2026 Medicare Advantage Plans in Houston County, MN
Last update: . Enrollment data updated: May 2, 2026
In Houston County, MN, there are 17 Medicare Advantage plans available for 2026. Of these, 5 offer a $0 monthly premium, and about 53% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Houston County, MN. Or explore all Medicare Options available in Houston County, MN.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 11
- Average Monthly Premium $75.55/mo
- Total PPO Enrollment 954
- $0 Premium PPO Plans 3
- Average MOOP $5,677
- Top PPO by Enrollment Blue Cross Medicare Advantage Choice (PPO) — 225 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Choice | $163 | $4,900 | $350 | H5959-009-0 | |
| Blue Cross Medicare Advantage Complete | $248 | $3,500 | $250 | H5959-011-0 | |
| Blue Cross Medicare Advantage Core | $49 | $6,750 | $615 | H5959-012-0 | |
| Blue Cross Medicare Advantage Freedom Blue | $0 | $5,500 | N/A | H5959-018-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HumanaChoice H5216-063 | $108 | $3,400 | $615 | H5216-063-0 | |
| HumanaChoice H5216-092 | $47 | $9,250 | $615 | H5216-092-0 | |
| HumanaChoice H5216-359 | $10 | $5,900 | $615 | H5216-359-0 | |
| Medica Advantage Solution H8889-004 | $159 | $5,600 | $435 | H8889-004-0 | |
| Medica Advantage Solution H8889-008 | $47 | $6,200 | $615 | H8889-008-0 | |
| Medica Advantage Solution H8889-009 | $0 | $6,750 | N/A | H8889-009-0 |
What is the total number of PPO plans offered in Houston?
There are 11 PPO plans in 2026, covering 954 beneficiaries.
How much do PPO plans cost in Houston?
The average PPO premium in Houston is $75.55 per month, with 3 plans offering $0 premiums.
What is the most popular PPO plan in Houston?
Blue Cross Medicare Advantage Choice (PPO) is the top PPO in Houston, with 225 enrollees.
What is the number of PPO plans without Part D coverage in Houston?
There are 3 PPO plans in Houston without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 5
- Average Monthly Premium
- $57.00/mo
- Total HMO Enrollment
- 1,489
- $0 Premium HMO Plans
- 2
- Average MOOP
- $4,900
- Top HMO by Enrollment
- Gundersen MN Quartz Med Advantage Value D (HMO) — 962 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Gundersen MN Quartz Med Advantage Basic D | $0 | $6,700 | $270 | H9834-007-0 | |
| Gundersen MN Quartz Med Advantage Core D | $29 | $5,900 | $270 | H9834-006-0 | |
| Gundersen MN Quartz Med Advantage Elite D | $184 | $3,500 | $200 | H9834-001-0 | |
| Gundersen MN Quartz Med Advantage Value | $0 | $4,200 | N/A | H9834-004-0 | |
| Gundersen MN Quartz Med Advantage Value D | $72 | $4,200 | $225 | H9834-003-0 |
What is the average monthly premium for HMO plans?
HMO plans in Houston cost $57.00 per month on average.
Which HMO plan is most popular in Houston?
The most popular HMO plan in Houston is Gundersen MN Quartz Med Advantage Value D (HMO), with 962 enrollees.
How many HMO plans in Houston do not include drug coverage?
There are 1 HMO plans in Houston without prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $37.00/mo
- Total PFFS Enrollment
- 21
- $0 Premium PFFS Plans
- 0
- Average MOOP
- $6,800
- Top PFFS by Enrollment
- Humana Gold Choice H8145-006 (PFFS) — 21 enrollees
- PFFS Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the typical premium for PFFS plans in Houston?
PFFS plans in Houston cost $37.00 per month on average.
Which PFFS plan has the most enrollment in Houston?
The most popular PFFS plan in Houston is Humana Gold Choice H8145-006 (PFFS), with 21 enrollees.
How many PFFS options are available without prescription drug coverage in Houston?
There are 0 PFFS plans in Houston without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Houston County, MN for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 53% |
| 3 Stars | 8 | 47% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.88 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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