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  1. 🏠
  2. Medicare Advantage Plans
  3. Minnesota
  4. Houston County

2027 Medicare Advantage Plans in Houston County, MN

Last update: October 6, 2026.

Houston County, MN has 11 Medicare Advantage plans available in 2027. These include 4 plans with no monthly premium, and roughly 100% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Houston County, MN. Or explore all Medicare Options available in Houston County, MN.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $65.82/mo
$0 Premium Plans: 4
Average MOOP: $6,350 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
Average Part D Deductible: $440.00
Total MA/MAPD Enrollment: 1,635
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Gundersen MN Quartz Med Advantage Value D (w/Rx) (HMO) — 969 enrollees
2. Gundersen MN Quartz Med Advantage Core D (w/Rx) (HMO) — 186 enrollees
3. Gundersen MN Quartz Med Advantage Elite D (w/Rx) (HMO) — 161 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 6
  • Average Monthly Premium $63.83/mo
  • Total PPO Enrollment 129
  • $0 Premium PPO Plans 2
  • Average MOOP $7,067
  • Top PPO by Enrollment Blue Cross Medicare Advantage Freedom Blue (PPO) — 129 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Houston County, Minnesota
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$10 $9,850 $700 H5959-023-2
Blue Cross Medicare Advantage Freedom Blue
☆☆☆☆☆
$0 $6,900 N/A H5959-018-0
Blue Cross Medicare Advantage Select
☆☆☆☆☆
$165 $6,900 $700 H5959-024-0
Medica Advantage Essential
☆☆☆☆☆
$60 $7,150 $700 H8889-023-0
Medica Advantage Salute
☆☆☆☆☆
$0 $4,450 N/A H8889-009-0
Medica Advantage Select
☆☆☆☆☆
$148 $7,150 $455 H8889-024-0
What is the most popular PPO plan in Houston?

Blue Cross Medicare Advantage Freedom Blue (PPO) is the top PPO in Houston, with 129 enrollees.

What is the number of PPO plans without Part D coverage in Houston?

There are 2 PPO plans in Houston without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$68.20/mo
Total HMO Enrollment
1,506
$0 Premium HMO Plans
2
Average MOOP
$5,490
Top HMO by Enrollment
Gundersen MN Quartz Med Advantage Value D (w/Rx) (HMO) — 969 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Houston County, Minnesota
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Gundersen MN Quartz Med Advantage Basic D (w/Rx)
☆☆☆☆☆
$0 $7,150 $270 H9834-007-0
Gundersen MN Quartz Med Advantage Core D (w/Rx)
☆☆☆☆☆
$48 $6,500 $270 H9834-006-0
Gundersen MN Quartz Med Advantage Elite D (w/Rx)
☆☆☆☆☆
$200 $4,450 $200 H9834-001-0
Gundersen MN Quartz Med Advantage Value
☆☆☆☆☆
$0 $4,450 N/A H9834-004-0
Gundersen MN Quartz Med Advantage Value D (w/Rx)
☆☆☆☆☆
$93 $4,900 $225 H9834-003-0

What is the typical premium for HMO plans in Houston?

HMO plans in Houston cost $68.20 per month on average.

Which HMO plan do most beneficiaries choose in Houston?

The most popular HMO plan in Houston is Gundersen MN Quartz Med Advantage Value D (w/Rx) (HMO), with 969 enrollees.

How many HMO options are offered without prescription drug coverage in Houston?

There are 1 HMO plans in Houston without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Houston County, MN for 2027.

CMS Star Ratings for Medicare Advantage Plans in Houston County, MN (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.23

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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