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  1. 🏠
  2. Medicare Advantage Plans
  3. Minnesota
  4. Ramsey County

2026 Medicare Advantage Plans in Ramsey County, MN

Last update: May 11, 2026. Enrollment data updated: May 2, 2026

Ramsey County, MN has 30 Medicare Advantage plans available in 2026. These include 14 plans with no monthly premium, and roughly 67% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ramsey County, MN. Or explore all Medicare Options available in Ramsey County, MN.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $51.60/mo
$0 Premium Plans: 14
Average MOOP: $5,203 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Average Part D Deductible: $447.60
Total MA/MAPD Enrollment: 46,735
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Blue Cross Medicare Advantage Choice (PPO) — 10,347 enrollees
2. Blue Cross Medicare Advantage Comfort (PPO) — 3,868 enrollees
3. HealthPartners Journey Stride (PPO) — 3,058 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 29
  • Average Monthly Premium $53.38/mo
  • Total PPO Enrollment 46,553
  • $0 Premium PPO Plans 13
  • Average MOOP $5,150
  • Top PPO by Enrollment Blue Cross Medicare Advantage Choice (PPO) — 10,347 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Ramsey County, Minnesota
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC FG-0001
☆☆☆☆☆
$42 $6,500 $615 H2001-118-0
AARP Medicare Advantage from UHC MN-0001
☆☆☆☆☆
$0 $6,700 $600 H2001-116-0
AARP Medicare Advantage from UHC MN-0002
☆☆☆☆☆
$54 $4,900 $520 H2001-117-0
AARP Medicare Advantage from UHC MN-0005
☆☆☆☆☆
$94 $4,200 $520 H2001-123-0
AARP Medicare Advantage Patriot No Rx FG-MA01
☆☆☆☆☆
$0 $4,900 N/A H2001-124-0
Blue Cross Medicare Advantage Choice
☆☆☆☆☆
$109 $3,800 $400 H5959-014-1
Blue Cross Medicare Advantage Comfort
☆☆☆☆☆
$55 $4,500 $615 H5959-015-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$197 $3,400 $200 H5959-010-1
Blue Cross Medicare Advantage Core
☆☆☆☆☆
$0 $5,900 $615 H5959-013-1
Blue Cross Medicare Advantage Freedom Blue
☆☆☆☆☆
$0 $5,500 N/A H5959-018-0
HealthPartners Journey Pace
☆☆☆☆☆
$0 $5,900 $350 H4882-009-1
HealthPartners Journey Smart
☆☆☆☆☆
$0 $6,700 $400 H4882-014-1
HealthPartners Journey Steady
☆☆☆☆☆
$165 $3,500 $200 H4882-003-0
HealthPartners Journey Stride
☆☆☆☆☆
$60 $5,000 $300 H4882-011-1
Allina Health Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3219-005-0
Allina Health Aetna Medicare Enhanced
☆☆☆☆☆
$47 $4,200 $300 H3219-002-0
Allina Health Aetna Medicare Grand
☆☆☆☆☆
$87 $3,600 $300 H3219-003-0
Allina Health Aetna Medicare Grand Extra
☆☆☆☆☆
$154 $3,300 $0 H3219-004-0
Allina Health Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $500 H3219-001-0
Allina Health Aetna Medicare Signature Fit
☆☆☆☆☆
$0 $5,900 $615 H3219-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice H5216-063
☆☆☆☆☆
$108 $3,400 $615 H5216-063-0
HumanaChoice H5216-092
☆☆☆☆☆
$47 $9,250 $615 H5216-092-0
HumanaChoice H5216-275
☆☆☆☆☆
$0 $6,100 $615 H5216-275-0
HumanaChoice H5216-359
☆☆☆☆☆
$10 $5,900 $615 H5216-359-0
Medica Advantage Solution H8889-001
☆☆☆☆☆
$110 $4,200 $325 H8889-001-0
Medica Advantage Solution H8889-003
☆☆☆☆☆
$210 $3,800 $125 H8889-003-0
Medica Advantage Solution H8889-005
☆☆☆☆☆
$0 $6,750 $615 H8889-005-0
Medica Advantage Solution H8889-009
☆☆☆☆☆
$0 $6,750 N/A H8889-009-0
What is the most popular PPO plan in Ramsey?

Blue Cross Medicare Advantage Choice (PPO) is the top PPO in Ramsey, with 10,347 enrollees.

What is the number of PPO plans without Part D coverage in Ramsey?

There are 5 PPO plans in Ramsey without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 182
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $6,750
  • Top HMO-POS by Enrollment Medica Advantage Solution H6154-001 (HMO-POS) — 182 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Ramsey County, Minnesota
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Medica Advantage Solution H6154-001
☆☆☆☆☆
$0 $6,750 $615 H6154-001-0
What is the total number of HMO-POS plans in Ramsey?

In 2026, Ramsey has 1 HMO-POS plans with 182 enrollees.

How much do HMO-POS plans cost in Ramsey?

The typical HMO-POS premium in Ramsey is $0.00, and 1 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Ramsey County, MN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Ramsey County, MN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 67%
3 Stars 10 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.07

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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