost $37.53 per month on average.
Which PPO plan has the highest enrollment in Cass?
The most popular PPO plan in Cass is Humana Full Access (PPO), with 797 enrollees.
How many PPO plans in Cass do not include prescription drug coverage?
4 PPO plans in Cass do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$3.33/mo
Total HMO Enrollment
15
$0 Premium HMO Plans
5
Average MOOP
$5,858
Top HMO by Enrollment
HAP Medicare Superior (HMO) — 15 enrollees
HMO Plans Without Drug Coverage
1

2027 HMO Medicare Advantage plans in Cass County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HAP Medicare Connect
☆☆☆☆☆
$0 $5,600 $200 H2354-015-0
HAP Medicare MedicalAccess
☆☆☆☆☆
$0 $4,500 N/A H2354-019-0
HAP Medicare Superior
☆☆☆☆☆
$0 $5,800 $200 H2354-028-0
McLaren Medicare Inspire
☆☆☆☆☆
$0 $6,600 $615 H6322-001-0
McLaren Medicare Inspire Giveback
☆☆☆☆☆
$0 $6,750 $615 H6322-008-0
McLaren Medicare Inspire Plus
☆☆☆☆☆
$20 $5,900 $500 H6322-002-0
What is the total number of HMO plans offered in Cass?

There are 6 HMO plans in 2027, covering 15 enrollees.

How much do HMO plans cost in Cass?

The average HMO premium in Cass is $3.33 per month, with 5 plans offering $0 premiums.

What is the top HMO by enrollment in Cass?

HAP Medicare Superior (HMO) is the top HMO in Cass, with 15 enrollees.

What is the number of HMO plans without Part D coverage in Cass?

1 HMO plans in Cass do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$32.14/mo
Total HMO-POS Enrollment
704
$0 Premium HMO-POS Plans
5
Average MOOP
$7,044
Top HMO-POS by Enrollment
PriorityMedicare Key (HMO-POS) — 567 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Cass County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Priority Health Medicare PriorityMedicare
☆☆☆☆☆
$103 $5,100 $0 H2320-028-2
PriorityMedicare Align
☆☆☆☆☆
$6 $6,800 $700 H2320-033-2
PriorityMedicare Key
☆☆☆☆☆
$0 $6,950 $300 H2320-022-2
PriorityMedicare Smart Savings
☆☆☆☆☆
$0 $9,850 $700 H2320-032-2
PriorityMedicare Value
☆☆☆☆☆
$75 $6,000 $225 H2320-029-2
HAP Senior Plus
☆☆☆☆☆
$105 $4,650 $0 H2354-021-0
Wellcare Assist
☆☆☆☆☆
$0 $7,100 $700 H5475-038-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H5475-031-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H5475-026-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Cass cost $32.14 per month on average.

Which HMO-POS plan is most popular in Cass?

The most popular HMO-POS plan in Cass is PriorityMedicare Key (HMO-POS), with 567 enrollees.

How many HMO-POS plans in Cass do not include drug coverage?

There are 0 HMO-POS plans in Cass without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $60.00/mo
  • Total PFFS Enrollment 19
  • $0 Premium PFFS Plans 0
  • Average MOOP $7,800
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 19 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Cass County, Michigan (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
What is the top PFFS plan in Cass?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Cass, with 19 enrollees.

What is the number of PFFS plans without Part D coverage in Cass?

0 PFFS plans in Cass do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cass County, MI (2027) are summarized below.

Medicare Advantage Plan Ratings in Cass County, MI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 28 72%
3 Stars 11 28%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.92

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Cass County, Michigan, including communities such as Cassopolis, Dowagiac, Jones, Marcellus, Vandalia, Edwardsburg, Union, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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