2026 Medicare Advantage Plans in Freeborn County, MN
Last update: . Enrollment data updated: May 2, 2026
In Freeborn County, MN, there are 8 Medicare Advantage plans available for 2026. Of these, 3 offer a $0 monthly premium, and about 25% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Freeborn County, MN. Or explore all Medicare Options available in Freeborn County, MN.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Complete | $248 | $3,500 | $250 | H5959-011-0 | |
| Blue Cross Medicare Advantage Freedom Blue | $0 | $5,500 | N/A | H5959-018-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HumanaChoice H5216-092 | $47 | $9,250 | $615 | H5216-092-0 | |
| Medica Advantage Solution H8889-004 | $159 | $5,600 | $435 | H8889-004-0 | |
| Medica Advantage Solution H8889-008 | $47 | $6,200 | $615 | H8889-008-0 | |
| Medica Advantage Solution H8889-009 | $0 | $6,750 | N/A | H8889-009-0 |
What is the total number of PPO plans offered in Freeborn?
Freeborn County has 7 PPO plans for 2026, with 3,740 enrolled.
How much do PPO plans cost in Freeborn?
The typical PPO premium in Freeborn is $71.57, and 3 plans have no monthly premium.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $37.00/mo
- Total PFFS Enrollment
- 118
- $0 Premium PFFS Plans
- 0
- Average MOOP
- $6,800
- Top PFFS by Enrollment
- Humana Gold Choice H8145-006 (PFFS) — 118 enrollees
- PFFS Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the average monthly premium for PFFS plans?
PFFS plans in Freeborn cost $37.00 per month on average.
Which PFFS plan is most popular in Freeborn?
The most popular PFFS plan in Freeborn is Humana Gold Choice H8145-006 (PFFS), with 118 enrollees.
How many PFFS plans in Freeborn do not include drug coverage?
There are 0 PFFS plans in Freeborn without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Freeborn County, MN for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 2 | 25% |
| 3 Stars | 6 | 75% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.75 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.